Springwater Wealth Management LLC

ITEM 5 – FEES AND COMPENSATION

5A, 5B and 5D. Fee Schedules, Payments & Options

Financial Planning
The fee for an initial financial plan is based on a number of factors, including the complexity of the scope of work
agreed and the time required of us to prepare, present and review the plan with you.

Springwater’s fees for an initial financial plan typically range from $5,000 to $10,000. We provide all prospective
clients with a “not-to-exceed” quote for this work in advance.

A partial payment of $500 is due when you sign your financial planning agreement, with the remainder due within ten
(10) days of invoice after completion of your plan. After your initial plan is complete, Springwater can update your
plan at your request. Springwater’s fee to update your plan is typically one-half of the fee for your initial plan.
Planning fees are billed as defined in the client’s Financial Planning Agreement.

Investment Management
Springwater generally does not provide investment management services on a stand-alone basis, but we may do so at
our sole discretion.

                                            Springwater ADV 2A | MARCH 2026

Springwater’s investment management fees are based on the market value of your assets under management, including
cash. Investment management fees are calculated according to the following annualized, tiered schedule:

         Assets Under Management                                  Annual Fee (in %)
         First $2,000,000                                               0.80%
         Next $2,000,000                                                0.65%
         Next $2,000,000                                                0.50%
         All assets over $6,000,000                                     0.30%

Annual fee for portfolio value below $500,000
In the event that your portfolio value is below $500,000 Springwater may charge a flat rate of $4,000 per year.
Once your account value exceeds $500,000, the standard fee schedule listed above will apply. Please Note: If you
maintain less than $500,000 of assets under Springwater’s management, and are subject to the $4,000 annual minimum
fee, you will pay a higher percentage annual fee than referenced in the above fee schedule.

Springwater, in its discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its fee entirely, or
charge fee on a different interval, based upon certain criteria (i.e. anticipated future earning capacity, anticipated
future additional assets, dollar amount of assets to be managed, related accounts, account composition, complexity of
the engagement, anticipated services to be rendered, grandfathered fee schedules, employees and family members,
courtesy accounts, competition, negotiations with client, etc.). Please Note: As result of the above, similarly situated
clients could pay different fees. In addition, similar advisory services may be available from other investment advisers
for similar or lower fees. ANY QUESTIONS: Springwater’s Chief Compliance Officer remains available to address
any questions that a client or prospective client may have regarding advisory fees.

For purposes of determining value, securities and other instruments traded on a market for which actual transaction
prices are publicly reported are valued at the last reported sale price on the principal market in which they are traded.
Certain accounts may include low cost basis stocks. Springwater will bill on these securities although we do not
recommend them.

Springwater’s investment management fees are generally paid from your designated account by the custodian when
we submit an invoice to them. Investment management fees are calculated at the end of each calendar quarter, based
on the value of your assets under management on the last trading day of each calendar quarter. Investment
management fees are pro-rated for any partial calendar quarter, based on the number of days your accounts were
managed by us during the quarter. Shortly after the end of each calendar quarter, Springwater will send to you and
the custodian an invoice for the fees earned by us during the immediately preceding calendar quarter.

If there is insufficient cash in your account to pay our fees, we will confirm with you the liquidation of securities to pay
the fees. Otherwise, we will contact you to arrange for payment of fees.

When an agreement is terminated, all assets may need to be transferred from the current custodian. You will be
responsible for paying all fees, including full quarterly custodial administrative fees, account closure fees, mutual fund
fees and all trading costs due to the termination. A custodian may assess additional fees for transfer of illiquid
investments. If there is insufficient cash in the account, the liquidation of some securities may be used to pay the fees.

Wealth Management
Springwater’s wealth management fees are based on the market value of your assets under management, and
generally cover full wealth management services, including financial planning and investment management. Wealth
management fees are calculated according to the following annualized, tiered schedule:

         Assets Under Management                                  Annual Fee (in %)
         First $2,000,000                                               0.90%
         Next $2,000,000                                                0.75%
         Next $2,000,000                                                0.60%

                                            Springwater ADV 2A | MARCH 2026

         All assets over $6,000,000                                     0.40%

Annual fee for portfolio value below $1,000,000
In the event that your portfolio value is below $1,000,000 Springwater may charge a flat rate of $9,000 per year.
Once your account value exceeds $1,000,000, the standard fee schedule listed above will apply. Please Note: If you
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ITEM 7 – TYPES OF CLIENTS
Springwater generally provides financial planning, investment management, wealth management and retirement plan
services to individuals, high net worth individuals, non-profit organizations, trusts, estates, and pension and profit-sharing
plans. Springwater generally requires a minimum initial account size of $1,000,000, although we may lower or waive
this account size requirement in our sole discretion. Minimum fees may apply for wealth management and investment
management services.

Springwater, in its discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its fee entirely, or
charge fee on a different interval, based upon certain criteria (i.e. anticipated future earning capacity, anticipated
future additional assets, dollar amount of assets to be managed, related accounts, account composition, complexity of
the engagement, anticipated services to be rendered, grandfathered fee schedules, employees and family members,
courtesy accounts, competition, negotiations with client, etc.). Please Note: As result of the above, similarly situated
clients could pay different fees. In addition, similar advisory services may be available from other investment advisers
for similar or lower fees. ANY QUESTIONS: Springwater’s Chief Compliance Officer remains available to address
any questions that a client or prospective client may have regarding advisory fees.