Taylor Advisors Inc

ITEM 5 – FEES AND COMPENSATION

INVESTMENT ADVISORY SERVICES
Taylor Advisors has some clients with fees as a percentage of assets and some with flat fees. All
investment advisory contracts can be terminated with a 30-day notice, and any part of the fee that is not
earned by Taylor Advisors is not billed or is refunded to the client. Our annual fees for Investment
Supervisory Services are based upon a percentage of assets under management. The fees will vary
based on portfolio size and mix and the type of services performed.

INVESTMENT CONSULTING SERVICES
Taylor Advisors charges flat fees for investment consulting services. All investment consulting contracts
can be terminated with a 30-day notice, and any part of the fee that is not earned by Taylor Advisors is
not billed or is refunded to the client.

BALANCE SHEET MANAGEMENT CONSULTING SERVICES
Taylor Advisors charges flat fees for balance sheet management consulting services. All balance sheet
management consulting contracts can be terminated with a 30-day notice, and any part of the fee that is
not earned by Taylor Advisors is not billed or is refunded to the client.

Limited Negotiability of Fees: Taylor Advisors retains the discretion to negotiate alternative fees on a
client-by-client basis. Client facts, circumstances and needs are considered in determining the fee
schedule. These include the complexity of the client, assets to be placed under management, anticipated
future additional assets, related accounts, portfolio style, account composition, reports, among other
factors. The specific fee schedule is identified in the contract between the advisor and each client. We
may group certain related client accounts for the purposes of achieving the minimum account size
requirements and determining the annualized fee.

Taylor Advisors, Inc., a HUB International company                                     IARD/CRD No: 119300
Form ADV Part 2A Brochure                                                                      March 2025

Fees Billed in Advance or Arrears: Our fees are charged in one of two ways as agreed upon with the
client:
    • In advance: Advisory fees are billed in advance at the beginning of each contract period.
    • In arrears: Advisory fees are billed in arrears at the end of each contract period.

GENERAL INFORMATION
Termination of the Advisory Relationship: A client agreement may be canceled at any time, by either
party, for any reason upon receipt of 30 days written notice. Upon termination of any account, any prepaid,
unearned fees will be promptly refunded.

Mutual Fund Fees: All fees paid to Taylor Advisors for investment advisory services are separate and
distinct from the fees and expenses charged by mutual funds and/or ETFs to their shareholders. These
fees and expenses are described in each fund's prospectus. These fees will generally include a
management fee, other fund expenses, and a possible distribution fee. If the fund also imposes sales
charges, a client may pay an initial or deferred sales charge. A client could invest in a mutual fund directly,
without our services. In that case, the client would not receive the services provided by our firm which
are designed, among other things, to assist the client in determining which mutual fund or funds are most
appropriate to each client's financial condition and objectives. Accordingly, the client should review both
the fees charged by the funds and our fees to fully understand the total amount of fees to be paid by the
client and to, thereby, evaluate the advisory services being provided.

Additional Fees and Expenses: In addition to our advisory fees, clients are also responsible for the fees
and expenses charged by custodians and imposed by broker dealers, including, but not limited to, any
transaction charges imposed by a broker dealer with which an independent investment manager effects
transactions for the client's account(s). Please refer to the "Brokerage Practices" section (Item 12) of this
Form ADV for additional information.

Advisory Fees in General: Clients should note that similar advisory services may (or may not) be
available from other registered (or unregistered) investment advisers for similar or lower fees.

Limited Prepayment of Fees: Under no circumstances do we require or solicit payment of fees in excess
of $1,200 more than six months in advance of services rendered.

ITEM 7 – TYPES OF CLIENTS

Taylor Advisors provides advisory services to the following types of clients:
    • Banking and Thrift Institutions
    • Credit Unions
    • Government Agencies
    • Corporations

Taylor Advisors, Inc., a HUB International company                                     IARD/CRD No: 119300
Form ADV Part 2A Brochure                                                                      March 2025