The SHER Wealth Management Group Inc

Item 5 – Fees and Compensation
The account fee charged to the client for each advisory program is negotiable, subject to the
following maximum account fees:

                      Advisory Program                      Maximum Annual Fee
        All Programs (e.g. SWM, OMP, PWP, MWP)                       1.25%

Account fees are payable quarterly in advance.

The specific manner in which fees are charged by Sher Wealth is established in a client’s written
agreement between the client and Sher Wealth. Sher Wealth’s annual investment advisory fee
shall be based upon a percentage (%) of the market value of assets, including cash holdings,
placed under the firm’s management.

LPL serves as program sponsor, investment adviser and broker-dealer for the OMP, PWP, and
MWP advisory programs. Sher Wealth and LPL share in the account fee and other fees
associated with these advisory program accounts as detailed in the account opening documents
for each advisory program account.

Sher Wealth receives compensation as a result of a client’s participation in an advisory program
sponsored by LPL. Depending upon, among other things, the size of the account, changes in its
value over time, the ability to negotiate fees or commissions, and the number of transactions, the
amount of this compensation may be more or less than what Sher Wealth would receive if the
client participated in other programs, whether through LPL or another sponsor, or paid separately
for investment advice, brokerage and other services.

Firm Brochure ADV Part 2A

In addition to the account fee that you pay Sher Wealth for services, client will pay certain
transaction charges for trade execution. These transaction charges are paid to LPL and are set out
in the LPL brokerage account application. Sher Wealth does not receive any portion of the
transaction charges.

In certain circumstances, client will also incur certain charges imposed by third parties other than
Sher Wealth in connection with investments made through the account depending upon the type
of investments made and type of account. Sher Wealth does not receive any portion of these fees.
These charges include, but are not limited to, the following:

    •   Mutual funds – mutual fund 12b-1 fees, mutual fund management fees and administrative
        expenses, mutual fund transaction fees and redemption charges and deferred sales
        charges on previously purchased mutual funds transferred into the account
    •   ETFs – fund management fees and expenses
    •   Certain retirement accounts – IRA and qualified retirement plan fees
    •   Certain trust accounts – administrative servicing fees for trust accounts
    •   Sweep money market funds and cash balances – 12b-1 fees and other fees based on
        average daily deposit balances
    •   Other charges required by law and imposed by the executing broker/dealer or custodian

If client is currently invested in an employer-sponsored retirement plan or individual retirement
account and is considering a rollover into an account to be managed by Sher Wealth, client
should be aware that Sher Wealth does not make any recommendations with respect to client’s
rollover decision. Client is solely responsible for considering all relevant services, fees, and
conflicts of interest applicable to the management provided by Sher Wealth. Client typically has
four available options when considering a rollover (and may engage in a combination of these
options (i) remain invested in the current retirement plan or account (if available), (ii) transfer
assets to a new employer-sponsored retirement plan (if available), (iii) transfer assets to an IRA
with a financial institution, or (iv) withdraw assets directly which would be subject to federal and
applicable state and local taxes and possibly subject to the IRS penalty of 10% depending upon
the age of the client. When considering these options, Sher Wealth encourages the client to
consider the advantages and disadvantages of each option, including any applicable fees and all
features of each option. A decision to roll over retirement assets to an IRA to be managed by
Sher Wealth should reflect consideration of various factors, the importance of which will depend
on the client’s individual needs and circumstances.

Client acknowledges that representatives of Sher Wealth may provide Client with various
insurance and securities products upon which a commission may be paid to Sher Wealth’s
representatives, and such commissions are separate and apart from the fees charged under this
Agreement. A conflict exists because of the relationship. This conflict is mitigated by
disclosures, procedures and Sher Wealth’s fiduciary obligation. The Client is under no obligation
to act upon the investment advisor’s recommendations. If the Client elects to act on any of the
recommendations, the Client is under no obligation to effect the transaction through Sher Wealth
or its representatives.

Firm Brochure ADV Part 2A

Sher Wealth generally does not receive more than 25% of its revenue from advisory clients as a
result of commissions or other compensation for the sale of investment products the firm
recommends to its clients. When Sher Wealth’s investment adviser representatives sell an
investment product on a commission basis, Sher Wealth does not charge an advisory fee in
addition to the commissions paid by the client for such product. When providing services on an
advisory fee basis, Sher Wealth’s investment adviser representatives do not also receive
commission compensation for such advisory services. However, a client may engage the firm to
provide investment management services on an advisory fee basis and separate from such
advisory service also purchase an investment product from Sher Wealth’s representatives on a
separate commission basis.

An advisory program account may be terminated according to the client agreement. If the client
...

Item 7 – Types of Clients
Sher Wealth generally provides advisory services to individuals, individual retirement accounts
(“IRAs”) corporate entities, trusts, estates and pension and profit-sharing plans.

For advisory asset management services, the account minimum is generally $250,000 or an
aggregate amount across asset management platforms of $500,000 although exceptions may be
made at the sole discretion of Sher Wealth.