Westshore Wealth LLC

Item 5: Fees and Compensation

Lower fees for comparable services may be available from other sources.

A. Fee Schedule

Portfolio Management Fees

        Total Assets Under Management         Annual Fees
        $0 - $2,000,000                       1.00%

        $2,000,001 - $5,000,000               0.85%

        Next - $5,000,000                     0.75%

        $10,000,001 - $25,000,000             0.70%

        $25,000,001 and above                 0.65%

WW uses the value of the account as of the last business day of the prior billing period,
after taking into account deposits and withdrawals, for purposes of determining the
market value of the assets upon which the advisory fee is based. It is important to note
that our firm assesses advisory fees on the sum total of the assets held in client accounts
including cash and cash equivalents.

Investment Management fees for services provided by Independent Managers will be
charged separately by each of the Independent Managers according to the Advisor’s or
Independent Manager’s negotiated fee schedule not to exceed 1.00%. These fees are in
addition to the fee schedule published above.

These fees are generally negotiable and the final fee schedule is attached as Section II of
the Investment Management Agreement. Clients may terminate the agreement without
penalty for a full refund of WW's fees within five business days of signing the Investment
Management Agreement. Thereafter, clients may terminate the Investment Management
Agreement generally with 30 days' written notice.

Retirement Plan Consulting Fees

Our Retirement Plan Consulting services are billed on a fee based on the percentage of
Plan assets under management. The total estimated fee, as well as the ultimate fee
charged, is based on fee table below. The fee-paying arrangements will be determined on
a case-by-case basis and will be detailed in the signed consulting agreement.

        Total Assets Under Management         Annual Fees
        $0 - $2,000,000                       1.00%

        $2,000,001 - $5,000,000               0.85%

        Next - $5,000,000                     0.75%

        $10,000,001 - $25,000,000             0.70%

        $25,000,001 and above                 0.65%

Financial Planning Fees

Fixed Fees

The negotiated fixed rate for creating client financial plans and ongoing financial
consulting services is between $1,000 and $60,000. The fee-paying arrangements will be
determined on a case-by-case basis and will be detailed in the signed consulting
agreement.

Hourly Fees

The negotiated hourly fee for these services is between $250 and $750.

B. Payment of Fees

Payment of Portfolio Management and Retirement Plan Consulting Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis, or may be invoiced and billed
directly to the client on a quarterly basis. Clients may select the method in which they are
billed. Fees are paid in advance.

Payment of Financial Planning Fees

Financial planning fees are generally debited from client accounts. At our discretion we
may consent to accepting payment via check, ACH, or wire transfer as well.

Fixed financial planning fees are paid 100% in advance, but never more than six months
in advance.

Hourly financial planning fees are paid in arrears upon completion.

C. Client Responsibility For Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. Outside management
fees, custodian fees, brokerage fees, mutual fund fees, transaction fees, etc.). Those fees
are separate and distinct from the fees and expenses charged by WW. Please see Item 12
of this brochure regarding broker-dealer/custodian. It is important to note, however, that
Charles Schwab & Co., Inc. does not charge transaction fees on domestic equity and
exchange traded fund transactions.

       D. Prepayment of Fees

       WW collects fees in advance. Refunds for fees paid in advance will be returned within
       fourteen days to the client via check, or return deposit back into the client’s account.

       For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
       the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is calculated
       by dividing the annual asset-based fee rate by 365.)

       Fixed fees that are collected in advance will be refunded based on the prorated amount of
       work completed at the point of termination.

       E. Outside Compensation For the Sale of Securities to Clients

       Neither WW nor its supervised persons accept any compensation for the sale of securities
       or other investment products, including asset-based sales charges or service fees from the
       sale of mutual funds.

Item 7: Types of Clients

WW generally provides advisory services to the following types of clients:
             ❖     Individuals
             ❖     High-Net-Worth Individuals
             ❖     Pension & Profit-Sharing Plans
             ❖     Charitable Organizations

WW generally requires clients to maintain a minimum combined account balance of $2,000,000
for our portfolio management services.