RPA Financial LLC

Item 5: Fees and Compensation
  Clients should refer to their advisory agreement for details on fees and compensation. The following is
  a description of the maximum that we are compensated for advisory services that we provide to our
  clients:
  I.       Retirement Plan Consulting Fees:

                          Assets                                 Maximum Annual Fee
                            $1,000,000 or under                        2.0%
                            $1,001,000 to $2,000,000                   1.50%
                            Over $2,000,001                            1.00%

            Fees may be paid on a monthly or quarterly basis, to be determined by RPA and its clients. The
            following will typically apply to clients who are billed monthly:

                    RPA will be paid for services in monthly installments, payable within 45 days after the
                     end of the calendar month. If the fee structure is based upon a percentage of the Plan's
                     assets, monthly fees will be calculated based upon the average net assets in each
                     investment option for the calendar month.

            For clients that are billed on a quarterly basis, fees will typically be calculated based upon the
            ending market value of the plan assets as of the last day of the prior quarter. Clients may
            authorize the investment provider to pay compensation directly to RPA by deducting the
            advisory fee directly from the client’s account. As part of this process, the client understands
            and acknowledges the following:

                    The investment provider sends statements at least quarterly to the client reflecting
                      the market values for each security included in the assets and all disbursements in
                      the client’s account including the amount of the advisory fees paid to RPA;

                    The client provides authorization permitting RPA to be directly paid by these terms;

                    The invoice includes a legend that urges the client to compare information provided
                      in their statements with those from the investment provider in account opening
                      notices and subsequent statements sent to the client.

RPA Financial, LLC                                                                             IARD/CRD No: 294105
Form ADV Part 2A                                                                                     March 31, 2026
Brochure                                                                                                Page 7 of 21

  II.       Hourly and Fixed Fee Consulting Services
            Generally, our hourly fee for Consulting Services will not exceed $350. In the case of fixed fee,
            payment for services will be according to individual circumstance.

            In the case of fixed fee financial planning, payment for services will be according to individual
            arrangement. In general, a portion of the fee is paid in advance with the balance paid upon the
            completion and presentation of the project.

Item 7: Types of Clients
  We have the following types of clients:

            Pension, retirement, and profit-sharing plans

   RPA does not impose a minimum account size to open or maintain an account.