Sentry Advisors LLC

Item 5 Fees and Compensation
Portfolio Management Services
Fees are negotiable and may vary, but generally will be based on an annual percentage rate of 0.10%
to 1.15% of assets under management. Fees are payable quarterly in advance at the beginning of
each calendar quarter based on the market value of the assets under management at the close of the
prior quarter. Newly established accounts will be charged on a pro rata basis for the remaining days of
the quarter. A client may terminate an investment advisory agreement on five (5) business days'
advance written notice. On termination, clients may receive a refund of advisory fees on a pro-rated
basis. Fees are generally deducted from client accounts.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when you have given our firm written authorization
permitting the fees to be paid directly from your account. Further, the qualified custodian will deliver an
account statement to you at least quarterly. These account statements will show all disbursements
from your account. You should review all statements for accuracy.

Registrant believes that its fees are competitive with fees charged by other investment advisers for
comparable services, but comparable services may be available from other sources for lower fees than
those charged by Registrant.

Financial Planning Services
We will not require prepayment of a fee more than six months in advance and in excess of $1,200.

At our discretion, we may offset our financial planning fees to the extent you implement the financial
plan through our Portfolio Management Service.

You may terminate the financial planning agreement upon five (5) business days' advance written
notice to our firm. If you have pre-paid financial planning fees that we have not yet earned, you will
receive a prorated refund of those fees. If financial planning fees are payable in arrears, you will be
responsible for a prorated fee based on services performed prior to termination of the financial
planning agreement.

Financial Consulting Services
You may terminate the financial consulting agreement upon written notice to our firm. If you have pre-
paid financial consulting fees that we have not yet earned, you will receive a prorated refund of those
fees. If financial consulting fees are payable in arrears, you will be responsible for a prorated fee based
on services performed prior to termination of the financial consulting agreement.

Selection of Other Advisers
Advisory fees charged by TPMMs are separate and apart from our advisory fees. Assets managed by
TPMMs will be included in calculating our advisory fee, which is based on the fee schedule set forth in
the Portfolio Management Services section in this brochure. Advisory fees that you pay to the TPMM
are established and payable in accordance with the brochure provided by each TPMM to whom you
are referred. These fees may or may not be negotiable. You should review the recommended TPMM's
brochure and take into consideration the TPMM's fees along with our fees to determine the total
amount of fees associated with this program.

Our recommendations to use third party money managers are included in our portfolio management
fee. We do not charge you a separate fee for the selection of other advisers nor will we share in the
advisory fee you pay directly to the TPMM. Advisory fees that you pay to the TPMM are established
and payable in accordance with the Form ADV Part 2 or other equivalent disclosure document
provided by each TPMM to whom you are referred. These fees may or may not be negotiable. You
should review the recommended TPMM's brochure for information on its fees and services.

You may be required to sign an agreement directly with the recommended TPMM(s). You may
terminate your advisory relationship with the TPMM according to the terms of your agreement with the
TPMM. You should review each TPMM's brochure for specific information on how you may terminate
your advisory relationship with the TPMM and how you may receive a refund, if applicable. You should
contact the TPMM directly for questions regarding your advisory agreement with the TPMM.

Additional Fees and Expenses
Registrant's fees for investment advisory services are separate and distinct from the fees and
expenses charged to shareholders by certain products. The most common products with additional
fees and expenses built in are mutual funds, variable annuities, exchange-traded notes and exchange-
traded funds ("ETFs") all of which Registrant may recommend to advisory clients. Clients invested in
mutual funds or ETFs will pay advisory fees to Registrant, additional brokerage, custodial and
administrative fees at the custodial level and as a shareholder of the applicable mutual fund or ETF
additional administrative and service fees. These mutual funds or ETF fees and expenses are
described in each fund's prospectus. Registrant's fees are also separate and distinct from custodial,
accounting, legal and other fees incurred by clients. Custodial fees are shown on your monthly account
statements.

Our firm receives service fees from Federated Securities Corp. ("FSC") in connection with mutual
funds purchased or held for advisory client accounts. This compensation is separate from our advisory
fees and is not provided for inclusion in any "preferred provider" or similar preferred marketing
program. We will waive the asset-based portfolio management fee described above on client assets
held at FSC.

Our firm receives service fees from Eaton Vance ("EV") and Goldman Sachs Asset Management, LP
("GSAM") in connection with limited partnership investments purchased or held for advisory client
accounts. This compensation is separate from our advisory fees and is not provided for inclusion in
any "preferred provider" or similar preferred marketing program.
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Item 7 Types of Clients
Registrant's clients include individuals, high net worth individuals, trusts, businesses, pension plans
and charitable organizations. Registrant generally requires a minimum investment of $1,000,000,
although Registrant may accept a lesser amount in its discretion.

We may also combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum.