Sentinel Wealth Management Inc

Item 5: Fees and Compensation
Fees for Financial Plans are quoted at a fixed fee based on the size, scope, and nature of each
individual project, and will be determined prior to the commencement of the engagement. The fee
generally ranges from $0 to $20,000. The fee is due and payable upon execution of the Engagement
Agreement unless otherwise negotiated with the client.
Fees for Investment Management are computed at an annualized percentage of client assets under
management (“AUM”), which may include individual or joint accounts, trusts, estates, or other
accounts held by the client individually or in the operation of a business, on a sliding scale:
               Market Value of Client AUM                              Annual Fee
              The first        $    1,000,000                           1.00%
              The next         $    2,000,000                            .75%
              The next         $    2,000,000                            .50%
              The next         $    5,000,000                            .40%
              The next         $   10,000,000                            .25%
              Amount above     $   20,000,000                            .20%
For example: AUM totaling $1,200,000 would be billed as follows: the first $1,000,000 at 1.00% =
$10,000, and the next $200,000 at .75% = $1,500, for a total annual fee of $11,500.
These fees are for Sentinel’s Investment Management only and do not include any transaction fees or
commissions, which may be charged separately by the custodian / brokerage firm. Sentinel does not
share in any portion of such transaction fees or commissions. See the section heading Brokerage
Practices for more information. Additionally, clients will pay mutual fund fees and expenses to any
mutual funds they purchase. The mutual funds’ fees and expenses are not shared with Sentinel.
Therefore, the client will pay several levels of fees. One for Sentinel’s services, one for the custodian /
brokerage firm and one for the services of the mutual fund managers.

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The Investment Management fee is payable quarterly in advance and will be assessed pro-rata in the
event the Engagement Agreement is executed before the first day of the next calendar quarter. The
first payment will be collected directly from the client’s account(s) at the time of Sentinel’s regular
billing scheduled for the beginning of the next calendar quarter. Subsequent payments are due and
will be assessed on the first day of each calendar quarter based on the market value of the client’s
AUM as of the last day of the previous calendar quarter. If there are not sufficient funds in a client’s
account(s) to pay the Investment Management fee, Sentinel has authority to sell or redeem securities
in sufficient amounts to pay the Investment Management fee. Client may reimburse the account(s) for
Investment Management fees paid to Sentinel, except for ERISA and IRA accounts.
Once a client account is opened, additional assets deposited into and withdrawn from the account
will be charged, or refunded, a pro-rata fee based upon the number of days remaining in the then
current calendar quarter. Generally, no fee adjustment will be made for a deposit or withdrawal that
results in a fee adjustment of less than $200. If the market value of total client AUM falls below the
minimum requirement, Sentinel reserves the right to terminate Investment Management.
The Investment Management fees will be collected directly from the client’s account(s). Clients will be
provided with an invoice from Sentinel for the Investment Management fee. The custodian / brokerage
firm will also provide periodic account statements to the client that will reflect all fee withdrawals by
Sentinel. It is the client’s responsibility to verify the accuracy of the fee calculations. The custodian /
brokerage firm will not determine if the fees are properly calculated.
Fees are not negotiable. Some clients may be grandfathered under different fee schedules and/or
different fee calculation methods. Sentinel employees (and their spouses and children) pay no
Investment Management fee to Sentinel for Investment Management. Fees are not collected for
services to be performed more than six months in advance.
Investment Management will continue until either party terminates the Engagement Agreement on
ten (10) business days’ written notice or will continue until the end of the quarter if notice is given
within ten (10) business days of the end of the quarter. If termination occurs prior to the end of a
calendar quarter, a pro-rata refund of unearned fees will be made to the client.
For Financial Plans, the client may terminate the Engagement Agreement at any time and a refund of
the unearned fees will be made based on time and effort expended before termination. The
Engagement Agreement for Financial Plans terminates upon delivery of the plan or services. At that
point, no refunds will be made.
The Engagement Agreement contains a pre-dispute arbitration clause. Client understands that the
agreement to arbitrate does not constitute a waiver of the right to seek a judicial forum where such a
waiver would be void under federal securities laws. Arbitration is final and binding on the parties.

Item 7: Types of Clients and Minimum AUM
Sentinel provides advisory services to individuals, trusts, estates, corporations, and retirement plans.
The minimum market value of all client AUM is generally $1,000,000. However, under certain
circumstances, Sentinel may waive the minimum AUM requirement.
There is no minimum fee for Investment Management or Financial Plans.

Page 5                                       Sentinel ADV Part 2A                             Rev 2026-03-30