Comprehensive Financial Planning Inc

Item 5       Fees and Compensation
  A. THE MANAGED PORTFOLIO PROGRAM AGREEMENT AND/OR ADVISORY AGREEMENT FOR
     DEFINED CONTRIBUTION PLANS
     If a client determines to engage the Registrant to provide discretionary and/or non-
     discretionary investment advisory services on a fee basis, the Registrant’s annual investment
     advisers fee shall be based upon a percentage (%) of the market value and type of assets
     placed under the Registrant’s management (between 1.75 % and 0.20% for equity
     investments and 0.26% for cash and cash equivalent investments) as follows:

                    MANAGED PORTFOLIO PROGRAM FEE SCHEDULE
                       (Expressed as % of Asset in Managed Account)
             Asset Value                                   Fee Schedule

                   INVESTED EQUITY PORTION OF PORTFOLIO
             Less than $250,000                    1.75%
             $250,000 but less than $500,000       1.50%
             $500,000 but less than $1,000,000     1.25%
             $1,000,000 but less than $5,000,000   0.85%
             $5,000,000 but less than $10,000,000  0.60%
             $10,000,000 but less than $50,000,000 0.40%
             $50,000,000 plus                      0.20%

             CASH AND CASH EQUIVALENT
             PORTION OF PORTFOLIO                                   0.26%

Flat Fee

If a client has over 500 employees and assets in excess of $50,000,000, the fee may be an
annual flat fee determined by multiplying $155 to $200 by the number of plan participants as
of the beginning of the plan year.

     Fee Calculation Process

     CFPI fee calculations are based on our “Managed Portfolio Program Agreement”
     Fee Schedule Exhibit “A”. Modifications to Exhibit A may occur under the
     following circumstances as described on the respective Addendum:
            • Addendum to Managed Portfolio Program Agreement “Affiliated
              Employee” - is herein defined as an individual employed by a client with
              whom we manage their corporate accounts or retirement plan (i.e.: 401(k),
              Pension Plan, Profit Sharing Plan, etc.). This fee reduction will also be
              extended to the Affiliated Employees spouse/significant other, children
              and stepchildren.
            • Addendum to Managed Portfolio Program Agreement “Affiliated Party” -
              is defined as certain individuals, corporate accounts and retirement plans
              associated with one employer. This is deemed to include all Owners,
              Executives, Retirement Plans and the Trustees of the retirement plan. This
              definition is also deemed to include the families of Affiliated Parties
              (spouse, significant other, children, stepchildren, grandchildren,
              son/daughter in law, etc.).
           • Addendum to Managed Portfolio Program Agreement “Rollover” - As this
              is a rollover IRA from an existing client’s retirement plan (i.e.: 401(k),
              Pension Plan, Profit Sharing Plan, etc.), the fee billed for this account will
              be the same fee billed for client’s retirement plan. Once this fee is
              established, it will remain unchanged unless the assets of this IRA grow to
              the point that the account, on a standalone basis, would warrant a
              reduction in fee being charged according to the Fee Schedule stated within
              the agreement.
            • Addendum to Managed Portfolio Program Agreement “Family-
              Employee”- is defined as current employee of the advisor firm and any
              individual that was employed by the advisor firm and has: a) satisfactorily
              completed one (1) year of service and b) has terminated service in good
              standing- as determined by the advisor firm.

1) Clients may elect to have the Registrant’s advisory fees deducted from their custodial
   account. Both Registrant's Managed Portfolio Program and/or Advisory Agreement for
   Defined Contribution Plans and the custodial/clearing agreement may authorize the

      custodian to debit the account for the Registrant's investment advisory fee and to directly
      remit that management fee to the Registrant in compliance with regulatory procedures. In
      the event that the Registrant bills the client directly, payment is due upon receipt of the
      Registrant’s invoice. The Registrant shall deduct fees and/or bill clients semi-annually or
      quarterly in special situations in arrears, based upon the market value of the client’s
      portfolio on the last trading day of each advisory fee period, unless specified otherwise in
      the program description.

   2) As discussed below, unless the client directs otherwise or an individual client’s
      circumstances require, the Registrant shall generally recommend that Charles Schwab
      and Co., Inc. (“Schwab”), Matrix Trust Company (Broadridge Financial Solutions), T.
      Rowe Price Investment Services, Inc. (“T. Rowe Price”) and/or The Vanguard Group,
      Inc. (“Vanguard”) serve as the broker-dealer/custodian for client investment management
      assets. Should the client direct, or under certain circumstances, the Registrant may utilize
      the services of other trading platforms, including, but not limited to, Empower, Principal,
      Nationwide, etc. Broker-dealers such as Schwab, Matrix Trust Company (Broadridge
      Financial Solutions), T. Rowe Price and/or Vanguard, etc. may charge brokerage
      commissions and/or transaction fees for effecting certain securities transactions (e.g.,
      transaction fees are charged for certain no-load mutual funds, commissions are charged
      for individual equity and fixed income securities transactions). In addition to
      Registrant’s investment management fee, brokerage commissions and/or transaction fees,
...

Item 7      Types of Clients
     The Registrant’s clients shall generally include pension and profit-sharing plans, individuals,
     business entities, trusts, estates, and charitable organizations. The Registrant does not
     generally require an annual minimum fee or asset level for investment advisory services.
     The Registrant, in its sole discretion, may charge a lesser investment management fee based

     upon certain criteria (i.e., anticipated future earning capacity, anticipated future additional
     assets, dollar amount of assets to be managed, related accounts, account composition, etc.).