Santori & Peters Inc

Item 5 Fees and Compensation
Please refer to the Advisory Business section in this brochure for information on our advisory fees, fee
deduction arrangements, and refund policy according to each service we offer.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You will also incur transaction charges and/or
brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
the broker-dealer or custodian through whom your account transactions are executed. We do not
share in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or
custodian. To fully understand the total cost you will incur, you should review all the fees charged by
mutual funds, exchange traded funds, our firm, and others. For information on our brokerage practices,
please refer to the Brokerage Practices section of this brochure.

Compensation for the Sale of Investment Products
We are affiliated with Lintel Financial, LLC, a licensed insurance agency, and Risk Managers, Inc., a
full service insurance brokerage firm. Persons providing investment advice on behalf of our firm are
licensed as independent insurance agents. These persons will earn commission-based compensation
for selling insurance products, including insurance products they sell to you. Insurance commissions
earned by these persons are separate and in addition to our advisory fees. This practice presents a
conflict of interest because persons providing investment advice on behalf of our firm who are
insurance agents have an incentive to recommend insurance products to you for the purpose of
generating commissions rather than solely based on your needs. However, you are under no
obligation, contractually or otherwise, to purchase insurance products through any person affiliated
with our firm. Please see the Other Financial Industry Activities and Affiliations section for addition
information.

Item 7 Types of Clients
We offer investment advisory services to individuals, pension and profit sharing plans.

In general, we do not require a minimum dollar amount to open and maintain an advisory account.