Firstrust LLC

Item 5: Fees and Compensation

1. Fees for Comprehensive Wealth Management and Private Family Office Services
FirsTrust purposefully aligns its fee schedule to serve our clients’ interests:

•   The firm’s sole compensation is a single, fully transparent quarterly fee paid directly by our clients.

•   FirsTrust does not impose a “tiered” fee schedule where lower asset tiers are charged a higher fee
    percentage regardless of total relationship size. FirsTrust applies a flat fee percentage to the client’s
    entire portfolio, which mathematically results in a lower overall fee to the client.

•   Service offerings are all-inclusive with no added charges for financial, retirement or tax planning,
    investment tax coordination, estate implementation, or other services under the engagement.

    a. Comprehensive Wealth Management

    Clients are paired with a dedicated and experienced Advisor who integrates investment management
    with financial, tax, and estate planning, and collaborates with a team of experts from each specialized
    discipline as the client's situation requires.

    Flat percentage fee ranges from 0.85% to 0.50% based on relationship size and complexity. A
    $15,000 annual minimum fee generally applies, subject to adjustment at Management's
    discretion.

    b. Private Family Office

    The full scope of Comprehensive Wealth Management is delivered through direct, ongoing access to a
    dedicated FinancialTeam of specialists, providing the level of coordination and depth of expertise that
    portfolios of this complexity require.

    Individually proposed; flat percentage fee ranges from 0.85% to 0.50% based on relationship
    size and complexity.

2. Non-Discretionary Other Services: Advisory-Only Services

    a. Limited Scope Advisory Services

    When appropriate and as approved by the Managing Partner, clients may engage a customized scope of
    our professional services. These services are offered primarily on an accommodation basis.

    Flat annual fee based upon scope and complexity; payable quarterly, in advance.

    b. Customized Qualified Retirement Plans
     Qualified Plan Sponsor may engage the firm for the installation and investment-only management of a
     custom-tailored qualified retirement plan platform.

    Annual fees are fully negotiable based upon size, scope and complexity of each platform.

    FirsTrust, LLC — Form ADV Part 2A — March 13, 2026

Client Capacity and Grandfathered Legacy Relationships
As demand for the skills and expertise of our Fee-Only Advisors has grown, their capacity for new client
relationships has naturally compressed. Accordingly, while the scope and depth of our services may be
customized at the Managing Partner's discretion, the firm has elected to focus new engagements on all-
inclusive Comprehensive Wealth Management and Private Family Office offerings, where the full contingent
of our advisory capabilities delivers the greatest value. Legacy clients continue to receive the same level of
attention and service they have always enjoyed from their Advisor without alteration to our original
commitments under the terms and conditions of their existing Financial Management Agreements.

Fee Billing and Calculations
Discretionary management fees are typically deducted from client accounts quarterly, in advance, based
upon the Flat Fee or Flat Percentage Fee stated in each client’s Financial Services Agreement. Quarterly, one-
fourth of the annual fee percentage is multiplied by the market value of investment accounts as of the final
trading day of the prior quarter. These quarterly fees are non-refundable. For new client relationships, fees
are prorated based upon the client’s initial estimate of account values until such amounts are under our
management. All fees are negotiable at the discretion of the firm’s Managing Partner.

Other Fees
FirsTrust charges no additional fees. Clients may incur other charges imposed by their custodian or other
third parties, including but not limited to securities transaction fees, wire transfer fees, electronic fund
transfer fees, check fees, and other account-related charges. Mutual funds and exchange-traded funds charge
internal management fees and other fund expenses as described in each fund’s prospectus; these typically
appear in the fund’s expense ratio. In some cases, funds may also impose sales charges or redemption fees.

FirsTrust does not receive any portion of these third-party charges. Clients should review both FirsTrust’s
advisory fee and the fees charged by custodians and fund companies to fully understand the total cost of their
advisory relationship.

Past Due Accounts and Termination of Agreement
Comprehensive Wealth Management and Private Family Office service Agreements may be terminated at any
time by either party by providing written notice.

All terminations shall be deemed to occur on the final day of the corresponding calendar quarter.
Quarterly fees are billed in advance and are not refundable.

None of the firm’s Agreements shall be assigned without client consent.

Compensation for Sales of Investment Products
The firm’s sole compensation is from fees paid directly by our clients. FirsTrust accepts absolutely no form
of third-party incentive compensation. We believe eliminating outside influences, not merely disclosing
them, preserves the objectivity of our advice and aligns our fiduciary loyalties with our clients.

    FirsTrust, LLC — Form ADV Part 2A — March 13, 2026

Item 7: Types of Clients

Description
FirsTrust generally provides investment advice to individuals, families and their legal entities as well as other
Advisors. Client relationships often vary in scope and length of service.

•   Comprehensive Wealth Management services are best suited for affluent client relationships.

•   Private Family Office engagements are most appropriate for larger and more complex wealth; business
    owners, families with approximately $7 million or more of investment assets, intricate tax and
    investment profiles, and/or sophisticated estate structures.