Rossby Financial LLC

Item 5 – Fees and Compensation

   Financial Planning and Consulting Fees
Our Advisors charge a fixed fee or a fee based upon the net worth or assets held by the client
for providing financial planning and consulting services. These fees are negotiable, but have
wide range from $200 to $50,000 on a fixed fee basis, or up to 2% of net worth or of assets
being addressed in the plan or under consultation, and/or a $100 to $1000 on an hourly basis,
depending upon the scope and complexity of the services, the client’s financial situation and
objectives, and the professional rendering the financial planning and/or the consulting services.
Fixed fees will be due and payable upon the agreed timing between client and advisor and
signing of the Agreement. We also offer ongoing services in which the client pays an ongoing
planning fee as negotiated by the client and advisor.

   Asset Management Services Fees
Investment management services are offered on a fee basis, meaning that clients pay a flat
annual fee or an annualized fee based upon the value of their assets under our management.
The Management Fee is negotiable and varies depending upon the size and composition of a
client’s portfolio and the type of services rendered and the representative providing services. Our
maximum management fee will not exceed 2.5% of the assets under management. The services
we provide may be available from other advisers for a lower fee.
Please Note: Fee Differentials-Conflict of Interest. Our IARs determine the amount of advisory
fee to be paid by the client within the parameters of the fee schedule set forth above and this
could present a conflict of interest. No client will be charged more than the reflected maximum
annual percentage fee. As a result, similarly situated clients could pay different advisory fees. Our
advisory services could also be available from other advisers at a lesser annual percentage
advisory fee. Each client should take this potential fee differential into consideration when
determining whether to engage our services. Our CCO remains available to address any
questions that a client or prospective client may have regarding the above potential for fee
differentials and corresponding conflict of interest.

The annual fee is prorated based on when services begin or end. While the timing of billing is
negotiable and varies among clients, we generally charge advisory fees in advance or in arrears
quarterly or monthly, based upon the period end balance for the previous month/quarter.

Under certain engagements, we may adjust billing as follows: if assets more than $100,000 are
deposited into or withdrawn from an account after the inception of a billing period, the fee payable
with respect to such assets is adjusted to reflect the interim change in portfolio value.

Additionally, for asset management services we provide with respect to certain client holdings
(e.g., held- away assets, accommodation accounts, alternative investments, etc.), we may
negotiate a fee rate that differs from the range set forth above.

   Fee Discretion

The fee schedule above is the maximum fee that will be charged. We, in our sole discretion, may
negotiate to charge a lesser fee based upon certain criteria, such as anticipated future earning
capacity, anticipated future additional assets, dollar amount of assets to be managed, related
accounts, account composition, pre-existing client relationship, account retention and pro bono
activities.

   Fee Debit

Our agreement and the separate agreement with any Financial Institutions generally authorize us
and/or the Independent Managers to debit the clients’ accounts for the advisory fee and to directly
remit that fee to us or the Independent Managers. Any Financial Institutions recommended by us
have agreed to send statements to clients not less than quarterly indicating all amounts disbursed
from the account, including the amount of advisory fees paid directly to us. Alternatively, clients
may elect to have us send them an invoice for payment.

   Account Additions and Withdrawals

 Clients may make additions to and withdrawals from their account at any time, subject to our
 right to terminate an account. Additions may be in cash or securities if we reserve the right to
 liquidate any transferred securities or decline to accept securities into a client’s account. Clients
 may withdraw account assets on notice to us, subject to the usual and customary securities
 settlement procedures. However, we design your portfolios as long-term investments, and the
 withdrawal of assets may impair the achievement of your investment objectives. We may consult
 with you about the options and implications of transferring securities. You are advised that when
 transferred securities are liquidated, they may be subject to transaction fees, fees assessed at
 the mutual fund level (i.e., contingent deferred sales charge) and/or tax ramifications.

   Termination Policy

The terms and conditions for client participation in advisory programs or relative to any or our
services are set forth in our written agreements and the account paperwork for the specific
advisory programs or services. The written agreement between us and the client will continue in
effect until terminated by either party by written notice in accordance with the terms and conditions
of the written agreement. In the event the agreement is terminated, the fee for the final billing
period is prorated through the effective date of the termination and the outstanding balance or
unearned portion of the fee is charged or refunded to the client, as appropriate. If a copy of the
Brochure Document(s) is not provided to the client at least 48 hours prior to signing the
contract(s), the client has five (5) business days in which to cancel the contract, without penalty.

   Selection of Other Advisers Fees
We may utilize the services of various third-party investment advisers. We will be compensated
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