The Mosaic Financial Group LLC

Item 5 Fees and Compensation
Investment Advisory Services Fee

The annual fee for advisory services is charged as a percentage of assets under management
according to the schedule below:

Assets Under Mgmt.             Annual Base Fee                Additional Annual Fee

$0 - $1,000,000                   $0                   0.90% on all assets up to $1,000,000
$1,000,001 - $2,000,000           $ 9,000              0.60% on all assets over $1,000,001
$2,000,001 - $3,000,000           $15,000              0.50% on all assets over $2,000,001
$3,000,001 - $5,000,000           $20,000              0.40% on all assets over $3,000,001
$5,000,001 - $10,000,000          $28,000              0.30% on all assets over $5,000,001
$10,000,001 - $20,000,000         $43,000              0.20% on all assets over $10,000,001
$20,000,001 - $30,000,000         $63,000              0.10% on all assets over $20,000,001
Over $30,000,001                  $73,000              TBD on all assets over $30,000,001

Mosaic utilizes different investment advisory service fee schedules for clients that had a
relationship with us prior to the implementation of the schedule above. Otherwise fees are non-
negotiable. Clients have the option to debit investment advisory fees directly from their account
or pay by check. For both Investment Advisory and Portfolio Monitoring Services, clients will
be invoiced in advance of each calendar quarter. This is described in detail in the next section.

In addition to our investment advisory fee, clients may also incur the following charges:
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   •   Mutual fund expenses
   •   Separate account manager fees
   •   Custodial / brokerage fees (transaction costs or asset-based pricing fee)
   •   Asset movement fees (i.e., wiring fees)

We do not receive any compensation for the sale of securities, mutual funds or other investment
products.

Portfolio Monitoring Services

The annual fee for monitoring services is charged as a percentage of assets under management
according to the schedule below:

Assets Under Mgmt.             Annual Base Fee                Additional Annual Fee

$0 - $5,000,000                   $0                   0.12% on all assets up to $5,000,000
$5,000,001 - $20,000,000          $ 6,000              0.10% on all assets over $5,000,001
Over $20,000,001                  $21,000              0.08% on all assets over $20,000,001

For both Investment Advisory and Portfolio Monitoring Services, clients will be invoiced in
advance of each calendar quarter. We calculate the billable assets under management based on
the fair market value on the last day of the preceding quarter. For example, the 1st Quarter
invoice for 2021 was based on the fair market value of assets on December 31, 2020 and covers
the period from January 1 through March 31, 2021. New accounts started at other than the
beginning of a quarter will be billed from the date service began to bring them to a calendar
quarter billing cycle. The invoice may be debited from the client account or paid separately.
This decision is made by the client when they sign the Investment Advisory Agreement.

If the advisory relationship is terminated before the end of the billing period, a refund will be
issued for the remaining days in the period. A 365-day calendar year will be used for the
calculation.

The Investment Advisory and Portfolio Reporting services agreement remains in effect until
terminated by Mosaic or by our client providing written notice to Mosaic. Upon receipt of the
written notice, this agreement will remain in effect for a period of 30-days. On the 31st day after
receiving the letter of termination this agreement will be terminated.

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Financial Planning Fee

We charge a fixed one-time fee typically ranging from $1,250-$10,000 depending on the scope
and complexity of the client’s circumstances. If these services are provided on an ongoing basis
the fees will typically range from $5,000-$50,000, depending on the scope and complexity of the
client’s circumstances, and the specific services outlined.

Tax Preparation Fees

We charge a fee based on the complexity of the tax return. A separate engagement letter
detailing our fee estimate is provided before any work is commenced.

Consulting Services Fees

Fees for consulting services may be charged one of two ways:

    •   As a fixed fee, typically ranging from $1,000 - $50,000. Half of this fee may be due
        upon signing the consulting agreement, with the balance due upon presentation of the
        project. Typically, the retainer for consulting services will be earned within 90 days of
        the contract date, provided that all information needed to perform the service has been
        promptly provided by the client.

    •   On an hourly basis of $150-$450 per hour depending on the nature of the service and the
        personnel involved. Hourly fees shall be due and billable as invoiced.

For estate and financial planning, tax preparation and consulting services, 50% of fees may be
invoiced in advance at the time the engagement letter is signed and the remainder once the
project is completed. Alternatively, these services may be invoiced upon the completion of the
project.

Bookkeeping Fees

We charge a fee based on the complexity of the project. A separate engagement letter detailing
our fee estimate is provided before any work is commenced.

Item 7 Types of Clients Mosaic Serves
Mosaic provides service to the following types of clients:

    •   individuals (including high net worth individuals)
    •   trusts
    •   estates
    •   charitable organizations
    •   pension and profit-sharing plans and their participants
    •   partnerships
    •   corporations

We normally require minimum investable assets of two million dollars to provide investment
advisory services and five million dollars for Portfolio Reporting Services. However, we do
reserve the right to make exceptions at our discretion.