Resource Capital Management LLC

Item 5 - Fees and Compensation
• The Firm charges a 1% annual management fee that is charge in arrears on a monthly basis. The Firm
    is compensated for its services, provided in accordance with the terms of the Investment Advisory
    Agreement in such manner and amount as may be agreed to by the Client and Advisor and set forth
    in Schedule A of the Firm’s Investment Advisory Agreement and provided and disclosed at the end of
    this section. One twelfth of the annualized fee shall be billed monthly in arrears to the Client, based
    on the average market value, utilizing the closing business day of each week in that month. Market
    value, as reported by the Custodian, including accrued income, will be determinative for the purpose
    of calculating fees. Any deposits or withdrawals initiated by the Client during the billing quarter shall
    be prorated to the effective date. Such amount shall be the sole compensation owing by reason of
    investment advisory services under this Agreement. The fee for services for any period less than a full
    calendar monthly period will be pro-rated on a daily basis on the annualized fee for the period and on
    the market value of the portfolio as described on the final date of such period. Advisor shall provide
    the Client with full disclosure of direct and indirect fees, commissions, penalties, and other
    compensation, including reimbursement for expenses that may be paid by or on behalf of the Advisor
    in connection with the provision of services to the Client. Manager shall update the disclosure
    promptly after a modification of those payments or an additional payment. The following table
    discloses the Firm’s management fee schedule:

        RESOURCE CAPITAL MANAGEMENT, LLC provides investment advice for making investments in equities, options and
        other securities. THE RISK OF LOSS: When making investments in equities, options or other securities, there is a risk
        that a portion or all of the investment funds could be lost.

                                     MONTHLY MANAGEMENT FEE SHCEDULE

            Annual Management Fee:                                                          1.00%

            The following discloses how the Annual Management Fee will be charged in
            arrears on a monthly basis:

            Monthly Management Fee Charged in Arrears:
            January                                                                         0.0833%
            February                                                                        0.0833%
            March                                                                           0.0833%
            April                                                                           0.0833%
            May                                                                             0.0833%
            June                                                                            0.0833%
            July                                                                            0.0833%
            August                                                                          0.0833%
            September                                                                       0.0833%
            October                                                                         0.0833%
            November                                                                        0.0833%
            December                                                                        0.0833%
            Total Annual Management Fee                                                     1.00%

   •   The management fee is negotiable.
   •   The Firm and client may agree to a performance fee. The performance fee is negotiable.
           o The Firm’s performance fees are paid on a monthly, quarterly or annual basis.
           o The Firm and client negotiate a return performance threshold and the Firm receives 20%
                of all returns above that threshold.
   •   The Firm deducts its performance based fees directly from a Clients account.
   •   There are no other fees or expenses that the Firm charges to a client. Clients may incur brokerage
       fees and transaction cost associated with those brokerages services. See Item 12.
   •   The Firm does not accept compensation for the sale of securities or other investment products.
   •   Clients should note that Investment Advisers may NOT base their compensation on a share of
       capital gains on, or capital appreciation of, the funds of a client unless however, the client is a
       “qualified client,” which, effective May 22, 2012, is defined as a client with (a) at least $1 million
       under management with the investment advisor OR (b) a net worth of more than $2 million,
       exclusive of the value of a person’s primary residence.

Item 7 - Types of Clients
The Firm provides investment advice to the following:

    •   Qualified and Accredited Investors
    •   Pension funds
    •   Endowments
    •   Investment companies
    •   Foundations
    •   Trusts