Shuster Advisory Group LLC

Item 5: Fees and Compensation

    A. Fee Schedule

The entirety of our revenue is generated from our investment advisory services. We have a standard fee
schedule that is based upon plan assets. However, we assess the scope of services to be provided to
determine the fees required. We normally charge a fee that encompasses the proposed range of services to
be provided throughout a 12-month period. Fees can also be charged on an a-la-carte/fee for service basis.
All our fees are negotiable.

Consideration of the following factors is made to determine the fee charged.

    Size of assets supervised                                       Location/client travel requirements
    Types of securities managed                                     Meeting requirements
    Range of services required

We may adjust our fees periodically to account for inflation or to cover the cost of services that fall outside
the scope of services listed in our Investment Advisory Agreement with each client. Fees will not be adjusted
without advance, written client agreement. Travel expenses and other out-of-pocket costs (if applicable) may
be billed to the client separately, as detailed in the client agreement. Lower fees for comparable services may
be available from other sources.

    B. Payment of Fees

Fees may be charged as a percentage of assets or as a flat fee. Generally, fees are billed monthly or quarterly
in arrears, hereby known as the “Billing Period.” The billed fee and frequency are stated in our Investment
Advisory Agreement.

For purposes of determining and calculating the fee as a percentage of assets, plan assets are valued as of the
last trading day of the month, unless otherwise indicated. Annual flat fees will be billed on a monthly or
quarterly basis at the end of each month or quarter, as indicated on client’s investment advisory agreement.
Initial fees billed will be the amount, prorated for the number of days remaining in the initial Billing Period.
Thereafter, fees will be billed at the end of each month/quarter. Termination fees billed will be the amount,
prorated for the number of days remaining in the last Billing Period, prior to the effective date of termination.

Clients may choose to pay for our services via deduction from client account (via written authorization
provided to the custodian) or by having Shuster bill clients for fees incurred.

You may terminate the Investment Advisory Agreement without fee or penalty by providing written notice
to Shuster within five (5) business days from the execution of the agreement. Thereafter, either party may
terminate the Investment Advisory Agreement by providing written notice.

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 C. Valuation of Assets
Publicly traded securities are usually valued as of the end of business on the last trading day of the calendar
month. We use the securities valuation provided by the independent qualified custodian for reporting and
billing purposes.

Some of our clients hold privately issued securities in their managed account portfolios. Your independent
qualified custodian may hold the privately issued securities, you may hold the physical certificates, or you may
have ownership that is only reflected on the books of the issuer. These privately issued securities are not
publicly traded and therefore do not have a daily indication of their fair market value. It is our policy to use
the last known transaction price to value these non-publicly traded securities for reporting and billing
purposes. Because the last known transaction price for these securities may be from a date far in the past, it
may be higher or lower than the actual fair value of the securities at the portfolio valuation date. Therefore,
the management fee related to the asset will be higher or lower than it would have been, had an actual fair
market value been available and used.

 D. Client Responsibility for Third Party Fees & Expenses

Clients are responsible for the payment of all third-party fees and expenses. These fees are separate and
distinct from the fees charged by Shuster and will be disclosed in fund prospectuses and/or other written
agreements. A description of some, but not all, of the additional fees and expenses you may be charged are
as follows:

Custodian/Broker-Dealer Fees
In addition to the investment advisory fees, you pay to us, you will pay transaction fees (commissions) to
your custodian or broker-dealer for executing securities transactions and charges for special services elected
by you or Shuster. These special fees may include but are not limited to:

       Periodic distribution fees                                         Returned check fees
       Certificate delivery fees                                          International security transfer fees
       Reorganization fees                                                Overnight mail and check fees
       Outbound account transfer fees                                     Transfer agent fees

Investment Company Fees
Investment company funds (e.g., mutual funds or ETFs) that are held by you will bear their own internal transaction and
execution costs, as well as directly compensate their investment managers along with internal administrative services.
Some funds pay 12b-1 fees, distribution fees, and/or shareholder service fees to broker-dealers that offer investment
company funds to their clients. These fees affect the net asset value of the fund shares and are indirectly borne by fund
shareholders such as you.

Some fund companies have imposed a redemption fee. A redemption fee is another type of fee that some funds charge
their shareholders when shares are sold or redeemed within a short period of time from the purchase of the fund
shares. Although a redemption fee is deducted from redemption proceeds just like a deferred sales load, it is not
...

Item 7: Types of Clients

Shuster provides consulting services to a diversified group of clients including individuals, high net worth individuals,
trusts, estates, charitable organizations, business entities, municipal government entities, non-profit organizations,
churches, hospitals, and endowments.

Minimum Account Size

There is no account minimum for any of Shuster’s services.
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