Kesler Norman & Wride LLC

ITEM 5: FEES & COMPENSATION

              COMPENSATION FOR OUR ADVISORY SERVICES AND PAYMENT OF FEES

Wrap Asset Management:
Please see our Wrap Fee Program Brochure for information regarding our fees and compensation
for Wrap Asset Management services.
Retirement Plan Consulting:
Our Retirement Plan Consulting services are billed a fee based on the percentage of Plan assets
under management. The total estimated fee, as well as the ultimate fee charged, is based on the
scope and complexity of our engagement with the client. Fees based on a percentage of managed
Plan assets will not exceed 1.00%. Annualized advisory fees will be billed on a pro-rata basis
monthly in arrears based on the time-weighted daily average of the month.
Hourly Consulting and Financial Planning:
Financial plans and financial planning may include but are not limited to: investment planning;
tax concerns; retirement planning; college planning; debt credit planning, account management
for client heirs and other services as determined between the adviser and the client. Fee will be
agreed upon and may vary between $100 to $500 an hour depending upon the complexity of the
services rendered.
              OTHER TYPES OF FEES & EXPENSES

Clients are responsible for the payment of all third-party fees that may include the following;
However, clients may also pay holdings charges imposed by the chosen custodian for certain
investments, charges imposed directly by a mutual fund, index fund, or exchange traded fund, which
shall be disclosed in the fund’s prospectus (e.g., fund management fees, distribution fees, surrender
charges, variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs,
spreads paid to market makers, fees for trades executed away from custodian, wire transfer fees and
other fees and taxes on brokerage accounts and securities transactions). Our firm does not receive a
portion of these fees. See Item 12 of this brochure regarding broker-dealer products.
Wrap clients will not incur transaction costs for trades by their chosen custodian. More information
about this can be found in our separate Wrap Fee Program Brochure.
              TERMINATION & REFUNDS
Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing
written notice to the other party. Full refunds will only be made in cases where cancellation occurs
within 5 business days of signing an agreement. After 5 business days from initial signing, either
party must provide the other party 30 days written notice to terminate billing. Billing will terminate
30 days after receipt of termination notice. Clients will be charged on a pro-rata basis, which takes
into account work completed by our firm on behalf of the client. Clients will incur charges for bona

ADV Part 2A – Firm Brochure                   Page 6                             Ascend Investment Partners

fide advisory services rendered up to the point of termination (determined as 30 days from receipt
of said written notice) and such fees will be due and payable.
              OUTSIDE-COMPENSATION FOR COMMISSIONABLE SECURITIES SALES
Our firm and representatives do not sell securities for a commission in advisory accounts.

ITEM 7: TYPES OF CLIENTS & ACCOUNT REQUIREMENTS

Our firm has the following types of clients:
   • Individuals and High Net Worth Individuals;
   • Trusts, Estates or Charitable Organizations;
   • Pension and Profit-Sharing Plans;
   • Corporations, Limited Liability Companies and/or Other Business Types

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
us.