Sage Stone Wealth Management LLC

Item 5 - Fees and Compensation

Method of Compensation and Fee Schedule

Comprehensive Portfolio Management
Our firm’s management fee for Comprehensive Portfolio Management will be based on the market value
(including cash and cash equivalents) of a client’s assets under management and will be calculated at up to one
percent (1%) of all a client’s assets under our firm’s management. This fixed percentage -fee will be determined
by examining such factors as the aggregate amount of client assets managed by our firm, the scope of services to
be performed, the relative complexity of the client’s situation, the anticipated use of our resources, and the
nature and frequency of periodic meetings and portfolio reviews, among other factors. The client’s exact fee
percentage shall be explicitly stated in the advisory agreement or an attachment thereof prior to services being
provided. Our management fee is billed on a prorated, annualized basis and will be billed quarterly, in arrears,
based on the total market value of your account on the last reportable market day of the previous quarter.

Certain “legacy clients” are billed in accordance with fee and billing schedules that vary from the current
schedules disclosed above as part of this Brochure. Some legacy clients are billed a lower fee than the current
schedules. Legacy clients include those clients who held a relationship to the firm’s majority owner, Ms. Mary
Naber, prior to November 05, 2010. Exact fees and billing arrangements for such legacy clients are disclosed in
each legacy client’s respective client agreement.

Separately Managed Accounts
In addition to and separate from the advisory fees charged by Sage Stone Wealth Management LLC, as
referenced above, the client will be responsible for advisory fees charged by the Separate Account Managers, as
well as custody and clearing fees charged by the account custodian. Please refer to the appropriate disclosure
brochure for the Separate Account Manager, as well as the related advisory agreements and account opening
paperwork for more information regarding the fees and compensation.

Financial Planning Consultations
We charge on an hourly basis for financial consultation services. The total estimated fee, as well as the ultimate
fee that we charge you, is based on the scope and complexity of our engagement with you. Our hourly fee is
$250, and we bill in six-minute increments (10 increments per hour); partial increments will be treated as a whole
increment. We bill quarterly in arrears and send an invoice to financial planning clients.

Sub-Adviser Services
Third-Party Advisers that engage our firm for sub-adviser services will pay our firm compensation. The
compensation is usually a percentage fee based on the amount of total assets we manage under our sub-advisory
arrangement.

Investment Policy Statement Creation and Review
We charge between $5,000 and $25,000 for the creation of a new Investment Policy Statement or the review of
an existing one unless we are providing the creation and review as part of our investment management services.
When providing this as a stand-alone service, we will bill the client directly.

Portfolio Monitoring
Our firm’s annual fee for Portfolio Monitoring Services is based on the market value of assets in the portfolio and
calculated at up to 0.50% (50 basis points). The annual fee is billed quarterly, in arrears, based on the value of the
portfolio being monitored on the last reportable market day of the quarter. We send an invoice directly to the
client.

Aggregation of Accounts for Purposes of Fees
In determining the client’s fixed percentage management fee, we typically aggregate asset-based accounts for
the same individual or two or more accounts within the same family, or accounts where a family member has
power of attorney over another family member’s or incompetent person's account. We reserve the right to apply
our fee schedule separately to each account if investment objectives are substantially different for any two or
more household accounts and requiring different investment approaches or operational requirements.

Discounting of Advisory Fees
The services to be provided and their specific fees will be detailed in each engagement agreement. Our published
fees can be discounted by our firm at our sole discretion, but they are not negotiable. In addition, for family and
friends of the firm, we have in the past and can in the future, in our sole discretion, reduce or waive fees in their
entirety.

Client Payment of Fees

Comprehensive Portfolio Management
Our firm’s fees are billed on a prorated, annualized basis that is paid quarterly in arrears. Accounts will be
assessed in accordance with asset values disclosed on the statement the client will receive from the custodian of
record for the purpose of verifying the computation of the advisory fee. In the rare absence of a reportable
market value, our firm can seek a third-party opinion from a recognized industry source (e.g., unaffiliated public
accounting firm), and you can choose to separately seek such an opinion at your own expense as to the valuation
of “hard-to-price” securities if necessary.

Fees will generally be deducted from your account by your custodian and paid to us.. In rare cases, we will agree
to directly bill clients. The withdrawal of these fees will be accomplished by the selected custodian, not by our
firm, and the custodian will remit our fees to our firm. By signing our firm’s advisory agreement as well as the
custodian account opening documents, you will be authorizing the withdrawal of our advisory fees from your
account. All fees deducted will be clearly noted on account statements that you will receive directly from the
custodian of record on a quarterly or more frequent basis. Should you open or terminate an account during a
quarter, our fee will be prorated based on the number of days the account was open during the quarter. Our firm
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Item 7 - Types of Clients
We provide our advisory services to individuals, high net worth individuals, charitable organizations and
foundations, pension and profit-sharing plans, and we also offer our services to businesses of various scale. We
require a minimum account balance of $250,000 for our Comprehensive Portfolio Management Services, as well
as a minimum fixed fee of $5,000 for our Investment Policy Statement Creation and Review Services.

We reserve the right to waive or reduce certain fees based on unique individual circumstances, special
arrangements, or pre-existing relationships. We also reserve the right to decline services to any prospective client
for any non-discriminatory reason.