Sound View Wealth Advisors Group LLC

Item 5 - Fees and Compensation

A. Fee Schedule for Advisory Services

                              ADVISORY FEE SCHEDULE

        Market Value of Assets                                                Rate

        Up to $499,999                                                        1.5%

        $500,000 to $999,999                                                  1.25%

        $1,000,000 to $1,999,999                                              1.1%

        $2,000,000 to $4,999,999                                              .95%

        $5,000,000 to $9,999,999                                              .75%

        $10,000,000 to $24,999,999                                            .60%

        $25,000,000 to $49,999,999                                            .50%

        $50,000,000 to $99,999,999                                            .40%

        $100,000,000 and above                                             customizable

        The percentage for the highest range of Managed Asset value achieved applies to all
        Managed Assets, not just Managed Assets within that range.

Sound View Wealth charges an annual advisory fee that is agreed upon with each client and set forth in an agreement
executed by Sound View Wealth and the client. If based on a percentage of the value of assets under management, the
advisory fee for the initial quarter is payable on a pro rata basis, in arrears, based on the period ending market value of
the assets under management. For subsequent quarters, the advisory fee generally is payable in advance (except for
services to participant-directed 401k plans, which generally are payable in arrears), based on the average daily market
value of the client’s accounts through the last day of the previous quarter as provided by third-party sources. For both
the initial quarter and subsequent quarters, the value of assets under management will include cash, accrued interest
and securities held on margin. If fixed, the advisory fee for the initial quarter is payable on a pro rata basis in arrears.
For subsequent quarters, the fixed fee generally is payable in advance.

Notwithstanding the foregoing, we have legacy clients who are subject to a different fee schedule than the schedule set
forth above, and our fees are subject to negotiation. Factors upon which a different annual advisory fee may be based
include, but are not limited to, the size and nature of the relationship, the services rendered, the nature and complexity
of the products and investments involved, time commitments, and travel requirements. The advisory fee charged by the
Firm will apply to all of the client’s assets under management, unless specifically excluded in the client agreement. The
advisory fee may include the financial planning services described above.

Clients have five (5) business days from the date of execution of the client agreement to terminate Sound View Wealth’s
services. The investment advisory agreement between Sound View Wealth and the client may be terminated at will by
either Sound View Wealth or the client upon written notice. Sound View Wealth does not impose termination fees when
the client terminates the investment advisory relationship, except when agreed upon in advance.

Sound View Wealth offers its clients financial planning services. Such services, for some clients, may be included as part
of the annual advisory fee. Clients may also enter into a separate agreement with Sound View Wealth for financial
planning services. Such fee is negotiable, and is based on either an hourly rate that varies, depending on the experience,
knowledge, and skill of those performing the services on behalf of Sound View Wealth, or a flat fee agreed upon in
writing by Sound View Wealth and the client.

The hourly rate for ad-hoc and project-based consultations for clients varies depending on the services provided and the
experience, knowledge, and skill of those performing the services on behalf of Sound View Wealth. Hourly rates may
generally range from $250 to $500 per hour. The scope and charges of all hourly ad-hoc work must be agreed-upon in
writing by Sound View Wealth and the client before any billing begins.

B. Payment of Fees

Sound View Wealth generally deducts its advisory fee from a client’s investment account(s) held at his/her custodian.
Upon engaging Sound View Wealth to manage such account(s), a client grants Sound View Wealth this limited authority
through a written instruction to the custodian of his/her account(s). The client is responsible to verify the accuracy of
the calculation of the advisory fee; the custodian will not determine whether the fee is accurate or properly calculated.
See Section A herewith for further information on fee billing. A client may utilize the same procedure for financial
planning or consulting fees if the client has investment accounts held at a custodian.

Although clients generally are required to have their investment advisory fees deducted from their accounts, in some
cases, Sound View Wealth will directly bill a client for investment advisory fees if it determines that such billing
arrangement is appropriate given the circumstances.

The custodian of the client’s accounts provides each client with a statement, at least quarterly, indicating separate line
items for all amounts disbursed from the client's account(s), including any fees paid directly to Sound View Wealth.

Clients may make additions to and withdrawals from their account at any time, subject to Sound View Wealth’s right to
terminate an account. Additions may be in cash or securities provided that the Firm reserves the right to liquidate
transferred securities or decline to accept particular securities into a client’s account. Clients may withdraw account
assets at any time on notice to Sound View Wealth, subject to the usual and customary securities settlement
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Item 7 - Types of Clients

Sound View Wealth offers investment advisory services to individuals, including high net worth individuals, families,
family offices, trusts, businesses, charitable foundations, and retirement/profit-sharing plans.