Forty Three Eighteen Advisors LLC

Item 5: Fees and Compensation
        A. Fee Schedule

        Investment Supervisory Services Fees
                     Total Assets Under Management                 Annual Fee

                                 $1 - $250,000                        1.50%

                     Total Assets Under Management                 Annual Fee

                             $250,001 - $1,000,000                    1.25%

                               Above $1,000,000                       1.00%

        These fees are negotiable depending upon the needs of the client and complexity of the
        situation, and the final fee schedule is enumerated in Investment Advisory Contract. Fees

FTEA Advisors, LLC

        are paid quarterly in advance based on the account value on the last day of the previous
        quarter, as valued by the custodian, and clients may terminate their contracts with thirty
        days’ written notice.
        Refunds are given on a prorated basis, based on the number of days remaining in a quarter at
        the point of termination. Fees that are collected in advance will be refunded based on the
        prorated amount of work completed up to the day of termination within the quarter
        terminated. The fee refunded will be the balance of the fees collected in advance minus the
        daily rate* times the number of days in the quarter up to and including the day of
        termination. (*The daily rate is calculated by dividing the quarterly AUM fee by the
        number of days in the termination quarter). Clients may terminate their contracts without
        penalty, for full refund, within 5 business days of signing the advisory contract. Advisory
        fees are withdrawn directly from the client’s accounts with client written authorization.

Item 7: Types of Clients

        FTEA generally provides investment advice and/or management supervisory services
        to the following types of clients:

             Individuals
             High-Net-Worth Individuals
             Charitable Organizations

        Minimum Account Size
        FTEA generally imposes an account minimum of $250,000.00, but reserves the right to Waive it in
        FTEA’s discretion.