Oxford Wealth Group LLC

Item 5: Fees and Compensation

                              Part 2A of Form ADV: Oxford Wealth, LLC
                                              03/2026

Investment Advisory / Portfolio Management Services

The following section will detail the fee structure and compensation methodology for services
provided by us. Each Client engaging Oxford Wealth for services described herein shall be required
to enter into one or more written agreements with us.

Investment advisory fees related to all of our services, except financial planning, range from 0% to 2%
annually. Fees are charged monthly, in arrears, based upon the average daily value of client assets
during the previous month as valued by the custodian. Using the average daily balance method,
each day’s balance for the month is summed then divided by the number of days in the month, to
compute the average daily balance. The average daily balance is then multiplied by the monthly
portion of the annual fee to determine the monthly fee due. Fees are pro-rated for the first partial
month when a new account is opened. Fees are retroactive.

Clients must consent in advance, in writing, to have us deduct the advisory fees from their account
and the fees will be clearly noted on the client’s statements. Clients should review the statements
provided by the Custodian to verify the appropriateness of the advisory fee charged to your account
and to compare them to any reports provided to you by Oxford Wealth to ensure accuracy. The
Custodian is not responsible for ensuring the accuracy of any reports we provide, or the actual
calculation of the advisory fee assessed to your account.

Financial Planning and Financial Consulting Services

All clients who retain our firm for its investment advisory services will be assessed a one-time
planning fee at the start of the relationship. The fee is negotiated in advance with each client and will
be based on such factors as the complexity of the client’s financial situation, nature of the services to
be provided, estimate of the time needed to complete the project and their overall relationship with
our firm. Clients may also retain the firm solely for financial planning or a financial consultation.
Financial planning fees are generally calculated and charged on a flat fee basis from $500 to $3,000
per engagement. If a client terminates financial planning services after we have begun the work but
before completion, the client will receive a full refund via a check mailed to the address of record.

We provide you with an exact fee quote before you authorize us to begin our work. The specific
financial planning fee being charged to the client will be set forth and identified in the investment
management agreement or engagement letter between us and each client. Financial planning fees are
billed separately with invoices being mailed to the address of record.

Your financial professional will update your financial plan upon request or when your objectives or
financial situation change. If a financial plan is updated, the fee will be dependent on the nature of
the update. Again, this fee will be set forth and identified in an agreement between yourself and the
firm.

                              Part 2A of Form ADV: Oxford Wealth, LLC
                                              03/2026

General Information

An investment management agreement can generally be terminated at any time, by the firm or the
client, for any reason upon prior written notice. The timing is specified in the investment
management agreement between Oxford Wealth and the client.

Our firm will not take custody or possession of client funds or securities at any time except to the
extent that we typically deduct fees directly from the client's account(s) when providing
discretionary investment management services.

All fees paid to the investment adviser are separate and distinct from fees and expenses charged by
any mutual fund, exchange-traded fund, and closed-end fund. These fees and expenses typically
include management fees, operating expenses (e.g., custodial fees, legal fees, transfer agent expenses,
trading expenses, marketing and distribution fees and other administrative costs) and certain
shareholder fees (e.g., redemption fees, exchange fees, account fee and purchase fee). These fees are
in addition to our management fee. Complete details regarding fund fees are described in the
respective fund's prospectus. The client should review all fees being charged on its investments and
those charged by Oxford Wealth to fully understand the total amount of fees to be paid by the client
and to evaluate the advisory services being provided. You may ask us any questions you have about
any associated fees and expenses.

Clients can incur certain charges imposed by custodians, brokers, and other third parties such as
custodial fees, trade execution fees, deferred sales charges, odd-lot differentials, transfer taxes, and
electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions.
These fees are in addition to the management fee charged by us. Please refer to Item 12 – Brokerage
Practices in this Brochure for additional information.

Our firm and our professionals owe a fiduciary duty to all our clients. We also serve as a fiduciary to
advisory clients that are employee benefit plans (such as profit-sharing plans or pension plans) or
individual retirement accounts (collectively, our "retirement clients") (IRAs) pursuant to ERISA or
the Internal Revenue Code ("IRC"). When acting as a fiduciary to these plans, we are subject to specific
duties and obligations under ERISA and the IRC that include among other things, restrictions
concerning certain forms of conflicted compensation. To avoid engaging in prohibited transactions,
the firm only charges fees for investment advice (i) about products for which our firm and/or our
...

Item 7: Types of Clients
We offer our firm’s services to individuals, high net worth individuals, and other business entities,
retirement plans, and estates and trusts. The firm does not currently have a minimum account size.