Statheros Financial Solutions Inc

Item 5: Fees and Compensation
Investment Advisory Services
The Advisor bases its fees on a percentage of assets under management and in some rare instances may charge
hourly for actuarial consulting work for non-investment Advisory clients. Although the Advisory Service
Agreement is an ongoing agreement and constant adjustments are required, the length of service to the client
is at the client’s discretion. The client or the investment manager may terminate an Agreement by written
notice to the other party. At termination, fees will be billed on a pro rata basis for the portion of the quarter
completed. The portfolio value at the completion of the prior full billing quarter is used as the basis for the
fee computation, adjusted for the number of days during the billing quarter prior to termination.

Fees for investment Advisory accounts are payable quarterly in arrears and are calculated based on the
average daily account balance during the quarter. These fees are tiered in that the stated fee is applied to each
portion of the client’s average daily balance. The maximum percentage annual fee charged on each tier is
based on the following schedule:

 Annualized Investment Advisory Fees

                             Statherόs Financial Solutions, Inc. 2026
                                                           Form ADV Part 2A

       Account Value From                    Account Value To                   Annual Percentage Fee
                 $0                                $499,999                       Not to Exceed 1.20%
        The next $500,000                          $999,999                       Not to Exceed 1.10%
       The next $1,500,000                        $2,499,999                      Not to Exceed 0.80%
       The next $2,500,000                        $4,999,999                      Not to Exceed 0.65%
       The next $5,000,000                        $9,999,999                      Not to Exceed 0.40%
       The next $5,000,000                       $14,999,999                      Not to Exceed 0.25%
     Amount over $15,000,000                                                      Not to Exceed 0.10%

The Advisor at its sole discretion may elect to charge a client a fee different from the above schedule. The
Advisor may and does provide investment management services to persons related to the Advisor at no
management fee.
The Advisor relies primarily on mutual funds in clients’ portfolios. Clients may be charged for the services
by the providers/managers of these products in addition to the management fee paid to The Advisor. The
fees and expenses charged by the product providers are separate and distinct from the management fee
charged by The Advisor. These fees and expenses are described in each mutual fund’s or underlying annuity
fund’s prospectus. These fees will generally include a management fee, other fund expenses and a possible
distribution fee. No-load or load waived mutual funds may be used in client portfolios so there would be no
initial or deferred sales charges; however, if a fund that imposes sales charges is selected, a client may pay
an initial or deferred sales charge. A client could invest in a mutual fund without the services of The Advisor.
Accordingly, the client should review both the fees charged by the funds and the applicable program fee
charged by The Advisor to fully understand the total amount of fees to be paid by the client and to thereby
evaluate the Advisory services being provided. Similar to other securities held in the client’s account, the
Adviser may also charge a management fee on the variable annuity assets.

The client may terminate immediately Advisor's services within five (5) days of signing the agreement and
will not be charged a fee. After then, the investment management agreement may be terminated at any time
by mutual consent of the parties, or without such consent, by either party giving to the other party written
notice of termination. If the agreement is terminated, any unused portion of any prepaid management fees
will be returned to the client.

Custodian Services
Statherόs has selected Charles Schwab & Co., Inc. (“Schwab”) as primary custodian for our clients’
accounts. By using Schwab as primary custodian, Statherόs has access to a wide range of products and
services that help us serve our clients, including:
        • Full range of investment products and trading services
        • Technology and service support
        • Wide array of investment account types including retirement accounts, charitable giving, and
           education accounts

Custodian fees may be asset based or transaction based and depend on the clients’ wishes and any obvious
advantage that one pricing program can provide over the other. Clients will be informed at the time the
account is opened as to which pricing structure they will fall under. Statherόs does not receive any portion

                              Statherόs Financial Solutions, Inc. 2026
                                                            Form ADV Part 2A

of the custodian’s fee. Statherόs does not make any representation that these services are at the lowest cost
available and clients may be able to obtain these services at a more favorable rate from other providers.

Full-Service Administrative Services
Statherόs offers Full-Service Administration services to third party unaffiliated investment advisors and
broker-dealers. The firms that utilize Administration services receive access to model portfolios managed by
Advisor as well as administrative support as a solution to their back-office and trading needs. These services
may have been offered in the past under other names but the fees did not exceed those shown below.
The benefit to the firms is that it allows them to focus their efforts on building their business and servicing
clients. The firms’ clients sign Advisor’s administrative service agreement but are not considered clients of
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Item 7: Types of Clients
Description
The Advisor generally provides investment advice to individuals, pension and profit-sharing plans, trusts,
estates, or charitable organizations and corporations, and business entities. Client relationships vary in scope
and length of service.
Account Minimums
The Advisor generally prefers a $100,000 minimum investment to open an account. Advisor may accept a
smaller amount at its sole discretion.