Our Wealth Guides Inc

Item 5 - Fees and Compensation
Payment requirements, term of service, etc., and will be stated in your engagement agreement with our
firm. Our stated fees are negotiable, and we typically reduce or waive for associates of the firm, family
members, or pre-existing relationships. Our firm strives to offer fees that are fair and reasonable in light of
the experience of the firm and the services to be provided to you.

Fees are to be paid to the firm by check or draft from US-based financial institutions. With your prior
authorization, payment may also be made by credit or debit card through a qualified, unaffiliated PCI
compliant1 third-party processor, or withdrawal from your investment account held at your custodian of
record. Village Wealth Advisors does not accept cash, money orders or similar forms of payment for its
Village Wealth Advisors
Form ADV Part 2 - 2026

 engagements.

1 For
    an explanation of the term “PCI,” who the PCI Security Standards Council is, as well as its comprehensive standards to enhance
 payment card data security, please go to https://www.pcisecuritystandards.org/security_standards/index.php

Financial Planning
 Multi-component planning engagements are assessed fixed fees that ranges from $250 to $6,000. Our fee
 will take into consideration factors such as the complexity of your financial profile, the depth of services to
 be provided through the engagement, assets that comprise your overall portfolio, number of accounts
 comprising the portfolio, whether you or our firm will implement the transactions for your account(s), time
 involved in the engagement, among others. A deposit equaling the greater of one-half of the quoted fee or
 $1,000 will be due upon execution of the engagement agreement, and the remaining portion upon plan
 delivery.

 Clients interested in a limited planning component engagement are assessed an hourly fee. Our rate is $250
 per hour; billed in 15-minute increments, and a partial increment (e.g., seven minutes) will be treated as a
 whole increment. Prior to entering into an agreement with our firm you will receive an estimate of the
 overall cost based on your requirements and the time involved. No advance deposit is required. Payment is
 due upon delivery of our invoice, which coincides with the presentation of your plan.

Educational Workshops
 Workshops sessions are complimentary; no fee is assessed.

Portfolio Management Services
 Investment accounts managed by our firm are assessed an annualized asset-based based that is paid
 quarterly, in advance, as indicated in the following fee table. For the benefit of discounting your asset-based
 fee, we will attempt to aggregate accounts for the same individual or two or more accounts within the same
 household. The fee is determined by the value of account assets and calculated on the previous quarter’s-
 end market value of the portfolio and multiplying that quotient by the applicable number of basis points set
 forth in the fee table (one basis point equals 1/100 of one percent). The result is then divided by four to
 determine the quarterly fee.

                           Fee formula: ((quarter-end market value) x (applicable number of basis points)) ÷ 4
                              Assets Under Management                                Annual Fee
                                    First $1 million                           1.20% (120 basis points)
                                    Next $1 million                            1.00% (100 basis points)
                                    Next $3 million                            0.75% (75 basis points)
                                   Above $5 million                            0.65% (65 basis points)

 The asset-based fee is based on a blended tier; for example, a client’s portfolio with $2.5 million in assets
 managed by our firm at our custodian would be assessed an annualized fee of 120 basis points for the first
 $1 million, 100 basis points on the second $1 million and 75 basis points on the remaining amount above $2
 million.

 For clients with less than $500,000 in assets under management, we will either charge: (i) a $2,500
 onboarding fee and thereafter the above fee schedule will apply; or (ii) an ongoing fixed fee of $1,500 paid
 Village Wealth Advisors
 Form ADV Part 2 - 2026

quarterly in advance, whichever is greater. The fee may be reduced or waived at the firm’s discretion.

In the rare absence of a reportable market value, our firm may seek a third-party opinion from a recognized
industry source (e.g., unaffiliated public accounting firm), and the client may choose to separately seek such
an opinion at their own expense as to the valuation of “hard-to-price” securities if they believe it to be
necessary.

The first billing cycle will begin once your engagement agreement is executed with our firm and assets have
settled into your account held by the custodian of record. Advisory fees for partial periods will be prorated
based on the remaining days in the reporting period in which our firm services the account. Fee payments
will generally be assessed within the first 10 days of each billing cycle.

Our firm will concurrently send you and the custodian of record an invoice each billing period that describes
the advisory fees to be deducted from the account at our firm’s request. The invoice will include the total
fee assessed, covered time period, calculation formula utilized, and reference to the assets under
management in which the fee had been based. We encourage you to verify the accuracy of fee calculations.
Custodians do not verify the accuracy of advisory fee assessments for an account.

Your written authorization is required in order for the custodian of record to deduct advisory fees from your
account. By signing our firm’s engagement agreement, as well as the custodian account opening documents,
you will be authorizing the custodian to withdraw both advisory fees and any transactional fees from your
...

Item 7 - Types of Clients
Our firm provides advisory services to individuals and high net worth individuals. We do not require
minimum income, minimum asset levels or other similar preconditions, but we do reserve the right to
decline services to any prospective client for any nondiscriminatory reason.