Enspire Wealth Management LLC

ITEM 5 - FEES AND COMPENSATION
Fee Schedule

Investment Management Services
Enspire charges advisory fees for investment management services. Enspire’s advisory fees are
charged based on a percentage of the market value of the portfolio, per the following schedule:

                        Assets Under Management             Annual Fee %
                            The first $2,000,000               1.00%
                            The next $3,000,000                0.75%
                            The next $5,000,000                0.50%
                        On amount over $10,000,000             0.40%

Enspire typically aggregates the accounts of clients living in the same household with each other
for purposes of calculating the advisory fee. Fees are generally not negotiable; however, we
provide services at a reduced rate or free of charge for some employees, family members, and
friends.

Financial Planning Services
Enspire customarily provides financial planning services at no additional charge to the client as
part of our overall investment management services. When a client’s managed portfolio does not
meet Enspire’s $1,000,000 account size minimum, we charge a negotiable fixed fee ranging from
$2,500 to $7,000 for a financial plan, the total of which is dependent upon the level and scope of
these services.

Billing Method

Investment Management Services
Enspire’s advisory fees are payable quarterly in arrears at the beginning of each calendar quarter.
We charge one fourth of the annual fee rate each quarter based on the market value of the client’s
portfolio as of the last business day of each calendar quarter. The formula used for the
calculation is as follows: (Annual Rate) x (Total Assets Under Management at Quarter-End) / 4.
We adjust clients’ fees on a pro-rata basis for withdrawals removed from and additions made to
their accounts during the billing quarter.

For new client accounts, the first payment is a pro-rata calculation that takes into consideration
the initial value of the portfolio and remaining days in the quarter once the account is funded.
The formula used to calculate the initial advisory fee would be as follows: (Full Quarterly
Calculation) x (Days Remaining in Quarter) / (Total Number of Days in Quarter). For advisory
fee calculation purposes, a calendar quarter is a period beginning on January 1, April 1, July 1, or
October 1 and ending on the day before the next quarter. A day is any calendar day including
weekends and holidays.

Enspire Wealth Management                        9                                  Part 2A Brochure

With client authorization, Enspire will automatically withdraw Enspire’s advisory fee from the
client’s account held by an independent custodian. Typically, the custodian withdraws advisory
fees from the client’s account during the first month of each quarter based on Enspire’s
instruction. All clients will receive brokerage statements from the custodian no less frequently
than quarterly. The custodian statement will show the deduction of the advisory fee for those
clients who authorize the advisory fees to be withdrawn directly from their custodian account.
For clients that do not elect to have Enspire’s fee automatically withdrawn from their custodian
account, we will provide an invoice that includes the fee calculation and amount due, which is
payable upon receipt.

Enspire will send a statement to each client. The statement will show the amount of the fee, the
value of the client’s assets upon which we based the fee, and the specific manner in which we
calculated the fee. It is the client’s responsibility to verify the accuracy of the fee calculation.
The custodian will not determine whether the fee is properly calculated.

Financial Planning Services
One-half of the total Financial Planning Services fee is due and payable at the time the client
executes the agreement. The remainder of the fee is due upon presentation of a plan to the client.

Other Fees and Expenses
Enspire’s fees do not include custodian fees. Clients pay all brokerage commissions, stock
transfer fees, margin charges, foreign exchange, and settlement fees, and/or other charges
incurred in connection with transactions in accounts, from the assets in the account. These
charges are in addition to the fees client pays to Enspire. See Item 12 - Brokerage Practices
below for more information on the factors that Enspire considers in selecting or recommending
broker-dealers for client transactions and determining the reasonableness of their compensation
(e.g., commissions).

In addition, any mutual shares held in a client’s account are subject to fund-related expenses and,
if applicable, 12b-1 fees and/or early redemption fees on mutual funds. Each fund’s prospectus
fully describes the fees and expenses. All fees paid to Enspire for investment advisory services
are separate and distinct from the fees and expenses charged by funds. Funds pay advisory fees
to their managers, which are indirectly charged to all holders of the fund shares.

Termination

Investment Management Services
Either party may terminate the agreement upon written notice to the other party. For fees billed
in arrears, the client will receive an invoice showing the advisory fees due for services rendered
and not yet paid and any earned unpaid advisory fees will be due and payable.

Financial Planning Services
In the event that either the client or Enspire wishes to terminate a financial planning agreement
before completion of the plan or rendering of services, either party may terminate the agreement

Enspire Wealth Management                         10                                   Part 2A Brochure

at any time by providing written notice to the other party. The client may terminate the
agreement at any time by writing Enspire at our office. Upon notice of termination, Enspire will
provide the client with an invoice for services provided through the date of termination. If the
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ITEM 7 - TYPES OF CLIENTS
Enspire offers discretionary investment advisory and financial planning services to individuals,
high net worth individuals, trusts and estates, small businesses, and some pension and profit
sharing plans. In addition, we offer non-discretionary advisory services to participant-directed
retirement plans.

Account Requirements
Generally, Enspire requires clients to maintain a minimum account size of $1,000,000.
Withdrawal of significant funds may result in a request for additional fund deposits to continue
with management of accounts. At our discretion, we may combine extended family accounts to
meet the account size minimum or reduce or waive the account minimum requirements.