Solitude Financial Services Inc

Item 5: Fees and Compensation
We believe our fees are reasonable for the services provided and in relation to fees charged by other advisers offering similar services.
However, our fees may be higher or lower than fees charged by other advisers offering similar services.
Fee Schedule
SFS assesses fees based on a percentage of assets under management (“AUM”), paid quarterly in arrears, using a cascading fee schedule
that decreases the fee percentage within each tier. For example, a $3,000,000 portfolio would annually pay $10,000 for the first tier,
$8,000 for the second tier, and $7,000 for the third tier. Please see the general fee schedule below for our standard “financial life
management” services:
                                                Assets Under Management             Annual Fee
                                                  Tier 1: $0 - $1,000,000             1.00%
                                            Tier 2: $1,000,001 - $2,000,000           0.80%
                                              Tier 3: $2,000,001 and above            0.70%

Account assets are billed in the following order to satisfy the fee tiers: tax-deferred accounts, then taxable accounts, and then Roth
accounts. When possible, Roth account fees are billed to taxable accounts. Tax-deferred individual retirement accounts (“IRAs”) with less
than $1,000 in cash and no securities may have fees deducted to reduce the balance to $0 with an identical credit to another deferred
account owned by the same taxpayer to prevent pro-rata conversion problems.
The advisory fee is calculated on all assets held in your accounts, including cash and cash equivalents. If a client elects to utilize margin
within their account, fees will generally be calculated based on the gross value of the account, including assets purchased with borrowed
funds. However, in some instances, we will waive billing on certain cash products at our discretion. If you wish to hold assets not under our
management, such assets should be held in a separate account. The actual fee is calculated by our portfolio management system.
For new clients, fees are prorated based on the number of days services are provided during the initial billing period for services
commenced. The prorated fee for the initial billing period is based on the average daily market value of the client’s accounts for the
prorated period.
You may terminate our investment advisory services by providing written notice to us at least 30 days prior to your intended termination
date. Your final fee will be prorated based on the number of days services are provided during the final billing period, up to and

including the termination date, and will be calculated on the average daily market value of the client’s accounts for the final billing
period.
Generally, fees are only negotiable for employees or clients well within retirement requiring only distribution and portfolio management
strategies. Therefore, the actual percentage these clients pay may differ from that shown on the fee schedule above.
For our hourly consulting arrangements, each hour or 30-minute portion thereof is billed at $250 an hour. Typically, these services will
terminate upon completion of the portfolio or financial planning advice requested or delivery of a final financial plan. Either party may
terminate a consulting arrangement upon 30 days written notice to the other party. In the event you decide to terminate the consulting
services, you will be responsible for payment of our services provided prior to termination, based on the hourly rate multiplied by the
hours worked prior to termination. We will provide you with any completed deliverables. However, please note if the consulting
arrangement is terminated prior to completion of a particular deliverable, the scope and/or soundness of any analysis or other work
product made prior to completion may be limited, inaccurate, or incomplete due to the early termination.
Payment of Fees
SFS’s fees for our standard services are billed quarterly in arrears based on the average daily value of the client’s accounts for the
previous quarter. Fees are calculated on the fair market value of your investment portfolio, the valuation of which is provided by the
custodian.
Payment will be debited directly from the client’s brokerage account and paid to us by the qualified custodian. We will request that you
authorize the custodian to deduct fees from your account and pay them to us. We are responsible for calculating the fee and delivering
instructions to the custodian. Clients will receive invoices for every billing period, reflecting the assets under management and fee
calculation for the invoice period, whether they pay directly or have the fees deducted from the account. We encourage you to review
these invoices and compare them to the account statements you receive from the qualified custodian. The custodian does not verify the
accuracy of the fees deducted. If you have any questions or concerns about your invoice, you are urged to contact us immediately.
Fees for our hourly consulting services are due upon delivery of the advice in written form or five days after contract signing, whichever
is later. An invoice for payment and a receipt for the client’s records will be provided.
SFS does not require the prepayment of its investment advisory services.
Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses. You could incur certain charges
imposed by custodians, brokers, and other third-parties, such as custodial fees, deferred sales charges, transfer taxes, wire and electronic
fund transfer fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual funds and exchange-traded funds
also charge internal management fees, which are disclosed in a fund’s prospectus. Such charges, fees, and commissions are exclusive of
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Item 7: Types of Clients
SFS provides investment advisory services to individuals, including high net worth individuals. Before receiving any advisory services, you
will be required to enter into a written agreement describing our services and fees.
We also manage accounts for our employees and immediate family members living in their household. This presents a conflict of interest
in that it could create an incentive for employees to favor their personal accounts and those of their immediate family members over
other client accounts. SFS has developed a Code of Ethics and Trading Policy designed to manage these conflicts of interest. See Item 11:
Code of Ethics, Participation or Interest in Client Transactions, and Personal Trading below for more information on how we manage this
conflict of interest.

SFS does not have a minimum account size for opening or maintaining an account with us.