Stage Wealth Management Inc

Item 5 - Fees and Compensation

 Portfolio Management Services Fees
 Detailed information about the Stage Wealth Management Wrap Fee Program, program fees, and associated
 conflicts of interest is provided in the Form ADV Part 2A, Appendix 1 (Wrap Fee Program Brochure) that is attached
 to this Form ADV Part 2A Disclosure Brochure.

 Pension Consulting Services Fees
 The compensation arrangement for pension consulting services is based on a percentage of the plan assets.
 Services will be negotiated on a case-by-case basis. The exact services to be provided, the fee to be paid by the
 Client, fee payment arrangements, how to terminate the contract, and other terms will be clearly stated in the
 pension consulting agreement signed by the Client and Stage Wealth Management. Clients who choose to have
 Stage Wealth Management’s fee deducted directly from their account must provide authorization. The account
 custodian/record-keeper/paying agent will calculate and deduct the fees as agreed upon with the plan sponsor
 and will send an account statement to the Client at least quarterly reflecting the fees paid to Stage Wealth
 Management. Clients are encouraged to review each statement for accuracy.

 Additional Information About Fees and Expenses
 The fees Stage Wealth Management charges are negotiable based on the amount of assets under management,
 the complexity of Client goals and objectives, and the level of services rendered. Fees are charged as described
 above and are not based on a share of capital gains in the account of any advisory Client.

 Clients who choose to have Stage Wealth Management’s fee deducted directly from their account must provide
 authorization. The qualified custodian holding Client funds and securities will send an account statement on at
 least a quarterly basis. This statement will detail account activity. Clients are encouraged to review each
 statement for accuracy.

 All fees paid to Stage Wealth Management for investment advisory services are separate and distinct from the
 fees and expenses charged to shareholders by investment companies, such as unit investment trusts, mutual
 funds, or exchange traded funds. These fees and expenses are described in each fund's prospectus. These fees
 generally include a management fee, other fund expenses, and a possible distribution fee. If the fund also imposes
 sales charges, you may pay an initial or deferred sales charge.

 You could invest in a mutual fund directly, without the services of Stage Wealth Management. In this case, you
 would not receive the advice provided by Stage Wealth Management, which is designed, among other things, to
 assist you in determining which mutual fund or funds are most appropriate to your financial condition and
 objectives. Accordingly, you should review both the fees charged by the funds and the fees charged by Stage
 Wealth Management to fully understand the total amount of fees to be paid by you to evaluate the advisory
 services being provided. Although Stage Wealth Management uses its best efforts to purchase lower-cost mutual
 fund shares when available, some mutual fund companies do not offer institutional classes to us, or they do not
 offer funds that do not pay 12b-1 distribution fees.

 Limited Prepayment of Fees: Under no circumstances do we require or solicit payment of fees in excess of $1,200
 more than six months in advance of services rendered.

 Billing on Cash Positions: The firm treats cash and cash equivalents as an asset class. Accordingly, unless otherwise
 agreed in writing, all cash and cash equivalent positions (e.g., money market funds, etc.) are included as part of

Stage Wealth Management, Inc.
Form ADV Part 2A

 assets under management for purposes of calculating the firm’s advisory fee. At any specific point in time,
 depending upon perceived or anticipated market conditions/events (there is no guarantee that such anticipated
 market conditions/events will occur), the firm may maintain cash and/or cash equivalent positions for defensive,
 liquidity, or other purposes. While assets are maintained in cash or cash equivalents, such amounts could miss
 market advances and, depending upon current yields, at any point in time, the firm’s advisory fee could exceed
 the interest paid by the Client’s cash or cash equivalent positions.

 Periods of Portfolio Inactivity: The firm has a fiduciary duty to provide services consistent with the Client’s best
 interest. As part of its investment advisory services, the firm will review Client portfolios on an ongoing basis to
 determine if any changes are necessary, based upon various factors, including but not limited to investment
 performance, fund manager tenure, style drift, account additions/withdrawals, the Client’s financial
 circumstances, and changes in the Client’s investment objectives. Based upon these and other factors, there may
 be extended periods of time when the firm determines that changes to a Client’s portfolio are neither necessary
 nor prudent. Notwithstanding, unless otherwise agreed in writing, the firm’s annual investment advisory fee will
 continue to apply during these periods, and there can be no assurance that investment decisions made by the
 firm will be profitable or equal any specific performance level(s).

 Compensation for the Sale of Insurance Products
 While Stage Wealth Management is not an insurance company, broker, or agency, Glenn Hechler, President and
 Chief Compliance Officer of Stage Wealth Management, is the sole owner of North Shore Life & Health Agency
 Inc., part owner and President of Broadstreet Insurance Agency, LLC, part owner of MGPC Agency Inc., and part
 owner of American Insurance Networking Agency, Inc. These licensed insurance agencies are based in New York
 and provide sales and services for various insurance products, such as life, health, property, and casualty, and/or
...

Item 7 - Types of Clients

 We generally offer investment advisory services to individuals, high net worth individuals, pension and profit
 sharing plans, corporations, and other business entities.

 We do not require an account minimum to establish advisory relationships with Clients.