Wheelhouse Advisory Group LLC

Item 5 – Fees and Compensation

Fee billing will begin once a client’s investment plan is mutually agreed upon. Each client’s negotiated fee is set forth in
the client’s written Advisory Services Agreement with Wheelhouse. Fees may be reduced or waived in certain
circumstances and are negotiable in Wheelhouse’s sole discretion based on such factors as the complexity of the client’s
situation, the composition of the client’s account, and the relationship of the client with Wheelhouse.

Wealth Planning Engagement Fee
Fees for the Wealth Planning Engagement are based on a negotiated percentage of assets under management according
to the following schedule:

                      Total Assets Under Management                       Annual Rate
                      $0 to $1,000,000                                    1.0%
                      $1,000,001 to $3,000,000                            .80%
                      $3,000,001 and greater                              .50%
                      Subject to a Minimum Annual Fee of
                      $5,000

Unless waived or reduced, Wheelhouse has a $5,000 minimum annual fee for its services, which is payable $1,250 per
quarter. Because Wheelhouse has a minimum fee there may be times when Wheelhouse's fees may be higher than that

    shown above. This minimum fee may have the effect of making Wheelhouse’s services impractical for clients with
    portfolios less than $250,000 under its management, and clients with less than $250,000 would effectively pay more than
    a 2% annual fee. Wheelhouse's policy is to charge fair and reasonable advisory fees for its services and will waive or
    reduce its minimum fee to ensure its fee is not unreasonable. In limited circumstances, Wheelhouse will also negotiate
    a flat quarterly fee.

    Note: Clients onboarded with Wheelhouse prior to 3/14/25 are grandfathered into a lower minimum annual fee pursuant
    to their executed Advisory Services Agreement, unless otherwise amended.

    Fee Billing
    Wheelhouse bills fees quarterly, in arrears using the custodian’s balance in the account(s) on the last day of the previous
    quarter. Cash/Money Market funds are considered an Asset Class and will not be excluded from the account balance
    for fee calculation. When the advisory agreement is signed on any day other than the first day of the current quarter, the fee
    shall be prorated by the number of active days under management. The fee is calculated by multiplying the account value
    by the annual rate percentage and dividing by four. Clients will provide written authorization permitting Wheelhouse
    to be paid directly from their accounts held at the custodian as part of the agreement and separate account forms
    provided by the Custodian. Wheelhouse may also accept payment by check. When fees will be automatically
    deducted from the Client’s account by the Custodian, Wheelhouse will send a notice to the account’s custodian
    indicating the amount of the fees to be deducted from the account at each billing period. Clients will be provided
    with a statement, at least quarterly, from the account’s custodian reflecting deductions of Wheelhouse’s advisory fee.

    Other Fees and Expenses

    Clients may incur certain fees or charges imposed by third parties, other than Wheelhouse, in connection with investments
    made on behalf of the Client’s account[s]. The Client is responsible for all custodial and securities execution fees charged
    by the custodian and executing broker-dealer, pursuant to their published standard fee schedule. Wheelhouse does not
    receive any portion of these fees paid by the client. The management fee charged by Wheelhouse is separate and distinct
    from these custodian and execution fees.

    All fees paid to Wheelhouse for advisory services are separate and distinct from other expenses charged for investing,
    such as fees and expenses charged by mutual funds and exchange-traded funds (ETF’s) to their shareholders and fees
    associated with bonds purchased for Clients’ accounts. Mutual fund and ETF fees and expenses are generally used to pay
    management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account
    reporting), and a possible distribution fee. The prospectus for each mutual fund and ETF will describe the fees and
    expenses. A Client could invest in these products directly, without the services of Wheelhouse, but would not receive the
    services provided by Wheelhouse which are designed, among other things, to assist the Client in determining which
    products or services are most appropriate for each Client’s financial situation and objectives. Wheelhouse does not receive
    any 12b-1 fees paid by mutual fund companies. Accordingly, the Client should review both the fees associated with a
    particular security or a bond and the fees charged by Wheelhouse to fully understand the total fees involved.

    As disclosed in Item 4 above, both Wheelhouse, Mr. Ghosh and certain IARs are licensed with the Missouri Department
    of Insurance and may receive compensation in addition to the client’s advisory fee when selling an insurance product or
    service to a Wheelhouse client. For more information about the conflicts of interest this arrangement creates and how
    we seek to mitigate it, please see Item 4 above. To understand how Wheelhouse and its IARs are compensated from the
    recommendation and sale of insurance products, we have provided a hypothetical example below.

    Fixed indexed annuity premium payable by Client: $300,000
    Assumed commission rate: 5%
    Commission Received by Wheelhouse: $15,000
    Approximate Commission Licensed Insurance Agent Receives 1: $1,500 or 10% of commission received by Wheelhouse

 Other than Rishi Ghosh, whose compensation is dictated by his ownership interest in Wheelhouse and is described
above in Item 4.
...

Item 7 – Types of Clients

Wheelhouse offers investment advisory services to individuals, including high net worth individuals, families, trusts
and estates, and businesses.

Based on our comprehensive planning and our minimum fee, Wheelhouse works with clients with $500,000 or
more in investable assets. Wheelhouse maintains the discretion to lower this minimum account size.