Southern Capital Advisors LLC

ITEM 5: FEES AND COMPENSATION
ADVISORY FEES
SCA provides investment advisory services in exchange for an annual fee based on the amount of assets
under the Firm’s management. In general, fees are applied using a tiered fee schedule (see below) and
fees decrease at certain asset levels to provide more value to the client. To determine the fee, all assets
within a household are aggregated for the purpose of billing, although all assets in the household may
not necessarily be billed.

Maximum Fee Schedule (actual fees are determined at the onset of the relationship and may be lower):

                              Household Assets                 Annual Fee
                               Up to $499,999                    1.75%
                            $500,000 - $999,999                  1.50%
                           $1,000,000 - $5,000,000               1.25%
                              Above $5,000,000                   1.00%

FEE DISCRETION
SCA, at its sole discretion, may negotiate to charge a lesser or higher fee based upon certain criteria,
such as anticipated future earning/investing capacity, anticipated future assets, assets to be managed and
the complexity of that management, related accounts, pre-existing client relationships, account
retention and pro bono activities. SCA may also offer a flat rate fee (not-tiered) schedule or discounted

fees for certain strategies (e.g., cash management, option overlay strategies, etc.). Annual fees range
from 0.05% to 1.75%. The Firm reserves the right to create additional fee schedules. The specific
fee schedule for a client is attached/disclosed in the investment advisory contract that is signed at the
beginning of each client relationship.

FINANCIAL PLANNING & CONSULTING FEES
SCA may, separate from portfolio management services, engage in stand-alone arrangements for financial
planning and/or consulting services. Financial planning and consulting services may include but are not
limited to: general financial planning; investment and non-investment related planning; insurance planning;
tax concerns; retirement planning; college planning; debt/credit planning; retirement plan consulting (see
section above); and business consulting. The Firm’s planning and consulting fees are negotiable and may
range from $100-$400 on an hourly basis (and can be arranged on a fixed-fee basis as needed), depending
on the level and scope of the service(s) required and the professional(s) rendering service(s). Hourly fees
are generally paid in arrears upon completion.

Prior to engaging the Firm to provide planning or consulting services, clients are generally required to
enter into a Financial Planning Agreement with the Firm setting forth the terms and conditions of the
engagement (including termination), describing the scope of the services to be provided, and the portion
of the fee that is due from the client prior to the Firm commencing services. Clients may terminate the
agreement without penalty, for full refund of SCA’s fees, within five business days of signing the Financial
Planning Agreement. Thereafter, clients may terminate the Agreement generally upon written request.

PENSION/BENEFIT PLAN CONSULTING FEES
SCA may charge a fixed project-based fee to provide clients with retirement plan consulting services.
Each engagement is unique and is structured to address the needs of each client, thus fees are
negotiated individually by project and documented in an Agreement. Fees vary according to the services
rendered. If SCA has agreed to serve as investment advisor to a plan, the Firm may also charge an
asset-based fee for those ongoing services. Those plan advisory fees range from 0.10%-1.00% (annually).

PAYMENT OF FEES
The annual advisory fee (i.e., portfolio management fee) is prorated (divided by 12) and charged monthly
in arrears (at the end of the month) and is based on the average daily balance of the portfolio for that
month. If an account is closed or transferred during the month, SCA will send a final bill at the
conclusion of that month.

Advisory fees are withdrawn directly from the client’s account(s) with written client authorization
(investment advisory contract). Clients may terminate the agreement without penalty for a full refund
of SCA's fees within five business days of signing the Investment Advisory Contract. Thereafter, clients
may terminate the Investment Advisory Contract immediately upon written notice.

Financial Planning fees are paid via check or wire. Hourly financial planning fees are paid in arrears upon
completion. For long-term projects, SCA may request periodic payment as services are rendered.

CLIENT RESPONSIBILITY FOR THIRD PARTY FEES

Clients are responsible for the payment of all third-party fees (i.e., custodian fees, brokerage fees,
mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees and
expenses charged by SCA. Please see Item 12 of this brochure regarding the broker-dealer/custodian.

TYPES OF CLIENTS
SCA generally provides advisory services to individuals (including high-net-worth individuals), pension and
profit-sharing plans, trusts, estates, charitable organizations, corporations and other business entities.

ACCOUNT REQUIREMENTS
As a condition for starting and maintaining an investment advisory relationship, SCA generally imposes a
minimum portfolio size of $50,000.

The Firm, at its sole discretion, may accept clients with smaller portfolios based upon certain criteria,
such as anticipated future earning/investing capacity, anticipated future assets, assets to be managed and
the complexity of that management, related accounts, pre-existing client relationships, account retention
and pro bono activities. SCA only accepts clients with less than the minimum portfolio size if, in SCA’s
opinion, the smaller portfolio size will not compromise the client’s ability to maintain an investment risk
level that is appropriate given the client’s risk tolerance profile. SCA may aggregate the portfolios of
related clients to meet the minimum portfolio size.