Somnio Financial Group LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  Investment Management Fee
  Somnio provides investment management services for an annual fee based upon a
  percentage of the market value of the assets being managed by Somnio. Somnio's annual
  fee is prorated and charged monthly, in advance, based upon the average daily market
  value of the assets being managed by Somnio during the previous month. The annual fee

                                 Somnio Financial Group, LLC

varies (between 0.25% and 1.00%) depending upon the market value of the assets
under management, as follows:

              Assets Under Management               Maximum Annual Fee
                   First $1,000,000                         1.00%
                   Next $2,000,000                           .50%
                   Over $3,000,000                           .25%

This is a tiered fee schedule, the portfolio management fee is calculated by applying
different rates to different portions of the portfolio. Advisor may group certain related
Client accounts for the purposes of achieving the minimum account size and determining
the annualized fee.
Fees are calculated as follows:
A = Sum of End of Day Values During Previous Month
D = Number of Days in Previous Month
F = Annual Fee
M = Number of Days in Billing Month
Y = Number of Days in Calendar Year
Average Daily Balance = A/D
The tiered fee schedule is then applied to portions of the portfolio and summed:
(Amount Billed at Rate 1 x (M/Y) x F)+ (Amount Billed at Rate 2 x (M/Y) x F) + (Amount
Billed at Rate 3 x (M/Y) x F) = Total Fee
For example in the case of a portfolio with an average daily balance of $2,140,000 during
the month of June 2016, the fee billed in July 2016 would be calculated as follows:
($1,000,000 x (31/366) x .01) + ($1,140,000 x (31/366) x .0050) = $846.99 + $482.79 =
$1,329.78
Clients may terminate their account within five (5) business days of signing the
Investment Advisory Agreement for a full refund. Clients may terminate advisory
services with thirty (30) days written notice. Client shall be given thirty (30) days prior
written notice of any increase in fees, and Client will acknowledge, in writing, any
agreement of increase in said fees. Accounts belonging to spouses and immediate
household members may be combined in applying the fee schedule above.
Somnio in its sole discretion, may negotiate to charge a lesser management fee based
upon certain criteria (i.e., anticipated future earning capacity, anticipated future
additional assets, dollar amount of assets to be managed, related accounts, account
composition, pre-existing Client, account retention, pro bono activities, etc.)
Your billable account shall not include checking accounts or savings accounts and will
include only those accounts identified in the advisory agreement.
Financial Planning and Consulting Fees
Somnio Financial Group, LLC generally includes financial planning and consulting
services in its investment management fee for Clients whose investment management
fee exceeds $8,000 annually. For Clients who wish to engage the firm for financial
planning or consulting services and whose management fee is less than $8,000 annually,

                                  Somnio Financial Group, LLC

 the firm generally charges on an annual flat fee basis. These fees range anywhere from
 $1,000 to $20,000 and are determined based upon the level and scope of the services to
 be provided. If the Client engages Somnio for additional investment advisory services,
 we may offset all or a portion of our consulting or financial planning fees based upon the
 amount paid for investment advisory services.
 Prior to engaging Somnio to provide financial planning and/or consulting services, the
 Client is required to enter into a written agreement with Somnio setting forth the terms
 and conditions of the engagement.
 Somnio, in its sole discretion, may reduce the flat fee for their financial planning and
 consulting services and/or charge a lesser asset management fee based upon certain
 criteria (e.g., historical relationship, type of assets, anticipated future earning capacity,
 anticipated future additional assets, dollar amounts of assets to be managed, related
 accounts, account composition, negotiations with Clients, etc.).

Client Payment of Fees
 Asset management fees are paid monthly in advance. Financial planning and consulting
 fees are paid quarterly in advance.
Fees during Partial Quarters of Service
 For the initial period of services, the fees are calculated on a pro rata basis.
 The Agreement between Somnio and the Client will continue in effect until terminated
 by either party pursuant to the terms of the Agreement. Somnio's fees are prorated
 through the date of termination and any remaining balance is charged or refunded to the
 Client, as appropriate.
 If assets are deposited into or withdrawn from an investment management account after
 the inception of a month, the fee payable with respect to such assets will not be adjusted
 or prorated based on the number of days remaining in the month but instead will be
 computed in the average daily balance at the end of the month.
Additional Client Fees Charged
 Clients may incur certain charges imposed by the Financial Institutions and other third
 parties such as custodial fees, charges imposed directly by an ETF or mutual fund in the
 account, which are disclosed in the fund's prospectus (e.g., fund management fees and
 other fund expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire
 transfer, and electronic fund fees. Other fees may include postage and handling and
 miscellaneous fees (fee levied to recover costs associated with fees assessed by self
 regulatory organizations). These transaction charges are usually small and incidental to
 the purchase or sale of a security. The selection of the security is more important than
...

Item 7: Types of Clients
 Description
  Somnio generally provides its services to individuals and high net worth individuals.
  Client relationships vary in scope and length of service.
 Account Minimums
  Somnio generally works with Client's whose net worth is $1,000,000 or more. However,
  Somnio reserves the right to accept Clients of any net worth, and on occasion work with
  Clients whose net worth is below this threshold.