Golden Reserve Retirement LLC

Item 5: Fees and Compensation

A. Fee Schedule

Fixed Portfolio Management & Financial Planning Fees

Based on the suite of services provided, the negotiated fixed rate for portfolio management
and financial planning will vary between $5,500 and $15,000 per year. Golden Reserve’s
clients could be subject to different fee schedules, including those that may be lower than those
set forth in this Item. Clients that fall under grandfathered fee schedules may reference their
Investment Advisory Contract or any subsequent letter outlining their fee schedule. The final
fee schedule is attached as Exhibit I of the investment advisory contract. Clients may
terminate the agreement without penalty for a full refund of Golden Reserve's fees within
five (5) business days of signing the investment advisory contract. Thereafter, clients may
terminate the investment advisory contract immediately upon written notice.

Estate Planning Fees

As an advisory client of Golden Reserve, you will be offered a legal plan designed and
executed by AlerStallings, LLC, an affiliate of Golden Reserve or a legal reimbursement for
qualifying law firms. These legal services, provided by AlerStallings, will be included in

Golden Reserve’s annual fee.

You are under no obligation to utilize AlerStallings, LLC, or any law firm recommended by
Golden Reserve, for these legal services.

Please see your Golden Reserve Service Agreement for further information regarding this
service, including the fee reimbursement offer and conditions.

Tax Services Fees

As an advisory client of Golden Reserve, you will be offered tax services performed by
Golden Reserve Tax, LLC., an affiliate of Golden Reserve. These tax services, provided by
Golden Reserve Tax, will be included in Golden Reserve’s annual fee.

You are under no obligation to utilize Golden Reserve Tax, LLC, or any tax firm
recommended by Golden Reserve, for these tax services.

Please see your Golden Reserve Service Agreement for further information regarding this
service, including the fee reimbursement offer and conditions.

B. Payment of Fees

Payment of Portfolio Management & Financial Planning Fees

The initial planning fee is immediately earned, due and payable upon becoming a Client
for financial planning services already provided. After the initial twelve-month period, a
reoccurring annual planning and management fee is charged quarterly in advance. All
such fees are withdrawn directly from the client's accounts with client's written
authorization.

C. Client Responsibility For Third-Party Fees

Clients are responsible for the payment of all third-party fees. In addition to the advisory
fees paid to Gold Reserve, Clients will incur transaction fees for trades executed by the
custodian. These transaction fees are separate from our Golden Reserve’s advisory fees
and will be disclosed by the custodian. Clients may also pay holdings charges imposed by
the custodian for certain investments, charges imposed directly by a mutual fund, index
fund, or exchanged traded fund, which shall be disclosed in the fund’s prospectus (i.e.
fund management fees, initial or deferred sales charges, mutual fund sales loads, 12b-1
fees, surrender charges, variable annuity fees, IRA and qualified retirement plan fees, and
other expenses), mark-ups and mark-downs, spreads paid to market makers, fees for
trades executed away from custodian, wire transfer fees and other fees and taxes on
brokerage accounts and securities transactions. Golden Reserve does not receive any
portion of these fees. Please see Item 12 of this brochure regarding brokerage practices.

   D. Prepayment of Fees

   Golden Reserve collects fees in advance. The initial planning fee is immediately earned,
   due and payable upon becoming a Client. The quarterly ongoing fixed fees after the initial
   twelve-month period that are collected in advance will be refunded based on the prorated
   amount of work completed, as determined by Golden Reserve, at the point of termination.
   Refunds for fees paid in advance will be returned within 14 days of the end of the billing
   cycle to the client.

   E. Outside Compensation For the Sale of Securities to Clients

   Neither Golden Reserve nor its supervised persons accept any compensation for the sale
   of securities or other investment products other than the compensation otherwise
   described herein, including sales charges or service fees from the sale of mutual funds.

   F. Rollover Recommendations

   Golden Reserve has an inherent conflict of interest in recommending you rollover or
   transfer your accounts to an account managed by Golden Reserve since we have an
   incentive to generate compensation for the Golden Reserve. When we provide investment
   advice to you regarding your retirement plan account or individual retirement account,
   we are fiduciaries within the meaning of Title I of the Employee Retirement Income
   Security Act and/or the Internal Revenue Code, as applicable, which are laws governing
   retirement accounts. The way we make money creates some conflicts with your interests,
   so we operate under a special rule that requires Golden Reserve to act in your best interest
   and not put our interest ahead of yours. Under this special rule’s provisions, we must: (1)
   Meet a professional standard of care when making investment recommendations (give
   prudent advice); (2) Never put our financial interests ahead of yours when making
   recommendations (give loyal advice); (3) Avoid misleading statements about conflicts of
   interest, fees, and investments; (4) Follow policies and procedures designed to ensure that
   we give advice that is in your best interest; (5) Charge no more than is reasonable for our
   services; and (6) Give you basic information about conflicts of interest. It is important that
   the client understand the differences between these types of accounts and to decide
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Item 7: Types of Clients
    Golden Reserve generally provides advisory services to the following types of clients:

        Individuals
        High-Net-Worth Individuals

    There is no account minimum for any of Golden Reserve’s services.