SKM Wealth Advisors LLC

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing an Advisory
Contract, the Advisory Contract may be terminated by the Client within five (5) business days of signing the
Advisory Contract without penalty or incurring any fees.

How we are paid depends on the type of advisory services we perform. Below is a brief description of our
fees, however, you should review your executed Advisory Contract for more detailed information regarding
the exact fees you will be paying. No increase to the agreed-upon advisory fees outlined in the Advisory
Contract shall occur without prior Client consent.

Investment Management Services

The fee is based on a percentage of assets under management and is negotiable. The annualized fees for
investment management services are based on the following fee schedule:

                     Assets Under Management                    Annual Advisory Fee
                            $0 - $500,000                               1.00%
                        $500,001 - $2,000,000                           0.80%
                       $2,000,001 - $5,000,000                          0.60%
                       $5,000,001 - $10,000,000                         0.40%
                          Over $10,000,000                              0.20%

The annual advisory fee is paid quarterly in advance based on the value of Client’s account(s) as of the last
day of the billing period. The advisory fee is a blended tier. For example, for assets under management of
$1,000,000, a Client would pay 1.00% on the first $500,000 and 0.80% on the remaining balance. The
formula for the quarterly fee is determined by the following calculation: (($500,000 x 1.00%) + ($500,000 x
0.80%)) ÷ 4 =$2,250.

In determining the advisory fee, we may allow accounts of members of the same household to be
aggregated. 1-UP relies on the valuation as provided by Client’s custodian in determining assets under
management. Our advisory fee is prorated for any partial billing periods occurring during the engagement,
including the initial and terminating billing periods. Adjustments will be made for deposits and withdrawals
during the billing period.

Financial Planning

Fees are paid quarterly in advance, ranging from $250 to $750. The fee range is dependent upon variables
including the specific needs of the Client, complexity, estimated time, research, and resources required to
provide services to you, among other factors we deem relevant. Fees are negotiable and the final agreed
upon fee will be outlined in your Advisory Contract. At no time do we require prepayment of $1,200 or more
six months or more in advance of rendering the services.

Retirement Plan Consulting and Management

Our Retirement Plan Consulting and Management services are billed based the percentage of Plan assets
under management, or on a flat fee basis. The total estimated fee, as well as the ultimate fee charged, is
dependent upon variables including the specific needs of the Client, complexity, estimated time, research,
and resources required to provide services to you, among other factors we deem relevant. Fees are
negotiable and the final agreed upon fee will be outlined in your Advisory Contract. Fees will not exceed 1%
of the value of assets under advisement/management. The fee-paying arrangements will be determined on
a case-by-case basis and will be detailed in the signed consulting agreement.

Please note, this does not include fees to other parties, such as record keepers, custodians, or third-party
administrators. 1-UP relies on the valuation as provided by Client’s custodian in determining assets under
management. Our advisory fee is prorated for any partial billing periods occurring during the engagement,
including the initial and terminating billing periods.

Fee Payment

For Investment Management services and Retirement Plan services, we deduct our advisory fee from one or
more account(s) held at an unaffiliated third-party custodian, as directed by the Client. Please refer to Item
15 of this Brochure regarding our policy on direct fee deduction. Clients may also pay by electronic funds
transfer (EFT). We use an independent third party payment processor in which the Client can securely input
their payment information to pay their fee. We do not have access to the Client’s banking or credit
information at any time. The Client will be provided with their own secure portal in order to make payments.

For Financial Planning services, fees are paid by electronic funds transfer (EFT) or check. We use an
independent third party payment processor in which the Client can securely input their banking information
and pay their fee. We do not have access to the Client’s banking information at any time. The Client will be
provided with their own secure portal in order to make payments.

Other Types of Fees and Expenses

Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses
which may be incurred by the Client. Clients may incur certain charges imposed by custodians, brokers, and
other third parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
transfer, and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions. Mutual fund and exchange-traded funds also charge internal management fees, which are
disclosed in a fund's prospectus. Such charges, fees, and commissions are exclusive of and in addition to
our fee, and we shall not receive any portion of these commissions, fees, and costs.

Item 12 further describes the factors that we consider in selecting or recommending custodians for Client’s
transactions and determining the reasonableness of their compensation (e.g., commissions).

Clients may incur fees from third-party professionals such as accountants and attorneys that 1-UP may
...

Item 7: Types of Clients
We provide financial planning and investment management services to individuals, high net-worth
individuals, pension and profit sharing plans, charitable organizations, corporations or other businesses .

We do not have a minimum account size requirement to open or maintain an account.