The Stewardship Center Inc

Item 5 – Fees and Compensation

Fees for asset management services are variable and specifically detailed in each Asset
Management Agreement. Typically, fees are:

   Market Value of Assets                  Annual Fee
    $2,000,000                              1.00%
    $2,000,001-$5,000,000                   0.75%
    $5,000,001 - $ 10,000,000               0.50%
    $10,000,001 plus                        0.30/ negotiable

All fees are negotiable. Fees are billed quarterly or monthly in arrears. Higher fees of up to 1.5%
may be charged to clients who reside outside the St. Louis Missouri metropolitan area or who
request representation at out-of-town conferences. Asset management fees cover all advisory
services for a period of twelve (12) months. The fee does not include custodial fees, transaction
costs or other expenses charged by the client custodian or broker. Any mutual fund in which the
client’s assets may be invested charges its own advisory fee and other expenses.

Fees and other compensation for General Consulting Services are based on a rate per hour. The
hourly rate is determined by the professional expertise of the advisor and is stated in the
agreement between TSC and the client. A comprehensive contract (detailing project scope, rate
per hour, and number of hours) is signed and accepted prior to any engagement.

Use of other Investment Advisers

If another investment adviser(s) is used to manage your assets, any available refund process for
fees that may be collected in advance will be dictated by such other investment adviser’s
disclosure document(s) and/or service agreement(s) with you. For more details, please refer to
the Sub-Adviser’s or other investment adviser’s current disclosure document(s) (i.e., Form ADV,
Part 2A and/or Appendix 1 of Part 2A). Your specific fee arrangements will be set forth in your
Agreement with us.

To the extent mutual funds are selected the annual advisory fee set forth above does not include
the customary fees and expenses associated with investing in mutual funds or other costs of
establishing and maintaining an account with mutual funds including Rule 12b-1 fees and
expenses. In addition to the annual advisory fee each mutual fund in which your assets are
invested will incur separate investment advisory fees and other expenses for which you will bear
a proportionate share.

Fee Payment Options
As indicated in our advisory agreement with you, there are two options you may select to pay for
our services:
    • Direct debiting (preferred): at the inception of the relationship and each quarter
        thereafter, we will notify your custodian of the amount of the fee due and payable to us
        through our fee schedule and contract. The custodian does not validate or check our fee,
        its calculation on the assets on which the fee is based. They will “deduct” the fee from
        your Account(s) or, if you have more than one account from the account you have
        designated to pay our advisory fees.
             o Each month, you will receive a statement directly from your custodian showing
                all transactions, positions and credits / debits into or from your account; the
                statements after the quarter end will reflect these transactions, including the
                advisory fee paid by you to us.
    • Pay-by-check: At the end of each quarter, we issue you an invoice for our services and
        you pay us by check or wire transfer within 15 days of the date of the invoice.

Use of Sub-Advisers or Other Investment Advisers:
If another investment adviser is managing your assets, we will not bill or invoice you directly for
our fees related to the recommendation or selection of other investment advisers. The fees
charged by other investment advisers are assessed by such parties. Such fees may be charged in
advance or in arrears; monthly, quarterly, or annually. Further, fees may be collected via the
custodian or by way of direct billing by such investment adviser. Regardless of the other
investment adviser’s billing practices, our compensation will be received from the other
investment adviser in accordance with the normal and customary billing practices as outlined in
that outside investment adviser’s disclosure document(s).

For more details, please refer to the Sub-Adviser’s or other investment adviser’s current
disclosure document(s) (i.e., Form ADV, Part 2A and/or Appendix 1 of Part 2A). Your specific
fee arrangements will be set forth in your Agreement with us.

Additional Fees and Expenses

Advisory fees payable to us do not include all the fees you will pay when we purchase or sell
securities for your account(s). The following list of fees or expenses are what you pay directly to
third parties, whether a security is being purchased, sold or held in your account(s) under our
management. Fees charged are by the broker dealer / custodian

We do not receive, directly or indirectly, any of these fees charged to you. They are paid to your
broker, custodian or the mutual fund or other investment you hold. The fees include:

   •   Brokerage commissions;
   •   Transaction fees;
   •   Exchange fees;
   •   SEC fees;
   •   Advisory fees and administrative fees charged by Mutual Funds (MF), Exchange Traded
       Funds (ETFs)
   •   Advisory fees charged by sub-advisers (if any are used for your account);
   •   Custodial Fees;
   •   Deferred sales charges (on Mutual Funds);
   •   Odd-Lot differentials;
   •   Deferred sales charges (charged by Mutual Funds);
   •   Transfer taxes;
   •   Wire transfer and electronic fund processing fees;
   •   Commissions or mark-ups / mark-downs on security transactions;
   •   Among others that may be incurred.

Item 7 – Types of Clients

We provide our services to a number of Clients:
  • Religious-based institutions and corporations
  • Individuals, including high net worth individuals
  • Trusts, estates and charitable organizations
  • Corporations or other business entities
  • Pension funds and Individual Retirement Accounts
  • Not for profit entities
  • Among others.