The Ehrlich Group LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements/a written agreement with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid monthly, at the beginning of each calendar month pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the time-weighted daily average of the
previous month. Investment advisory fees range from .40% to 2.00% annually based on several factors, including:
the scope and complexity of the services to be provided; the level of assets to be managed; and the overall
relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio
restrictions and other complexities may be charged a higher fee.

The investment advisory fee in the first month of service is prorated from the inception date of the account[s] to the
end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Ehrlich Financial Group will be independently valued by the Custodian. The Advisor will conduct periodic reviews
of the Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
Ehrlich Financial Group offers financial planning services either on an hourly basis or a fixed engagement fee.
Hourly fees range from $250 to $500 per hour. Fixed fees range from $1,500 to $10,000. Fees may be negotiable
based on the nature and complexity of the services to be provided and the overall relationship with the Advisor. An
estimate for total hours and/or total costs will be provided to the Client prior to engaging for these services.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its investment advisory fee as described above. The total blended
fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.00% annually.

Retirement Plan Advisory Services Fees
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.00%, on a schedule
set forth in the terms of the agreement. Retirement plan fees are based on the market value of assets under
management as described within the client agreement. Fees may be negotiable depending on the size and
complexity of the Plan.

Insurance Consulting
Insurance Consulting fees are paid monthly, in advance of each calendar month pursuant to the terms of the
investment advisory agreement. Insurance consulting fees range from .40% to 2.00% annually to align with the
Client’s stated Investment Management fee as outlined in 5.A and the investment advisory agreement.

                                                 Ehrlich Financial Group
                                    28202 Cabot Road, Suite 425, Laguna Niguel, CA 92677
                                          Phone: 949-342-8852* Fax: 949-462-9752

                                                    https://ehrlichfg.com

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective month. Annualized fees are billed on a pro-rata basis
monthly in advance based on the value of the account(s) on the time-weighted daily average of the previous month.
Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the
investment advisory fee. Clients provide written authorization permitting advisory fees to be deducted by Ehrlich
Financial Group to be paid directly from their account[s] held by the Custodian as part of the investment advisory
agreement and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning service payments will be determined on a case-by-case basis and will be detailed in the signed
agreement. Our firm will not require an advance payment exceeding $1,200 when services cannot be rendered
within 6 months.

Use of Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fees may include Ehrlich
Financial Group’s investment advisory fee (as noted above) plus investment management fees and/or platform fees
charged by the Independent Manager[s], as applicable. In certain instances, the Independent Manager or the
Advisor may assume responsibility for calculating the Client’s fees and deduct all fees from the Client’s account[s].

Retirement Plan Advisory Services Fees
Ehrlich Financial Group is compensated for its services based on the stipulations outlined within each Retirement
Plan Advisory contract. Fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan,
depending on the terms of the retirement plan advisory agreement.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Ehrlich Financial Group, in
...

Item 7 – Types of Clients
Ehrlich Financial Group generally requires a minimum relationship size of $250,000 to effectively implement its
investment process.