The Yanker Group Inc

Item 5 – Fees and Compensation

The specific manner in which fees are charged by the firm is established in the client’s written
agreement. The custodian calculates and deducts the advisory fee quarterly in advance based upon a
percentage (%) of the market value as of the final day of the quarter prior to the fee calculation.

If the advisory agreement is terminated before the end of the quarterly period, clients are entitled to
a pro-rated refund of any pre-paid quarterly advisory fee based on the number of days remaining in
the quarter after the termination date, which will be processed automatically by the custodian.

Unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment advisory contract, clients may terminate the agreement without penalty for a full refund
of The Yanker Group’s fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract generally with 30
days' written notice.

Asset Management Fees

The account fee charged to the client for each advisory program is negotiable, subject to the
following fee schedule:

                                               MWP /                                 Manager
                    Account Size                             SWM I     SWM II
                                               OMP                                   Access

          $10,000        -     $499,999        1.10%         1.10%     1.10%          1.40%

        $500,000         -    $1,000,000       1.00%         1.00%     1.00%          1.30%

      $1,000,000         -    $2,000,000       0.90%         0.90%     0.90%          1.20%
      $2,000,000              $5,000,000       0.75%         0.75%     0.75%          1.05%
      $5,000,000         -   $10,000,000       0.65%         0.65%     0.65%           .95%

     $10,000,000         -           Plus      0.50%         0.50%     0.50%           .80%

Asset management fees cover the following costs:

       Quarterly Performance Report                            Monthly Newsletter
       Insurance Analysis                                      Comprehensive Financial Planning
       Portfolio Analysis & Optimization                       Retirement Planning
       Educational Client Workshop                             Education Planning
       Intergenerational Wealth Transfers                      Estate Planning
       Defined Contribution Asset Allocation                   Tax Planning Strategies
       Company Stock Option Analysis                           Quarterly/Semi-Annual Client Review
       Qualified Plan                                          Beneficiary Planning
       Weekly Market Updates via Email

Financial Planning

Financial Planning fees are generally fixed based on an estimated number of hours but in some
cases financial planning may be offered on an actual hourly basis. Financial planning fees and
payment schedules are negotiated but generally require 50% up front and the balance upon

completion. In the event that a client terminates the services they will be entitled to a refund of any
unearned fees by subtracting the earned fees from the amount paid up front. The Yanker Group
does not require or solicit prepayment of more than $500 in fees per client, six months or more in
advance.

The general range of fees for hourly billing is $200 to $400 and fixed fees range from $200 to
$15,000 depending on the particular complexities involved.

Payment for Financial Planning is payable to: The Yanker Group, Inc.

Hourly Consulting

The hourly consulting fee will be based on the type of services to be provided, experience and
expertise, and the sophistication and bargaining power of the client. The hourly fee ranges from
$200 to $400. A higher or lower fee may apply under extenuating circumstances and requires
approval by the Chief Compliance Officer.

The total estimated fee, as well as the ultimate fee that we charge, is based on the scope and
complexity of the specific engagement. Our hourly fee generally ranges from $200 – $400 an hour
but may exceed $400 as circumstances warrant. Our fixed fee is generally between $200 and
$15,000 but may exceed $15,000 as circumstances warrant.

Payment for Hourly Consulting is payable to: The Yanker Group, Inc.

Brokerage Commissions

Commissions are not charged for asset management services; however, a client of The Yanker
Group can engage certain investment adviser representatives in their capacity as a registered
representative of LPL Financial an SEC registered and FINRA/SIPC member broker-dealer and
separate unaffiliated legal entity, to implement investment recommendations on a commission
basis. LPL Financial will charge brokerage commissions to effect securities transactions in a
brokerage account. Securities transactions in an advisory account do not generate commission
based compensation. The brokerage commissions charged by LPL Financial may be higher or
lower than those charged by other broker/dealers.

The Firm and the IAR will:

       • Allocate securities in a manner that is fair and equitable to all clients
       • Not effect agency-cross transactions for client accounts

The firm generally does not receive more than 20% of its revenue from advisory clients as a result
of brokerage commissions or other compensation for the sale of investment products the firm
recommends to its clients. When the firm’s representatives sell an investment product on a
commission basis, the firm does not charge an advisory fee in addition to the commissions paid by
the client for such product in order to address this conflict of interest.

Investment advisor representatives may also be licensed insurance agents. In the capacity of an
insurance agent, they may recommend the purchase of certain insurance-related products on a
commission basis separate from providing advisory services

Item 7 – Types of Clients

The advisory services offered by The Yanker Group are available for individuals, individual
retirement accounts (“IRAs”), banks and thrift institutions, pension and profit sharing plans,
including plans subject to Employee Retirement income Security Act of 1974 (“ERISA”), trusts,
estates, charitable organizations, state and municipal government entities, corporations and other
business entities.

However, the firm generally provides investment advice to individuals and high net worth
individuals as small businesses. The firm is currently not working with other types of clients or
pursuing them as prospects but would not turn away any opportunities that may arise.