Safe Harbor Family Capital LLC

Item 5: Fees and Compensation

AUM-Based Fee
Advisory fees based on a percentage of AUM are payable quarterly, in advance, based on the
value of the account as of the last trading day of the prior calendar quarter. Safe Harbor’s
management fee ranges up to 0.35%.

Separate account managers (money managers) may also be used to manage a portion of the
client’s assets. The separate account manager fee will be disclosed to the client and is in addition
to the Safe Harbor management fee.

Billing Method
We invoice clients for each quarter, in advance, in accordance with the terms of Safe Harbor's
investment management agreement.

Accounts opened during a billing cycle will not be billed until the following full billing cycle.
Fees for accounts closed during a billing cycle will be prorated based on the number of days the
account was open during the quarter.

Other Fees and Expenses
Safe Harbor's fees do not include brokerage commissions or other fees or charges associated
with securities transactions implemented with or through a brokerage firm, mark-ups or mark-
downs in principal transactions, deferred sales charges, stock exchange fees, wire transfer or
related processing fees, transfer taxes or other charges mandated by law or regulation all of which
will be charged in addition to our fee. Clients may incur certain additional charges imposed by
custodians, brokers, third-party investment managers and other such fees, including charges
relating to the filing of certain tax forms, if required. Safe Harbor does not receive any portion of
any of the foregoing expenses or fees. The fees charged by the custodian at which the client’s
assets are held may be higher than the fees imposed by other custodians. Please refer to Item

Item 7: Types of Clients

Safe Harbor provides investment advisory services to high-net-worth individuals as well as a
family foundation. There is no required account minimum.