Retirement Capital Planners LLC

Item 5 Fees and Compensation
A. & B. Method of Compensation and Fee Schedule and Client Payment of Fees

Stand-Alone Comprehensive Financial Planning Services:

Financial planning is a discovery process; therefore, situations occur wherein the client is unaware
of certain financial exposures. The fee for a financial plan is predicated upon the facts known at
the start of the engagement. We charge fixed fees for these services which typically range from
$1,000 - $10,000, depending on the complexity of the client’s situation. A deposit of 50% of the
fee is payable at contract signing. The balance is payable upon delivery of the financial plan, which
will be completed within six months of the start of the engagement. The fixed fee for individual
financial plan projects will be charged depending upon, among other things:

   •   The complexity of the client’s needs;
   •   The scope of the engagement;
   •   The relationship of the client with RCPlanners; and
   •   The amount and nature of the research required to perform the services.

Ongoing Financial Planning Services:

Upon completion of a Financial Plan for a client, RCPlanners offers its ongoing financial planning
services to clients for a fixed fee, payable on a monthly basis, in arrears. The fixed fee for these
services typically ranges from $1,000 - $10,000, depending on the complexity of the client’s
situation. RCPlanners will invoice the clients on a monthly basis with payment due upon receipt
of the invoice by the client, no later than 5 days upon receipt of the invoice. RCPlanners and the
client will agree, in advance, to the length of the term for this service. Fees for ongoing financial
planning services are separate and distinct from the fees we charge for investment supervisory
services. The fixed fee for individual financial plan projects will be charged depending upon,
among other things:
   •   The complexity of the client’s needs;
   •   The scope of the engagement;
   •   The relationship of the client with RCPlanners; and

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   •   The amount and nature of the research required to perform the services.

Project or Hourly Financial Planning Consulting Services:

The hourly fee for consultations or project financial planning is based on a rate not to exceed $500
per hour. A $500 hourly rate may exceed the hourly rate charged by other investment advisors
offering similar services. The hourly fee will be negotiated and agreed upon by the parties in
advance. For hourly and project planning engagements, an estimate based upon the complexity of
the client’s particular situation and the involvement on the part of our firm will be provided to the
client prior to entering into an agreement to provide services.

Our fee is payable in advance and the financial project will be completed within 6 months of the
start of the engagement. Alternatively, the client and RCPlanners may agree, in advance, that the
fee will be paid on a monthly basis, in arrears, by invoice provided by RCPlanners to the client
and payable by the client within 5 days of receipt of the invoice.

The fee will be based upon the anticipated number of hours it will take to complete the project. If
the client terminates the Agreement with the Advisor prior to the Advisor's completion of the
project, any fees due the Advisor will be invoiced to the client and payable within 5 days of
delivery of the invoice; and any prepaid fees due to the client for work not yet completed will be
refunded to the client. If the Advisor completes the project in less time than originally planned, the
Advisor will refund to the client a pro-rata share of the fee the client paid. The Advisor will refund
the pro-rata fee to the client within 5 days of delivery of the written report.

Clients may pay financial planning fees by personal check made payable to Retirement Capital
Planners LLC. We cannot accept cash and generally do not accept cash equivalents such as a
cashier’s check and money orders because of federal statutes intended to combat money
laundering. Clients may also pay by debit/credit card or ACH payment.

Client, RCPlanners, or IAR may terminate the executed Agreement for financial planning services
at any time by notifying the non-terminating party in writing of the intent to terminate the
Agreement at least thirty (30) days before the date the Agreement is to terminate. If client
terminates the Agreement within five (5) business days of the date client signs the Agreement,
RCPlanners will refund any fees client paid in advance as a retainer to secure the services client
selected on Schedule A of the Agreement. If client, RCPlanners, or IAR terminates the Agreement
at any other time upon thirty (30) days prior written notice, RCPlanners will refund any fees client
has paid less any unearned fees for the services already rendered. If client has paid no fees in
advance, any unpaid fees for services rendered will be due and paid by client on the date of
termination.

Investment Supervisory Services:

Pursuant to an investment advisory contract signed by each client, the client will pay RCPlanners
a monthly or quarterly management fee, payable in arrears, and will be calculated based upon the
average daily market value of the assets held in the account over the preceding calendar
month/quarter. The range of the annual management fee is up to 2.00%. Fees for investment
supervisory services are separate and distinct from the fees we charge for ongoing financial
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planning services.

This fee is negotiated by the Advisor, at the sole discretion of the Advisor. The fee is negotiated
based on anticipated future earning capacity, anticipated future additional assets, dollar amount of
assets to be managed, related accounts, account composition, negotiations with client, etc.

The client will give written authorization permitting RCPlanners to be paid directly from the
...

Item 7 Types of Clients

RCPlanners offers its services to individuals, trusts, estates, charitable organizations, corporations
and/or other business entities.

RCPlanners does not have any minimum requirements for opening or maintaining an account.