Sebold Capital Management Inc

Item 5 – Fees and Compensation

Sebold Capital Management bases its fees on a percentage of assets under management, hourly
charges, fixed fees, and a retainer that is not calculated on assets under management basis or on an
hourly estimate. Fees are not negotiable. In Illinois, unless a client has received the firm’s disclosure
brochure at least 48 hours prior to signing the investment advisory contract, the investment advisory
contract may be terminated by the client within five (5) business days of signing the contract without
incurring any advisory fees.

Wealth Management
Initial financial planning fees for the Wealth Management services is $2,000. This is a one-time fee.

Wealth Management Fees are as follows:

$0                -        $ 1,000,000                1.25%
$1,000,000        -        $ 2,000,000                 .85%
$2,000,001        -        $ 6,000,000                 .65%
$6,000,001        -        $25,000,000                 .55%
$25,000,001       +                                    .50%

A detailed fee schedule showing calculations is provided with the quarterly invoice.
Investment Management
Investment Management fees are as follows:

0                 -        $ 1,000,000                1.00%
$ 1,000,001       -        $ 2,000,000                 .75%
$ 2,000,001       -        $10,000,000                 .50%
$10,000,001       +                                    .40%

There is a minimum quarterly billing of $5,250 for both Wealth Management and Investment
Management services, grandfathered provisions may apply.

Business Succession Planning
Business Succession Planning fees are agreed upfront and approved by the client prior to the
engagement. They are based on complexity of the engagement and scope of services.

Form ADV Part 2A Firm Brochure and Part 2B Brochure Supplement - Revised 03/18/2026

Retirement Investment Consulting
Retirement Investment Consulting services are between .20% and 1.25% of the plan’s assets
depending on the size and complexity of the plan, in addition to the services required by the client.

Financial Planning
Financial Planning fees are agreed upfront and approved by the client prior to the engagement. They
are based on complexity of the engagement and scope of services and range between $20,000 - $50,000
per year, invoiced quarterly in advance.

Billing
Investment Management and Wealth Management services have fees deducted quarterly from a
designated brokerage account at their qualified custodian. Billing is charged quarterly in advance based
upon the value of the client’s account on the last trading day of the previous quarter. Grandfathered
clients may have a different fee structure.

Upon termination, Sebold Capital Management shall refund within 30 days the pro-rated portion of
the advanced advisory fee paid based upon the number of days remaining in the billing quarter.

The client must consent in advance to direct debiting of their investment account for Wealth
Management or Investment Management fees. For retainer-based projects clients are invoiced in
advance.

Direct family members and employees of Sebold Capital may or may not be billed.

Other Fees
Custodians may charge transaction fees on purchases or sales of certain mutual funds, stocks, bonds,
and exchange-traded funds. These transaction charges are usually relatively nominal and are incidental
to the purchase or sale of a security. In some cases, custodians also charge monthly, quarterly, or
annual custody fees. Fees for custody are disclosed to clients when this type of arrangement is
recommended.

Mutual funds and exchange traded funds generally charge a management fee for their services as
investment managers. The management fee is included in the expense ratio. Mutual fund fees also
include transaction charges for the purchase or sale of securities within the fund and may charge other
fees as disclosed in the fund prospectus. These fees are in addition to the fees paid by the client to
Sebold Capital Management.

Please see the section entitled “Brokerage Practices” under Item 12 for more information.

Past due Accounts and Termination of Agreement
Sebold Capital Management reserves the right to stop work on any account that is more than 60 days
overdue. In addition, Sebold Capital Management reserves the right to terminate any financial planning

Form ADV Part 2A Firm Brochure and Part 2B Brochure Supplement - Revised 03/18/2026

engagement where a client has willfully concealed or has refused to provide pertinent information
about financial situations when necessary and appropriate to providing proper financial advice, per
the judgment of Sebold Capital Management. Clients may terminate their agreement at any time by
providing written notice.

Compensation for Sales of Investment Products
The firm’s compensation is solely from fees paid directly by clients. The firm does not receive
commission based on the client’s purchase of any financial product, including insurance.

Item 7 – Types of Clients

Sebold Capital Management generally provides investment advice to high net-worth individuals,
families, trusts, businesses, and estates. Advice may extend to entities related to the client such as small
businesses and charitable organizations, including foundations and endowments. Client relationships
vary in scope and length of service.

Sebold Capital Management does impose a minimum dollar fee structure or other conditions for
opening or maintaining an account. The minimum quarterly billing fee is $5,250. A typical annual fee
for a couple with a $5 million net worth and an investable portfolio of $2 million would be $21,000.