Three Arch Wealth Management LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly in advance pursuant to the terms of the wealth management agreement.
Wealth management fees are based on the market value of assets under management at the end of the prior quarter.
Wealth management fees are based on the following blended tiered schedule:

                                 Account Value                           Annual Advisory Fee
                                 $0 - $1,000,000                               0.90%
                             $1,000,001 - $3,000,000                           0.75%
                             $3,000,001 - $5,000,000                           0.60%
                            $5,000,001 - $10,000,000                           0.50%
                           $10,000,001 - $25,000,000                           0.40%
                           $25,000,001 - $50,000,000                           0.30%
                             $50,000,001 and Above                             0.20%

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
Three Arch Wealth will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing. The Advisor’s fee is exclusive of, and in addition to any applicable
securities transaction and custody fees, and other related costs and expenses described in Item 5.C below, which may
be incurred by the Client. However, the Advisor shall not receive any portion of these commissions, fees, and costs.

                                           Three Arch Wealth Management LLC
                                    300 Spectrum Center Drive, Suite 1030, Irvine, CA 92618
                                       Phone: 949-400-7107 | www.threearchwealth.com

Use of Independent Managers – As noted in Item 4, the Advisor may implement all or a portion of a Client’s
investment portfolio utilizing one or more Independent Managers. To eliminate any conflict of interest, the Advisor
does not earn any compensation from an Independent Manager. The Advisor will only earn its investment advisory
fee as described above. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will
not exceed 1.75% annually.

Retirement Plan Advisory Services
Retirement plan advisory fees are charged an annual asset-based fee of up to 0.90%. Fees may be billed monthly
or quarterly (“Billing Period”) in advance or arrears pursuant to the terms of the retirement plan advisory agreement.
Retirement plan fees are based on the market value of assets under management at the end of the Billing Period.
Fees may be negotiable depending on the size and complexity of the Plan but shall not exceed the fee range stated
above.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the quarterly
rate (annual rate divided by 4) to the total assets under management with Three Arch Wealth at the end of the prior
quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the
investment advisory fee. Clients are urged to also review and compare the statement provided by the Advisor to the
brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written
authorization permitting advisory fees to be deducted by Three Arch Wealth to be paid directly from their account[s] held
by the Custodian as part of the investment advisory agreement and separate account forms provided by the Custodian.

Use of Independent Managers – For Client accounts implemented through an Independent Manager, the Client’s
overall fees may include the Advisor’s investment advisory fee (as noted above) plus investment management fees
and/or platform fees charged by the Independent Manager[s], as applicable. In certain instances, the Independent
Manager or the Advisor may assume responsibility for calculating the Client’s fees and deduct all fees from the
Client’s account[s].

Retirement Plan Advisory Services
Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan,
depending on the terms of the retirement plan advisory agreement.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Three Arch Wealth, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge
securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms
and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds
and other types of investments. The fees charged by Three Arch Wealth are separate and distinct from these custody
and execution fees.
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Item 7 – Types of Clients

Three Arch Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates,
businesses, endowments, foundations, and retirement plans. Three Arch Wealth generally requires a minimum
relationship size of $500,000 to effectively implement its investment process.