Wick Capital Partners LLC

Item 5:       Fees and Compensation

      A.      Fees Charged

      All clients will be required to execute an Investment Management Agreement that will describe the
      type of management services to be provided and the fees, among other items. Clients are advised that
      they may pay fees that are higher or lower than fees they may pay another advisor for the same services
      and may in fact pay lower fees for comparable services from other sources. Clients are under no
      obligation at any time to engage, or to continue to engage, WCP for investment services.

      WCP provides investment advisory services for an annual fee based upon a percentage of the assets
      being managed by WCP. This asset-based fee is negotiable however it typically varies between 1.00%
      and 0.20% depending on the amount of assets under management. WCP’s tiered fee schedule is as
      follows

              PORTFOLIO VALUE                                     BASE FEE

              Up to $10,000,000                                   1.0%
              Next $5,000,000                                     0.80%
              Next $5,000,000                                     0.60%
              Assets over $20,000,000                             0.40%

      Fees are negotiable, and may be higher or lower than this range, based on the nature of the account.
      Factors affecting fee percentages include the size of the account, complexity of asset structures, and
      other factors. All clients, but especially those with smaller accounts, should be advised they may
      receive similar services from other professionals for higher or lower overall costs. In limited
      circumstances WCP may negotiate a fixed fee for advisory services upon negotiating with the client.
      The fixed fee is payable upon receipt of invoice.

      Financial planning, when provided as a separate service will be provided on a fixed fee or hourly basis.
      The fixed fee shall be determined based on the complexity of the planning services to be rendered.
      Hourly rates will not exceed $500 per hour.

      B.      Fee Payment

      Investment advisory fees will be debited directly from each client’s account. The advisory fee is paid
      quarterly, in advance, based upon the market value of the assets being managed by WCP on the last
      day of the previous billing period as valued by the custodian of your assets. For example, if your
      annual fee is 1.00%, each quarter we will multiply the value of your account on the last day of the
      previous billing period by 1.00%, then divide by four to calculate our fee. To the extent there is cash
      in your account, it will be included in the value for the purpose of calculating fees. Once the calculation
      is made, we will instruct your account custodian to deduct the fee from your account and remit it to

WCP. While almost all of our clients choose to have their fee debited from their account, we will
invoice clients upon request.

For the initial quarter, the fee is calculated on a pro rata basis, meaning clients will pay a fee based on
the number of days left in the quarter in which they engage the Firm. In the event the advisory
agreement is terminated, the fee for the final billing period is prorated through the effective date of the
termination and the outstanding or unearned portion of the fee is charged or refunded to the client, as
appropriate.

Clients whose fees are directly debited will provide written authorization to debit advisory fees from
their accounts held by a qualified custodian. Each month, clients will receive a statement from their
account custodian showing all transactions in their account, including the fee. Fees are calculated by
WCP and not independently calculated by the custodian. Clients should carefully review their
statements, including the fee amounts, and let the Firm know of any questions.

Financial planning fees will be due upon receipt of invoice.

C.      Other Fees

There are a number of other fees that can be associated with holding and investing in securities. You
will be responsible for fees including transaction fees for the purchase or sale of a mutual fund or
Exchange Traded Fund, or commissions for the purchase or sale of a stock. Expenses of a fund, ETF,
or separately managed account will not be included in management fees, as they are deducted from
the value of the shares by the mutual fund manager. When selecting mutual funds that have multiple
share classes for recommendation to clients, WCP will take into account the internal fees and expenses
associated with each share class, and it is WCP policy to choose the lowest-cost share class, absent
circumstances that dictate otherwise. For complete discussion of expenses related to each mutual fund,
you should read a copy of the prospectus issued by that fund. WCP can provide or direct you to a copy
of the prospectus for any fund that we recommend to you.

Please make sure to read Item 12 of this informational brochure, where we discuss broker-dealer and
custodial issues.

D.      Pro-rata Fees

If you become a client during a quarter, you will pay a management fee for the number of days left in
that quarter. If you terminate our relationship during a quarter, you will be entitled to a refund of any
management fees for the remainder of the quarter. Once your notice of termination is received, we
will assess pro-rated fees for the number of days between the end of the prior billing period and the
date of termination to be paid in whatever way you direct (check, wire). WCP will cease to perform
services, including processing trades and distributions, upon termination. Assets not transferred from
terminated accounts within 30 (thirty) days of termination may be “de-linked”, meaning they will no
longer be visible to WCP and will become a retail account with the custodian.
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Item 7:       Types of Clients

      Clients advised may include individuals, families, trusts, charitable organizations and foundations,
      retirement plans, and business entities. WCP does not impose a stated minimum fee or minimum
      portfolio value for starting or maintaining an investment advisory.