Trust Investment Advisors Wealth Management LLC

Item 5 – Fees and Compensation
An initial meeting is scheduled with a prospective client at no cost or obligation. The purpose of the
meeting is to gather information from the prospective client and to discuss the types of service we
provide.

Fee-Only Service

Clients pay a fee based on assets under management as opposed to maintaining a commission-based
portfolio. Fees are billed in arrears at the end of each calendar month based upon the value (market value
or fair market value in the absence of market value) of the client’s account. Fees will be debited from
clients’ accounts in accordance with the client authorization in their agreement with the custodian.

The annualized fee for portfolio management services is charged as a percentage of assets under
management, according to the following schedule:

TIA WM Form ADV Parts 2A & 2B
                                                 Page 6                     SEM Originated 1/2024 rev3/2026

                                                 TIA Form
                                                 ADV Parts
                                                 2A & 2B

         Equity, Balanced & Income                                  Annual Fee
         First $1 Million                                           1.25% (0.0125)
         Next $1 Million to $5 Million                              1.00% (0.0100)
         Next $5 Million and above                                  0.75% (0.0750)
         3rd Party Accounts (including covered call options)*       0.50% (0.0500)

         Options* – Equity - AUM                                    Additional Annual Fee
         First $500,000                                             0.50% (0.0050)
         Next $500,000 and above                                    0.25% (0.0250)
         3rd Party Accounts                                         0.15% (0.0015)

Since we bill monthly in arrears, if a client terminates our services, we are entitled to collect fees earned
from the first day of the month’s billing cycle through the date of termination. We do not charge a
termination fee; however, a mutually agreed-upon fixed fee may apply if a special project is requested
by the client at the time of termination. We do not currently impose minimum account requirements. If
minimum account requirements were adopted, pre-existing advisory clients would be subject to the
agreement in place at the time client entered into the advisory relationship.

Additional Fee Disclosures

There are no additional fees for TIA professional model account management.

On occasion, we may provide project work services and charge a one-time fee based on the time
commitment and level of complexity of the project. All fees will be agreed upon in a separate statement
which will become part of the Advisory Agreement. When we charge a client their fee for advice or for
a special project arrangement, the fees will be deducted directly from the client’s account. Upon special
request from the client, we may invoice the client directly.

Clients understand that other clients of ours may have different fee rates and payment plans for similar
services. We retain the discretion to negotiate alternative fees on a client-by-client basis. Client facts,
circumstances, and needs are considered in determining the fee schedule. The circumstances include the
complexity of the client’s assets to manage, anticipated future additional assets, related accounts,
portfolio style, account composition, and reports, among other factors. Discounts, which are not
generally available to our advisory clients, may be offered to family members and friends of associated
persons of our firm. The specific annual fee schedule is identified in the Advisory Agreement between
us and each client. We may group related client accounts for the purpose of achieving the minimum
account size requirements for determining the annualized fee.

In addition to our fees, our investment advisory clients may pay asset-based fees to mutual funds,
wrapped fee programs, or separate account money managers for investment management. Custodians
may charge commissions and/or transaction fees. We do not receive any portion of those fees. Clients
are strongly encouraged to review all the fees charged by the funds, custodians, money managers, and
us to fully understand the total amount paid.

TIA WM Form ADV Parts 2A & 2B
                                                        Page 7                   SEM Originated 1/2024 rev3/2026

                                                        TIA Form
                                                        ADV Parts
                                                        2A & 2B

Services from attorneys, accountants, insurance, and other professionals are paid directly by the client.

Unless a client has received our disclosure brochure (ADV Part 2A and 2B), Privacy Notice, and Form
CRS prior to signing the investment advisory agreement, it may be terminated by the client within five
(5) business days of signing the agreement without incurring any advisory fees. After such time, either
party may terminate the agreement for any reason upon receipt of 30-day’s written notice.

Item 7 – Types of Clients
Investment services and financial planning services may be provided to high-net-worth individuals,
families, charitable organizations, and small businesses. We do not have a minimum account size.