Stapp Wealth Management PLLC

Item 5 – Fees and Compensation

Investment management fees are charged quarterly in arrears and are calculated as a
percentage of the client’s assets under management in accordance with our firm’s fee
schedule. The applicable fee is based on the market value of the account on the last
business day of each quarter. Fees are typically deducted directly from client accounts at
Schwab, as authorized by the client, and may vary depending on account size, the scope of
services provided, and negotiated terms.

The specific manner in which fees are charged by Stapp Wealth Management, PLLC is
outlined in a client’s written agreement, titled the “Stapp Wealth Management, PLLC
Investment Management Agreement.”

The firm fee schedule is as follows:

The first                 $1-$100,000                 1%
       The next           $100,001-$500,000           .75%
       The next           $500,001-$1,000,000         .50
       The next           $1,000,001 and greater      .20%
       (Fees may be waived or reduced for family and employees).

Clients under prior agreements may be charged management fee rates that are less than the
current investment management agreement rates. Stapp Wealth Management, PLLC will
send a written invoice that includes: the advisory fee, the formula used to calculate the fee,
the actual fee calculation, the time period covered by the fee, and, if applicable, the amount
of assets under management on which the fee was based. Stapp Wealth Management, PLLC
will also include the name of the custodian (Charles Schwab & Co., Inc.) on the invoice. Clients
are encouraged to compare the advisory fee information on each invoice with the fees listed
on the account statements received from Schwab.

Investment management fees for managed asset accounts are billed quarterly, after the end
of each calendar quarter, based on the value of assets under management. Clients’
management fees will be directly debited from their accounts at Schwab, and each client

must authorize Stapp Wealth Management, PLLC to directly debit advisory fees from their
custodial accounts. Clients will receive an informational copy of each billing. Management
fees will be pro-rated for each capital contribution and withdrawal made during the
applicable calendar quarter, other than de minimis contributions and withdrawals. Upon
termination of the advisory relationship, any refund or final charge will be made on a pro-
rata basis for bona fide advisory services actually rendered. Advisory fees are not
negotiable.

Additional Fees and Expenses

As part of our investment advisory services, we may invest, or recommend that you invest,
in mutual funds and exchange-traded funds (“ETFs”). The fees that you pay to Stapp Wealth
Management, PLLC for investment advisory services are separate and distinct from the fees
and expenses charged by mutual funds and ETFs (as described in each fund’s prospectus) to
their shareholders. These fees generally include a management fee and other fund expenses
borne indirectly by you as a fund investor. You will also incur transaction charges and/or
brokerage fees when purchasing or selling securities, which are typically imposed by the
broker-dealer or custodian. To fully understand the total cost you will incur, you should
review all fees charged by the mutual funds, ETFs, our firm, and any other parties. For
additional information on our brokerage practices, please refer to Item 12 – Brokerage
Practices in this Brochure.

Stapp Wealth Management, PLLC does not receive brokerage commissions, transaction fees,
or other related costs and expenses charged by the custodian or broker-dealer. Clients may
incur certain charges imposed by Charles Schwab & Co., Inc., such as fees charged by
managers, custodial fees, deferred sales charges, transfer taxes, wire transfer and electronic
funds transfer fees, and other fees and taxes on brokerage accounts and securities
transactions. Mutual funds and ETFs also charge internal management fees and other
expenses, which are disclosed in each fund’s prospectus.

Item 12 of this Brochure further describes the factors that Stapp Wealth Management, PLLC
considers in selecting or recommending broker-dealers for client transactions and in
determining the reasonableness of their compensation.

Item 7 – Types of Clients

Stapp Wealth Management, PLLC provides portfolio management services to individuals,
high net worth individuals, and retirement accounts.

Generally, you must maintain a minimum account of combined assets of $500,000, subject
to negotiation or waiver by our firm. We may waive the minimum or require a higher or
lower minimum, in our sole discretion. If the aggregated value of your accounts falls below
the minimum, we have the right to require deposits of additional amounts to bring your
account up to require minimum, send your account to Charles Schwab & Co., Inc. Retail or
close and liquidate your account and send the proceeds to you in accordance with your
written delivery instructions.