Tidecrest Wealth Management LLC

ITEM 5: FEES AND COMPENSATION

Fees and other charges

Individually Managed Accounts:

Fees for individually managed accounts are tier priced as follows:

                  Account Size                                  Fee (Annual Percentage)*
                  First $500,000                                         1.25%
               $500,001-$1,000,000                                       1.00%
              $1,000,001-$2,500,000                                      0.95%
              $2,500,001-$5,000,000                                      0.85%
              $5,000,001-$7,500,000                                      0.75%
             $7,500,001-$10,000,000                                      0.70%
                Above $10,000,000                                      Negotiable

                   *Fees are negotiable based on account size and complexity.

For assets allocated to private placements, that portion of clients assets shall be charges half of the
advisory fee stated above that is in alignment with the value of the entire portfolio managed by
TWM. For example, a client with $3,000,000 in assets managed by TWM will be charged 0.85%
annually on the liquid portion of their portfolio, as well as a 0.425% fee on the private placement
portion of their account annually. All asset-based fees are deducted by the qualified custodian of
record monthly in arrears based on the average daily balance of the account during the previous
month, or as otherwise indicated in the Client agreement. Fees are negotiable, and may be higher
or lower than this range, based on the nature of the account. Client statements for prior deductions
will be provided on a quarterly basis.

All fees paid to TWM for investment advisory services are separate and distinct from the expenses
charged by third-party managers and Investment Companies to their shareholders. These fees and
expenses are described to the Client in separate disclosures. These fees will generally include third-
party management fees, an Investment Company management fee, other fund expenses, and in
some situations a possible distribution fee.

TWM will provide investment advisory services and portfolio management services but will not
provide custodial or other administrative services. At no time will TWM accept or maintain
custody of a Client’s funds or securities except for the limited circumstance outlined in Item 15
below. The Client may contact the Custodian directly for disbursements, or account record
changes, and may also do so in writing to the custodian. TWM may act at the Client’s convenience

to facilitate such written communications to the Custodian, provided that such action is not
construed to be custody of Client assets.

Clients may request to terminate their advisory contract with TWM, in whole or in part, by
providing advance written notice.

Client’s advisory agreement with TWM is non-transferable without Client’s written approval.

Financial Planning and Consulting Services

Financial planning services are provided for either an agreed upon fixed or hourly rate, ranging
from $2,500 to 10,000 for fixed fees and $300 to 500 per hour for hourly charges. TWM also offers
advice through our single subject planning services at the same hourly rate. The fee is negotiable
depending upon the complexity and scope of the plan, your financial situation, and your objectives.

An estimate of the total time/cost will be determined at the start of the advisory relationship.
Typically, TWM’s financial planning or hourly consulting fees are due at the inception of the
advisory relationship, unless otherwise agreed to in writing. In limited circumstances, the cost/time
could potentially exceed the initial estimate. In such cases, TWM will notify you and request that
you approve the additional fee. TWM will not require prepayment of a fee more than six months
in advance and in excess of $1,200.

TWM offers ongoing financial planning and consulting services which will be billed at periodic
intervals as agreed to in the financial planning and consulting agreement. For one-time or ongoing
services, we accept several payment methods including but not limited to: checks, or direct
debiting of a brokerage account. When directly debiting advisory fees from your account through
the qualified custodian holding your funds and securities, TWM will only do so when following
the requirements are met:

   •   You provide TWM with written authorization permitting the fees to be paid directly from
       your account held by the qualified custodian; and
   •   The qualified custodian agrees to send you a statement, at least quarterly, indicating all
       amounts disbursed from your account including the amount of the advisory fee paid
       directly to TWM.

You may terminate the financial planning agreement by providing written notice to TWM. If you
have pre-paid financial planning fees that we have not yet earned, you will receive a prorated
refund of those fees. If financial consulting fees are payable in arrears, you will be responsible for
a prorated fee based on services performed prior to termination of the financial planning and
consulting agreement.

Third Party Managers and Other Advisers

TWM may recommend or select Third Party Managers (“TPMs”) that provide specialized
discretionary management of Client portfolios. This can be retained under a sub-advisory

arrangement, under a TPM arrangement, or using a direct mutual fund platform. When a sub-
advisor is recommended or selected, the applicable fee paid by the Client will be subject to a sub-
advisory agreement between TWM and the sub-advisor and will be disclosed in advance. When a
TPM is recommended or selected, the applicable fee paid by the Client will be subject to a TPM
agreement between the Client and the third party manager and will be disclosed in advance.

TPM arrangements may be made directly or through outside provider platforms. When a direct
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ITEM 7: TYPES OF CLIENTS

TWM provides investment advice to many different types of Clients. These Clients generally
include individuals, corporations, trusts and estates, pension and profit-sharing plans, charitable
organizations, and other business entities.

Minimum Account Size

TWM generally requires $250,000 to open or maintain an account. However, we reserve the right
to waive this requirement on a case-by-case basis. As mentioned previously, TPM programs may
have account minimum requirements, and these minimum requirements vary from manager to
manager. Fixed income accounts than equity-based accounts for TPM programs may have high
account minimum standards.