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| Family Capital Management Inc
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| CRD # | 111230 |
| SEC # | 801-110407 |
| CIK # | 0001964344, 0001123320 |
| AUM | 435.1 M (2026-03-04) |
| Employees | 10 (40% Investors, 10% Brokers) |
| Fees | |
| Minimum | |
| Phone | 616-774-4560 |
| Address | 168 Louis Campau Promenade NW, Grand Rapids, MI 49503 |
| Source | [IAPD] [EDGAR] [Website] [LinkedIn] |
| Total AUM ($M) |
|---|
| Fees and Compensation — Form ADV Part 2A (3/4/2026) [Brochure] |
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Item 5 Fees and Compensation
Portfolio Management Fees
We charge a fee based on assets under management based on the blended tiered fee schedule noted
below*:
Portfolio Value Maximum Advisory Fee
$0 - $500,000 1.25%
$500,001 - $1,000,000 0.90%
$1,000,001 - $2,000,000 0.85%
$2,000,001 - $5,000,000 0.70%
$5,000,001 - $10,000,000 0.25%
$10,000,001 and higher Negotiable
*For example, the applicable management fee for a client with $2,500,000 in portfolio assets would be
as follows: the first $500,000 would be billed at an annual rate of 1.25%; the next $500,000 would be
billed at an annual rate of 0.90%; the next $1,000,000 would be billed at an annual rate of 0.85%; and
the remaining $500,000 would be billed at an annual rate of 0.70%.
Clients may be subject to a different fee schedule depending on when they signed an agreement with
our firm. We may also negotiate other fee arrangements, such as a flat percentage of assets under
management, depending on the client’s circumstances.
Our annual portfolio management fee is billed and payable monthly, in arrears, based on the value of
your account on the last day of the calendar month.
If the portfolio management agreement is executed at any time other than the first day of a calendar
month, our fees will apply on a pro rata basis. This means that our advisory fee is payable only in
proportion to the number of days in the calendar month for which you are a client. Our advisory fee is
negotiable, depending on individual client circumstances.
At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.
Unless we agree to invoice you directly for the payment of our advisory fee, we will deduct our fee
directly from your account through the qualified custodian holding your funds and securities. We will
deduct our advisory fee only when you have given our firm written authorization permitting the fees to
be paid directly from your account. Further, the qualified custodian will deliver an account statement to
you at least quarterly. These account statements will show all disbursements from your account, and
you should review all statements for accuracy.
You may terminate the portfolio management agreement upon 30-days' written notice to our firm. You
will incur a pro rata charge for services rendered prior to the termination of the portfolio management
agreement. This means that you will incur advisory fees only in proportion to the number of days in the
terminating calendar month during which you were a client.
Financial Consulting Fees
For financial consulting services, we charge a percentage of net worth that ranges up to 0.25% of net
worth with a $1,500 minimum fee. The fee is negotiable depending upon the complexity and scope of
the services, your financial situation, and your objectives.
Fees are payable upon completion of the contracted services.
At our sole discretion we may waive a financial consulting fee or it may be offset by advisory fees
earned in the implementation process.
You may terminate the agreement by providing written notice to our firm. You will incur a pro rata
charge for services rendered prior to the termination of the agreement.
Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You will also incur transaction charges and/or
brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
the broker-dealer or custodian through which your account transactions are executed. We do not share
in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or custodian. To
fully understand the total cost you will incur, you should review all the fees charged by mutual funds,
exchange traded funds, our firm, and others. For information on our brokerage practices, please refer
to the "Brokerage Practices" section of this Disclosure Brochure.
Compensation for the Sale of Securities or Other Investment Products
Kyle Kelley Our firm's Investment Advisor Representatives (“IARs”) may be registered representatives
with Purshe Kaplan Sterling Investments, a securities broker-dealer, and a member of the Financial
Industry Regulatory Authority ("FINRA") and the Securities Investor Protection Corporation ("SIPC"). In
their separate capacity as a registered representative, such IARs will receive commission-based
compensation in connection with the purchase and sale of securities, including 12b-1 fees for the sale
of investment company products. Additionally, certain IARs of our firm are also licensed as
independent insurance agents, and will earn commission-based compensation for selling insurance
products to you.
Compensation earned by these persons in their separate capacities as registered representatives
and/or licensed insurance agents is separate and in addition to our advisory fees. These practices
present a conflict of interest because IARs of our firm who are registered representatives and/or
... |
| Account Minimums and Types of Clients — Form ADV Part 2A (3/4/2026) [Brochure] |
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Item 7 Types of Clients We offer investment advisory services to individuals, other investment advisers, trusts, estates, charitable organizations, corporations, and other business entities. In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we have the right to terminate your account if it falls below a minimum size which, in our sole opinion, is too small to effectively manage. |
| Sector | Form 13F Holdings | Value ($M) | |
|---|---|---|---|
| Adobe Systems Inc | 49.0 | ||
| Alphabet Inc | 15.0 | ||
| J P Morgan Chase & Co | 13.0 | ||
| Apple Inc | 10.9 | ||
| Johnson & Johnson | 9.9 | ||
| Visa Inc | 8.4 | ||
| United Technologies Corp /DE/ | 6.6 | ||
| Abbott Laboratories | 5.8 | ||
| Targa Resources Corp | 5.6 | ||
| Broadcom Inc | 5.4 | ||
| View All | |||
| Holdings by Sector ($M) |
|---|
| AUM Breakdown | Accounts | AUM ($M) |
|---|---|---|
| By Client Type | ||
| (a) Individuals (other than high net worth individuals) | 360 | 87.7 |
| (b) Individuals (high net worth individuals) | 131 | 312.1 |
| (c) Banking or thrift institutions | 0 | 0.0 |
| (d) Investment companies | 0 | 0.0 |
| (e) Business development companies | 0 | 0.0 |
| (f) Pooled investment vehicles | 0 | 0.0 |
| (g) Pension and profit sharing plans | 0 | 0.0 |
| (h) Charitable organizations | 5 | 25.7 |
| (i) State or municipal government entities | 0 | 0.0 |
| (j) Other investment advisers | 0 | 0.0 |
| (k) Insurance companies | 0 | 0.0 |
| (l) Sovereign wealth funds and foreign official institutions | 0 | 0.0 |
| (m) Corporations or other businesses not listed above | 3 | 9.6 |
| (n) Other | 0 | 0.0 |
| Total | 1,322 | 435.1 |
| By Discretionary | ||
| Discretionary | 1,322 | 435.1 |
| Non-Discretionary | 0 | 0.0 |
| Total | 1,322 | 435.1 |
| By Non-United States Persons | ||
| Non-United States Persons | 0.0 | |
| United States Persons | 435.1 | |
| Total | 1,322 | 435.1 |
| EDGAR Form | CIK | 2011 - 2026 |
|---|---|---|
| 13F-HR | [0001123320] | |
| 13F-HR | [0001964344] |
| Firm Profile (Form ADV) | |
|---|---|
| Discretionary AUM | $0.1B |
| Serves | Institutional, Retail |
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|---|---|---|
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|
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