Tilia Fiduciary Partners Inc

Item 5 - Fees and Compensation

General Fee Information
Fees paid to TFP are exclusive of all custodial and transaction costs paid to the client’s custodian,
brokers, or other third-party consultants. Please see Item 12 - Brokerage Practices for additional
information. Fees paid to TFP are also separate and distinct from the fees and expenses charged by
mutual funds, ETFs (exchange traded funds), or other investment pools to their shareholders
(generally including a management fee and fund expenses, as described in each fund’s prospectus or
offering materials). The client should review all fees charged by funds, brokers, TFP, and others to
fully understand the total amount of fees paid by the client for investment and financial-related
services.

Portfolio Management Fees

The maximum annual fee is 1.00% of assets under TFP's management. The minimum portfolio value
is generally $1,000,000. There is a minimum annual fee of $10,000 ($2,500 per quarter). Where we
agree to manage client portfolios valued under $1,000,000, we charge a flat fee of $2,500 per quarter
($10,000 annually). This flat quarterly fee will be debited directly from a designated, non-qualified
client account (such as a joint or individual brokerage account) until the total managed portfolio
value across the household exceeds $1,000,000. Once the total managed portfolio value exceeds
$1,000,000, the flat quarterly fee arrangement will terminate, and the agreed-upon asset-under-
management (AUM) percentage fee schedule will become effective. Upon transition to the AUM
schedule, the management fee will be billed on a pro-rata basis across all eligible accounts in the
portfolio based on their respective values. Where we agree to manage accounts valued below the
above-stated minimums, please note that a flat quarterly fee of $2,500 may result in an effective
annual percentage rate that exceeds 2.0% of the assets under management, which exceeds industry
norms. Lower fees and minimums may be available through other advisers offering similar services.
TFP may, at its discretion, make exceptions to the foregoing or negotiate special fee arrangements

where TFP deems it appropriate under the circumstances. Additionally, existing clients may have
engaged the firm under a previous fee schedule.

Portfolio management fees are generally payable quarterly, in advance, based on the market value of
the account on the third Monday of the closing month of the prior quarter. If management begins
after the start of a quarter, fees will be prorated accordingly. With client authorization and unless
other arrangements are made, fees are normally debited directly from client account(s). To facilitate
the flat-fee arrangement for portfolios under $1,000,000, fees are typically deducted from a single
designated, eligible non-qualified account, subject to advance client consent. In certain
circumstances, at the sole discretion of TFP, we may agree to invoice you directly for our advisory
fee, or we may negotiate other fee payment arrangements. If arrangements are made for the client to
be directly invoiced, the fees will be billed in advance at the start of each quarter and will be due no
later than 30 days following invoice delivery to continue services.

Advisory fees are calculated based on the market value of assets under management, which may
include cash balances and assets purchased on margin, where applicable. The Firm generally
discourages the use of margin and does not require clients to utilize margin or securities-based
lending arrangements. Any client use of margin or securities-based lending is client-directed and
documented. The Firm does not receive compensation from lending arrangements and does not
require clients to maintain such arrangements as a condition of advisory services.

Either TFP or the client may terminate their Investment Management Agreement within five (5)
business days without penalty, subject to any written notice requirements in the agreement. Fees
will be prorated to the date of termination. In the event of termination, any paid but unearned fees
will be promptly refunded to the client based on the number of days that the account was managed,
and any fees due to TFP from the client will be invoiced or deducted from the client’s account prior
to termination.

Financial Planning and Consulting Fees
Prior to engaging TFP to provide financial planning and consulting services, the client will be
required to enter into a written agreement with us. The agreement will set forth the terms and
conditions of the engagement and will describe the scope of the services to be provided, as well as
the fee that will be due from the client. The minimum financial planning fee is $10,000, depending on
client complexity. The client may schedule subsequent consulting appointments with TFP, request
further explanations regarding the plan, and ask additional questions relating to the plan for an
additional hourly fee of $275 per hour billed in increments of one-tenth (1/10th) of an hour.

All fees will be billed via invoice, and the client will pay all such invoices within thirty (30) days of
the date on the invoice. In any case, we do not require you to pay fees six or more months in advance
and in excess of $1,200.

The agreement will remain in effect until either party terminates the advisory agreement upon five
days’ written notice to the other party. Upon termination, fees will be prorated, and any unearned
fees will be refunded to the client. If applicable, a pro rata refund will be calculated based on the total
plan fee paid divided by 182 days (an approximate 6-month plan period) multiplied by the number
of days from agreement inception through termination. Any fees accrued but not yet assessed to the
account will be assessed prior to the termination of the agreement.

Pension Consulting Services Fees
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
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Item 7 - Types of Clients

TFP serves individuals, trusts, estates, pooled investment vehicles, and pension and profit sharing
plans. With some exceptions, the minimum portfolio value eligible for conventional investment
advisory services is $1,000,000. There is a minimum annual fee of $10,000 for investment advisory
services and a minimum financial planning fee of $10,000. Under certain circumstances and in its
sole discretion, TFP may negotiate such minimums. Existing clients may have engaged the firm under
a previous fee schedule. Where we agree to manage accounts valued below the above-stated
minimums, please note that fees in excess of 2.0% of the assets under management exceed industry
norms. Lower fees and minimums may be available through other advisers offering similar services.