Summit Financial Strategies Inc

Item 5 - Fees and Compensation
Summit’s Fees
A client can engage Summit to provide discretionary and/or non-discretionary investment
advisory services, discretionary eSummit services, and, to the extent specifically
requested by a client, wealth management services, which include investment advisory
and financial planning services. Summit is a Fee-Only firm and does not accept any other
sources of revenue, such as commissions.

Investment advisory services

If a client engages Summit to provide discretionary and/or non-discretionary investment advisory
services on a Fee-Only basis, Summit’s annual investment advisory fee is based upon a percentage
of the market value and type of assets placed under Summit’s management (recalculated annually,
except in special circumstances as agreed upon by both Summit and the client) as follows:
                                  Market value of portfolio   Percent of assets

                                  Up to $1,000,000                    0.75
                                  $1,000,001 to $2,000,000            0.65
                                  $2,000,001 to $3,000,000            0.55
                                  $3,000,001 to $4,000,000            0.45

                                  $4,000,001 to $5,000,000            0.35
                                  $5,000,001 to $10,000,000           0.25

                                  $10,000,001+                        0.15

Tax Planning Service. The fee for tax planning services is $500 per year, which fee is to be paid
quarterly in advance.

Summit may prepare one-time financial plans for a $2,500 fee.

SUMMIT FINANCIAL STRATEGIES, INC
4111 Worth Ave. #510, Columbus, OH 43219-3599
t: (614) 885-1115 f: (614) 885-1495
summitfin.com                                                                                       11

FORM ADV PART 2A
Firm Brochure February 18, 2026

Wealth management services (investment advisory + planning)

If a client engages Summit to provide discretionary and/or non-discretionary investment advisory
services and financial planning services, Summit’s annual fee is based upon a percentage of the
market value of assets placed under Summit’s management (recalculated annually) as follows:

                                  Market value of portfolio      Percent of assets

                                  Up to $2,000,000                      1.00
                                  $2,000,001 to $3,000,000              0.80

                                  $3,000,001 to $4,000,000              0.60

                                  $4,000,001 to $5,000,000              0.40

                                  $5,000,001 to $10,000,000             0.25

                                  $10,000,001 +                         0.15

Financial planning services (stand-alone)

To the extent specifically requested by a client, Summit may offer financial planning and/or
consulting services (including non-investment related matters, such as estate planning, insurance
planning, and tax planning) on a stand-alone fee basis. Summit’s financial planning fees are based
upon the client’s net worth (recalculated annually) as follows:

                                  Total net worth             Financial planning fee

                                  Up to $1,000,000                    $10,000

                                  $1,000,001 to $1,500,000            $10,500

                                  $1,500,001 to $2,000,000            $11,000

                                  $2,000,001 to $2,500,000            $11,500

                                  $2,500,001 to $3,000,000            $12,000

                                  $3,000,001 to $3,500,000            $12,500

                                  $3,500,001 to $4,000,000            $13,000

                                  $4,000,001 to $4,500,000            $13,500

                                  $4,500,001 to $5,000,000            $14,000

                                  $5,000,001 +                       Negotiable

Financial planning restart premium. If a client elects to terminate and then restart financial
planning services, Summit reserves the right to charge a restart premium. The following fees are
based upon the date from which the client last contracted for financial planning services: 50% if
restart is less than or equal to 12 months; 75% if restart is 13 to less than or equal to 24 months;
100% if restart is greater than 24 months.

SUMMIT FINANCIAL STRATEGIES, INC
4111 Worth Ave. #510, Columbus, OH 43219-3599
t: (614) 885-1115 f: (614) 885-1495
summitfin.com                                                                                    12

FORM ADV PART 2A
Firm Brochure February 18, 2026

eSummit services

If a client engages Summit to provide discretionary eSummit services on a Fee-Only basis,
Summit’s annual eSummit fee is based upon a percentage of the market value and type of assets
placed under Summit’s management (recalculated annually, except in special circumstances as
agreed upon by both Summit and the client) as follows:

                                  Market value of portfolio   Percent of assets

                                  Up to $1,000,000                  0.75

                                  $1,000,001 to $2,000,000          0.65

                                  $2,000,001 to $3,000,000          0.55

                                  $3,000,001 to $4,000,000          0.45

                                  $4,000,001 to $5,000,000          0.35

                                  $5,000,001 to $10,000,000         0.25

                                  $10,000,001+                      0.15

Fee Dispersion/Minimums. Summit generally requires an annual minimum fee of $2,500 for
investment advisory services; $10,000 for wealth management services (which includes investment
...

Item 7 - Types of Clients
Summit’s clients generally include individuals, business entities, trusts, estates, and charitable
organizations. Summit generally requires an annual minimum fee of $2,500 for investment
advisory services; $10,000 for wealth management services (which includes investment advisory
and financial planning services); $10,000 for financial planning services only; and $500 for
eSummit. Summit, in its sole discretion, may reduce its investment management fee and/or
reduce or waive its minimum fee requirement based upon certain criteria. These criteria include
anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to
be managed, related accounts, account composition, or negotiations with client. Please Note: If a
client is subject to a minimum fee amount, then that client’s effective annual fee rate may exceed
the rates listed in the above fee schedules, depending on the amount of assets placed under
Summit’s management.