Stability Partners Advisory Group LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  CO-ADVISOR FEES
  Gradient Investments, LLC
  Stability Partners Advisory Group, LLC has entered into a Co-Advisor Agreement with Gradient
  Investments, LLC (“GI”). GI is a Registered Investment Advisor registered with the Securities
  and Exchange Commission that provides investment portfolio advice and supervisory services.
  GI offers an actively managed program of mutual fund and stock portfolios. The fee will be
  disclosed to the Client in the Investment Advisory Agreement and are negotiable. The Clients
  fee for these services will be based on a percentage of assets under management as follows:

                                                                                    Stability Partners
                                  Asset           Stated Total                       Advisory Group,
Portfolio                                                            GI Fee*
                                  Valuation       Annual Fee                             LLC Fee
                                                                                       (Negotiable)
Custom Indexing - Strategic       All Assets            1.65%         0.65%              1.00%
Strategic                         All Assets            1.50%         0.50%              1.00%
Custom Indexing - Allocation      All Assets            1.65%         0.65%              1.00%
Allocation                        All Assets            1.50%         0.50%              1.00%
Tactical                          All Assets            1.50%         0.50%              1.00%
Defined Outcome                   All Assets            1.50%         0.50%              1.00%
Private Wealth                    All Assets            1.50%         0.50%              1.00%
Preservation                      All Assets            1.00%         0.40%              0.60%
Client Directed Accounts          All Assets             $300          $300                $0

For Client Directed Accounts (CDA), GI will assist in the opening, closing and transferring of
accounts. GI will not have discretion at any time on these accounts. Client is solely responsible
for the assets held within the accounts and their values which could increase or decrease
(potential loss of principal). GI will not execute trades in CDA accounts. GI exceptions will be
made for withdrawals to client or assets transferred into a GI managed portfolio. GI will also
provide performance reporting on these accounts and can furnish 3rd party analysis reports
per the client’s request. Similar services may be available through other sources for a lower
fee.

These are flat fee schedules, the entire portfolio is charged the same asset management fee.
Example:
   Portfolio                                          Calculation                     Quarterly Fee
   Custom Indexing – Strategic                        ($750,000*1.65%) * (91/365)     $3,085.27
   Strategic Portfolio:                               ($750,000*1.50%) * (91/365)     $2,804.79
   Tactical Portfolio:                                ($750,000*1.50%) * (91/365)     $2,804.79
   Custom Indexing - Allocation                       ($750,000*1.65%) * (91/365)     $3,085.27
   Allocation & Defined Outcome Portfolio:            ($750,000*1.50%) * (91/365)     $2,804.79
   Preservation Portfolio:                            ($750,000*1.0%) * (91/365)      $1,869.86
   Private Wealth Portfolio:                          ($750,000*1.5%) * (91/365)      $2,804.79
Fee Calculation: (Quarter End Value x Annual Fee %) x (Days in Quarter/Days in Year) + $15
Quarterly Service Fee*

* The $15 Quarterly Service Fee is the technology fee charged by GI per account or investment
strategy for performance and other reporting. This fee is disclosed in GI’s ADV Part 2A (Item 5:

Fees and Compensation) and in GI’s Investment Proposal and Contract (Schedule D: Schedule
of Fees).
The above fees are negotiable. Fees are assessed quarterly in arrears based on the amount of
the assets managed as of the end of the previous quarter and will take into account additions
and withdrawals in the time period. All management fees are withdrawn from the Client’s
account unless otherwise noted. GI will receive written authorization from the Client to deduct
advisory fees from their account held by a qualified custodian. GI will pay Stability Partners
Advisory Group, LLC their share of the fees. Stability Partners Advisory Group, LLC does not
have access to deduct Client fees. Clients may terminate their account within five (5) business
days of signing the investment advisory agreement without penalty or obligation. For
terminations after the initial five business days, GI will be entitled to a pro-rata fee for the days
service was provided in the final quarter. GI will pay Stability Partners Advisory Group, LLC
their portion of the final fee.
Incentive Program - GI
In addition to the regular advisory fee, GI has instituted a long-term incentive arrangement by
Stability Partners Advisory Group, LLC can share in GI’s portion of the management fee. This
does not change the cost to the Client; it is a sharing arrangement paid from GI’s portion of the
advisory fee. The incentive arrangement will be paid annually according to the following table:

    Stability Partners Advisory Group, LLC quarterly           Participation rate in GI’s fee
                       AUM with GI
                       $10,000,000                                        3.00%
                       $25,000,000                                       10.00%
                       $50,000,000                                       12.50%
                       $75,000,000                                       15.00%

Once Stability Partners Advisory Group, LLC reaches and maintains the thresholds listed above,
the participation rate applies to all of the AUM for the quarter.
...

Item 7: Types of Clients
 Description
  Stability Partners Advisory Group, LLC generally provides investment advice to individuals and
  high net worth individuals and businesses.
  Client relationships vary in scope and length of service.
 Account Minimums
  Stability Partners Advisory Group, LLC does not have a minimum account size. Some Third
  Party Money Managers utilized by Stability Partners Advisory Group, LLC may have a minimum
  to open an account on their platform.