Shore Point Advisors LLC

Item 5 Fees and Compensation
Portfolio Management Services
Our fee for portfolio management services is based on a percentage of the assets in your account and
is set forth in the following annual fee schedule:

                                         Annual Fee Schedule

                  Certain legacy clients may be billed under a different fee schedule.

             Assets Under Management                                    Annual Fee
                 $125,000 - $500,000                                       1.25%
                $500,001 - $1,000,000                                      1.10%
               $1,000,001 - $2,000,000                                     1.00%
               $2,000,001 - $5,000,000                                     0.90%
               $5,000,001 - $10,000,000                                    0.75%
                  Above $10,000,000                                        0.65%

Our annual portfolio management fee is billed and payable, quarterly in advance, based on the client
account balance at the end of billing period. Assets in each of your account(s) are included in the fee
assessment unless specifically identified in writing for exclusion and accepted by the firm. Intra-quarter
deposits and withdrawals (cash or securities) are pro-rated and adjustments are reflected on the next
quarterly billing. Alternative investments are billed based on the valuations provided in the custodian's
quarterly account statement. The valuations used are the most recently reported by the issuer to the
custodian and may reflect a delay of approximately 30 days due to the nature of reporting for these
asset types.

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Please refer to the Fee
Calculation Methodology and Examples below. Our advisory fee is negotiable, depending on individual
client circumstances. Please see Item 7 - Types of Client section.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian; and
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts disbursed from your account including the amount of the advisory fee paid directly to
      our firm.

We will also make available to you invoices reflecting the amount of the advisory fee deducted from
your account. Invoices are available through our client portal. We encourage you to reconcile our
invoices with the statement(s) you receive from the qualified custodian. If you find any inconsistent
information between our invoice and the statement(s) you receive from the qualified custodian call our
main office number located on the cover page of this brochure.

You may terminate the portfolio management agreement upon written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which
means you will incur advisory fees only in proportion to the number of days in the quarter for which you
are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive a prorated
refund of those fees.

Financial Planning and Consulting Services
We charge a fixed fee for ongoing financial planning service and an hourly or fixed fee for stand-alone
financial planning and consulting services.

For clients with less than $500,000 in assets with our firm, we charge an annual financial planning fee
of $3,000. The $250 fee is billed and payable monthly in advance through AdvicePay. We will waive
the fee if assets increase to over $500,000. This fee is separate and in addition to the portfolio
management fees. Our fees are negotiable depending on the scope and complexity of the plan, your
situation, and your financial objectives.

For stand-alone financial planning and consulting services we charge a fixed fee that ranges between
$150 - $500 and our hourly fee is $250, which is negotiable depending on the scope and complexity of
the services rendered. An initial retainer fee will be required at the inception of the advisory services as
agreed to in the financial planning and consulting agreement. An estimate of the total time/cost will be
determined at the start of the advisory relationship. In limited circumstances, the cost/time could
potentially exceed the initial estimate. In such cases, we will notify you and request that you approve
the additional fee. The advisory fees for financial planning and consulting services are billed as agreed
to in the financial planning and consulting agreement and payable via a check or through various
payment options available through AdvicePay, as described below.

Payment of financial planning and consulting fees is payable via check or processed through a
company named AdvicePay. AdvicePay offers billing services to credit cards, debit cards or checking
accounts without our firm accepting custody of client funds. This service will enhance the opportunity
for both project based and ongoing financial planning and consulting services with electronic payment
...

Item 7 Types of Clients
We offer investment advisory services to individuals, including high net worth individuals, pension and
profit sharing plans, charitable organizations, corporations or other businesses entities, state or
municipal government entities and other investment advisers.

In general, we require a minimum of $500,000 to participate in our portfolio management services. At
our discretion, we may waive this minimum asset level. For example, we may waive the minimum if
you appear to have significant potential for increasing your assets under our management. We may
also combine account values for you and your minor children, joint accounts with your spouse, and
other types of related accounts to meet the stated minimum.

Certain legacy clients may be billed under a different fee schedule than what is published under
the Fees and Compensation section.