True Blue Financial LLC

Item 5 – Fees and Compensation

 Financial Planning and Consulting Fees
 True Blue Financial charges either an hourly fee of $200.00 or a fixed fee not to exceed $5,000 for financial
 planning and consulting services. At our sole discretion, the fee is negotiable depending on the scope, complexity,
 needs, and circumstances of the client, as well as the amount of time estimated to complete the requested
 services. Before engaging True Blue Financial to provide financial planning or consulting services, clients will be
 required to enter into a written advisory agreement, which will set forth the terms and conditions of the
 engagement, describe the scope of the services to be provided, and the estimated time to complete the services.
 Written plans are not presented for hourly consulting engagements.

 Consulting fees are generally due in advance of the consultation. Fifty percent (50%) of the agreed-upon financial
 planning fee is typically due in advance, with the remaining balance due upon completion of the project. However,
 True Blue Financial does not require more than $1,200 six or more months in advance. Either party may terminate
 the financial planning agreement upon written notice to the other. Any prepaid, unearned fees will be prorated
 and promptly refunded to the client.

 Portfolio Management Fees
 For portfolio management services, True Blue Financial charges an annual fee based on a percentage of the
 market value of the assets under management and supervision. On an annualized basis, our management fee for
 directly managed assets is based on the following fee schedule:

True Blue Financial, LLC
Form ADV Part 2A Brochure

                               Directly Managed Assets            True Blue's Annual Fee
                                    Up to $249,999                        1.50%
                                 $250,000 - $499,999                      1.35%
                                 $500,000 - $999,999                      1.25%
                               $1,000,000 - $1,999,999                    1.10%
                               $2,000,000 - $2,999,999                    1.00%
                                 $3,000,000 and over                      0.90%

 Our annual fee is exclusive of, and in addition to, any brokerage commissions, transaction fees, and other related
 costs and expenses, which may be incurred by the client, unless otherwise included in a third-party wrap fee
 program.

 Portfolio management fees are billed quarterly, in advance. At our sole discretion, fees are negotiable depending
 on factors such as the amount of assets under management, range of investments, and complexity of your
 financial circumstances, among others.

 Currently, management fees are calculated by the account custodian in accordance with the advisory agreement
 between the client and us. Either we will calculate the fee and direct the custodian holding the client’s account
 to deduct the fees, or the custodian will calculate the fees based on the client agreement and deduct the fees
 directly from the account, provided the client has provided written authorization. The qualified custodian will
 send an account statement to the client at least quarterly. This statement will detail all account activity, including
 any management fees paid. The custodian will usually deduct from a designated account to facilitate billing.

 Billing on Cash Positions: The firm treats cash and cash equivalents as an asset class. Accordingly, unless otherwise
 agreed in writing, all cash and cash equivalent positions (e.g., money market funds, etc.) are included as part of
 assets under management for the purpose of calculating the firm’s advisory fee. At any specific point in time,
 depending upon perceived or anticipated market conditions/events (there is no guarantee that such anticipated
 market conditions/events will occur), the firm may maintain cash and/or cash equivalent positions for defensive,
 liquidity, or other purposes. While assets are maintained in cash or cash equivalents, such amounts could miss
 market advances and, depending upon current yields, at any point in time, the firm’s advisory fee could exceed
 the interest paid by the client’s cash or cash equivalent positions.

 Periods of Portfolio Inactivity: The firm has a fiduciary duty to provide services consistent with the client’s best
 interest. As part of its investment advisory services, the firm will review client portfolios on an ongoing basis to
 determine if any changes are necessary, based upon various factors, including but not limited to investment
 performance, fund manager tenure, style drift, account additions/withdrawals, the client’s financial
 circumstances, and changes in the client’s investment objectives. Based upon these and other factors, there may
 be extended periods of time when the firm determines that changes to a client’s portfolio are neither necessary
 nor prudent. Notwithstanding, unless otherwise agreed in writing, the firm’s annual investment advisory fee will
 continue to apply during these periods, and there can be no assurance that investment decisions made by the
 firm will be profitable or equal any specific performance level(s).

 At the inception of investment management services, the first pay period’s fees will be calculated on a pro rata
 basis. If you did not receive our ADV Part 2 disclosures at least 48 hours prior to or at the time you entered into

True Blue Financial, LLC
Form ADV Part 2A Brochure

 the advisory agreement with True Blue Financial, you may terminate the agreement without penalty. Thereafter,
 either party may terminate the advisory agreement upon seven (7) days’ written notice. You will incur a pro-rata
 charge for services rendered prior to the termination of the portfolio management agreement, which means you
 will incur advisory fees only in proportion to the number of days in the quarter for which you are a client. If you
...

Item 7 – Types of Clients

 We generally offer investment advisory services to individuals, trusts, estates, charitable organizations,
 corporations, and other business entities.

 True Blue Financial does not require a minimum account size to establish an advisory relationship. However,
 third-party investment advisers and third-party sponsored programs may have minimum account sizes. For
 example, participation in the MWP program requires a minimum account size of $10,000, and participation in
 OMP requires a minimum account size of $1,000.

True Blue Financial, LLC
Form ADV Part 2A Brochure