Timecapital Investor Advisory Services Inc

Item 5 - Fees and Compensation

   A. Our fees and compensation are described in the advisory contracts we enter with our
      clients. Our fees and compensation may vary, but will typically consist of a percentage

TimeCapital Investor Advisory Services Inc. Form ADV: Part 2A – Page 5

       of assets under management and commissions and other compensation paid to the broker
       dealer of record, Pershing Advisors Solution, “PAS”.

           For Separately Managed Accounts

           We charge an annual advisory fee of up to 3% of assets under management. Advisory
           fees are negotiable.

           Pershing Advisor Solutions, “PAS”, acts as the broker dealer and charges
           commissions and other fees. Advisor does not receive or participate in any brokerage
           fees charged to the client. Charges include but are not limited to the following;

           IRA termination fee - $110
           Account Transfer Fee - $125

           Other brokerage fees may apply and information is available upon request for
           Alternative investment costs and lending fees.

           Our affiliates receive commissions and other compensation in connection with the
           private investment fund (see Item 5, Section E and Item 10, Section D).

    B. We generally deduct our advisory fees from client accounts quarterly in advance.

    C. General Expenses

       The expenses that are charged to separately managed accounts include all expenses
       incurred in connection with any investments, including brokerage transaction fees or fees
       (see Item 12 “Brokerage Practices” and Item 5, Section D below), custodian costs (see
       Item 5, Section D below), interest on any borrowings and taxes.

       Fees and Expenses in Connection with Certain Investments

       The separately managed accounts may invest directly or indirectly in money market
       funds, mutual funds or exchange-traded funds. In addition to the fees and expenses
       discussed above, investors will indirectly bear advisory and other fees and also expenses
       with respect to such investments.

   D. With respect to the separately managed accounts, advisory fees are generally paid
      quarterly in advance. Advisory fees are pro-rated if the advisory contract is cancelled
      prior to the quarter end (and any unearned fees are returned at such time).

   E. 1. TCS is a broker-dealer affiliated with us. The principal of TCS is the same as the
      principal of Advisor. In addition, the principal is a registered representative of TCS.

       Brokerage/Custodial Mark-ups
       TCS may also receive commissions on insurance products sold to our clients.

       Currently, we will almost always effect brokerage transactions for the separately
       managed accounts through Pershing Advisor Solutions, “PAS”.

TimeCapital Investor Advisory Services Inc. Form ADV: Part 2A – Page 6

        All managed account clients can elect to participate in the TimeCapital wrap fee program
        sponsored by us, and in such case, clients will not pay brokerage transaction fees for
        securities and other trades executed via PAS (and instead will pay a wrap fee covering all
        transaction     fees     for    securities   and      other    trades    executed     via
        PAS). See Appendix 1 to this Brochure for a description of the wrap fee program that we
        sponsor.

        Commissions on Sales of Securities and other Instruments

        1. See also Item 10, Section D regarding compensation TCS receives from third party
        portfolio managers for investing the private investment funds capital in, or
        recommending the owners of the separately managed accounts invest in, the hedge funds
        or other private investment vehicles managed by such third party portfolio managers.

        2. Clients have the option to purchase investment products that we recommend through
        other brokers or agents that are not affiliated with us.

Item 7 - Types of Clients

Advisor primarily provides investment advice to clients who are individuals and high net worth
individuals. Advisor may also provide investment advice to clients that are pension and profit
sharing plans, trusts, estates or charitable organizations or other corporations or business entities.
The minimum investment for a separately managed account is generally $100,000 (although we
may waive such minimum).