Up Strategic Wealth Investment Advisors LLC

Item 5 Fees and Compensation
As part of its fiduciary duties, we put the interests of clients first. Clients should be aware, however,
that the receipt of any fees or benefits by us, in and of itself, creates a conflict of interest.

Investment Management Fees: Pursuant to our investment management agreements
("Agreement(s)"), clients are charged a fee based on a percentage of assets under management. Our
standard fee is 1.5% of assets under management, but may be negotiated up or down based on
individual circumstances. Our fees will not exceed 2%. The management fee is based on several
factors such as the nature of the assets, the services provided, the practice group involved, and the
amount of assets being managed. Generally, the percentage fee decreases as the amount of assets
under management increases.

The fee is prorated and paid quarterly based upon the market value of the assets on the last day of the
previous quarter. The fees are paid in advance at the beginning of the quarter. Fees are either invoiced
or debited from client accounts based on written permission to Custodians.

When fees are debited, we will deduct our fee directly from your account through the qualified
custodian holding your funds and securities. We will deduct our advisory fee only when the following
requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian.
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts dispersed from your account including the amount of the advisory fee paid directly to
      our firm.

The fee for the initial quarter is pro-rated starting on the date you open an account with a Custodian.
The initial fee shall be based on the market value of the account assets on the first month-end after the
Agreement is signed and billable assets are posted to the Custodian account.

If the Agreement is terminated, the management fee will be pro-rated for the quarter in which the
cancellation notice was given and any unearned fees will be refunded to the clients. An exception to
this policy is for accounts where ERISA services are provided, where fees are not refunded upon
termination, but are kept to cover the costs of closing down the management relationship. However, if
closing costs are less than the unearned advisory fee, then the remaining unearned fees will be
refunded to the client.

We may allow accounts from the same household to be grouped to meet fee breakpoints. For
example, accounts may be grouped for clients and their children, for spouses that have individual and
joint accounts, or for similarly related accounts. The key factor in deciding if accounts can be grouped
is whether the clients live in the same household. Management fees may be discounted if clients also
have other assets under management with the firm pursuant to a separate agreement.

Some of the investment management services provided may include retaining sub-advisors, overlay
managers or third-party service providers as described elsewhere in this Brochure. Clients may pay
fees for services provided by sub-advisors, overlay managers and third-party service providers which
are separate from and in addition to investment management fees charged by Steel Tower
Investments. The amount of the additional fees will depend on the nature of the services being
provided and the number of third parties involved, and may change over time based on changed
circumstances.

Financial Planning Fees: Fees for comprehensive, modular and single-issue financial planning
services and consulting services will be charged in one of the following ways:

    • As a fixed fee, typically ranging from $500-$20,000.
    • On an hourly basis, ranging from $100-$500 per hour.

Fees for on-going financial consulting will be charged in one of the following ways:

    • As a fixed annual fee, starting at $500.
    • As a percentage of the amount of assets under advisement with 2.0% being the maximum
      annual fee.

Fees for financial planning are determined by the investment advisory representative ("IAR") providing
the services. The fees will be based on the complexity of the clients' financial situations and the nature
of work provided. Up to 50% of the fixed or estimated hourly fee may be due upon signing the
Financial Services Agreement, with the balance due upon completion of the services. For fees charged
on an hourly basis, the amount due in advance is based on estimated time needed to complete the
services. The IAR will determine the amount to be paid in advance. The balance due is based on
actual hours needed to complete the work, which may be more or less than the estimate.

Fees charged as a percentage of assets under advisement will be charged in advance on a quarterly
basis. Fees will be based on the value of the assets for which Steel Tower Investments provided
planning services. The value of the assets used for fee calculations will be the billable asset value on
the last day of the previous calendar quarter. Quarterly planning fees for initial and last quarters that
are not full quarters will be prorated based on the number of days that services were or will be

provided during the calendar quarter. Planning fees may be discounted if the client also has other
assets under management, pursuant to a separate agreement, with us. Any discount to planning fees
will be at the discretion of the IAR.

Fees may be billed directly to clients and will be due and payable upon receipt of such billing notice.
Fees may also be deducted directly from the client accounts and paid directly to us by the account
custodian. We will deduct our advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian.
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Item 7 Types of Clients
We offer investment advisory services to individuals (including high net worth individuals, trusts and
estates), corporations and other business entities, retirement plans, and state or municipal government
entities.

In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your Account if it falls below a minimum size which, in our sole
opinion, is too small to effectively manage.