Stewardship Advisors LLC

Item 5 - Fees and Compensation
Forms of payment are based on the types of services being provided, term of service, etc., and will be stated in
the engagement agreement. Depending on the services utilized you will pay a flat fee or an on-going asset
management fee based on the assets we manage. All fees are charged in advance. Our fees are negotiable, with
the final determination to be made by the firm. Fees may be paid to our firm by check or draft from US-based
financial institutions. With the plan sponsor’s prior authorization, payment may also be made by credit card through
a qualified, unaffiliated PCI compliant third- party processor, or via withdrawal from the investment account held
at the custodian of record by the custodian or TPA.

Method of Compensation and Fee Schedule
Option 1a: Portfolio Management Services Fees - Internal Portfolio Management
For those portfolios that we internally manage, at the beginning of each calendar quarter the plan or plan participant
(as determined by the engagement) will pay our firm an asset-based fee based on an annualized rate as indicated in
the following fee table. The fee is determined using the value of account assets on the last day of each quarter and
multiplying the asset value by the fee percentage applicable from the chart below. Fees are charged in advance; see
Termination of Services below for our policy on refunding fees.

                               Formula: ((quarter-end market value) x (applicable number of basis points))/4

                               Assets Under Management                 Annualized Asset-Based Fee
                                   $0-$499,999                           1.00% (100 basis points)
                                $500,000 - $999,999                       0.85% (85 basis points)
                             $1,000,000 - $2,999,999                      0.70% (70 basis points)
                                 $3,000,000-Above                             Negotiable

Our fee schedule is based on a straight tier; all accounts are charged a single percentage rate that declines as
asset levels increase. Our firm will aggregate plan accounts for all participants in order to apply a discount to the asset-
based fee. We will prorate the first period’s fee based on the number of days remaining in the first billing cycle.

In the rare absence of a reportable market value, our firm may seek a third-party opinion from a recognized
industry source (e.g., unaffiliated public accounting firm), and the plan sponsor and/or plan participant may choose to
separately seek such an opinion at their own expense as to the valuation of “hard-to-price” securities if they
believe it to be necessary.

Deducted fees will be noted on account statements that the plan sponsor and/or participant (per the engagement)
receives from the custodian of record and/or third-party administrator on a quarterly or more frequent basis. It is
important that the plan/plan participants also verify the accuracy of fee calculations; the custodian does not verify
the accuracy of advisory fee assessments for each account.

By signing our firm’s engagement agreement, as well as the selected custodian account opening documents and/or TPA
forms, the plan sponsor/participant will be authorizing the withdrawal of both advisory and transactional fees (described
below) from their account. The withdrawal of these fees will be accomplished by the selected custodian or TPA, not
by our firm, and our advisory fees will be remitted directly to our firm. Alternatively, the plan sponsor may request
to directly pay our advisory firm its portfolio management fee in lieu of having the advisory fee withdrawn from
plan accounts. Our valuation assessment will remain the same as described above, and the plan’s direct payment must
be received by our firm within 10 days of our invoice. We do not accommodate requests for direct payment from
plan participants.

 Stewardship Advisors, LLC                                                                                         CRD # 277099
 Form ADV Part 2 - 2022Ret Plans                                                                                SEC # 801-108174

Option 1b: Portfolio Management Services Fees - Third-Party Investment Managers
Each third-party investment manager program has a stated fee range that will be described through the use of
that external investment manager’s disclosure documents and prior to the selection of the third-party investment
manager. We will inform the plan sponsor in advance whether the selected third-party investment manager
allows for account aggregation for the purpose of fee discounts.

The annualized asset-based fee ranges from 0.50% to 2.00% (50 to 200 basis points, depending on the third-party
investment manager selected) and our firm will receive a portion of the fee, ranging from 0.25% to 1.50% (25 to
150 basis points) for our continued consultation service, which we will describe to in our engagement agreement.
Investment management services fees, including debits and credits, will be noted on account statements that the plan
sponsor and/or plan participant receives directly from the custodian of record on a quarterly or more frequent basis.
Our advisory firm is not directly involved in the billing process of third-party investment management accounts.
Written authorization is required in order for the custodian of record to deduct advisory fees from investment
accounts. By signing the custodian account documents, the plan will be authorizing the withdrawal of fees from plan
accounts. The withdrawal of these fees will be accomplished by the custodian of record or TPA. Our portion of the
advisory fee will be remitted directly to our firm via the third-party investment manager or TPA.

Option 2: Fixed Fee Engagement
We offer both plan consultation and our internal portfolio management services on a fixed fee basis; typically,
...

Item 7 - Types of Clients
We provide retirement plan services to pension and profit-sharing plans for small businesses, self- employed
individuals, etc. We also serve individuals, high net worth individuals, and businesses, as discussed in a separate
brochure. Our firm does not require minimum asset levels or other similar preconditions for our retirement plan
engagements. We reserve the right to decline services to any prospective client for any nondiscriminatory
reason.

 Stewardship Advisors, LLC                                                                                    CRD # 277099
 Form ADV Part 2 - 2022Ret Plans                                                                           SEC # 801-108174