Upper Left Wealth Management LLC

Item 5: Fees and Compensation

Methods of Compensation and Fee Schedule

ULWM is compensated for its advisory services by charging a fee based on the market value of a
client’s managed accounts. ULWM reserves the right, in its sole discretion, to reduce or waive
advisory fees for certain clients, without notice to or fee adjustment for other clients.

ULWM’s advisory fees are calculated based on assets under management and are established in
the applicable client agreement. There are three tiers of fees: for the first $1,000,000 in assets, the
annualized fee is 0.95%; for assets from $1,000,001 to $5,000,000, the annualized fee is 0.75%; and
for assets over $5,000,000, the annualized fee is 0.35%.

Advisory fees are charged monthly in advance, based on the market value of assets under
management as of the close of business on the last business day of the immediately preceding
month, and are calculated by multiplying the applicable annual advisory fee rate by such value
and dividing by twelve. Fees are generally deducted from the client’s account during the first
business days of the applicable month. In accordance with the client agreement, ULWM instructs
the qualified custodian to deduct advisory fees directly from client accounts. The qualified
custodian provides account statements, at least quarterly, reflecting all amounts deducted from
the account, including advisory fees paid to ULWM.

Clients may make additions to or withdrawals from their accounts at any time, subject to
customary securities settlement procedures. Assets deposited into an account during a billing
period are generally subject to advisory fees on a prorated basis. Clients may terminate the
advisory relationship at any time upon notice to ULWM. Upon termination, advisory fees will be
prorated through the effective date of termination, and any unearned prepaid fees will be

                  Part 2A of Form ADV: Upper Left Wealth Management, LLC Brochure

refunded promptly. At any time, a client may request additional information regarding the
calculation of advisory fees.

Clients are advised that the liquidation of transferred securities may result in transaction fees
imposed by the product sponsor and/or tax consequences.

401(k) and Retirement Plan Services

For the management and implementation of employer-sponsored retirement plans, including
401(k) plans, ULWM provides non-discretionary consulting and advisory services only. ULWM
does not have investment discretion over retirement plan assets. Fees for retirement plan services
are generally 0.50% of plan assets, charged quarterly in arrears, as agreed with the plan sponsor.

Retirement plan services are governed by a separate written retirement plan advisory or
consulting agreement between ULWM and the plan sponsor. These services are distinct from
ULWM’s retail investment management services, and the Client Account Agreement does not
apply to retirement plan engagements.

Client Payment of Fees

ULWM generally requires advisory fees to be prepaid on a monthly basis. Advisory fees are
deducted directly from the client’s account only with the client’s written authorization and in
accordance with the procedures of the qualified custodian. The qualified custodian sends account
statements, at least quarterly, reflecting all amounts deducted from the account.

Clients are responsible for reviewing custodial statements and verifying the accuracy of advisory
fee calculations.

Additional Client Fees Charged
ULWM is a “fee only” investment advisor, and other than its advisory fee described above, neither
the firm nor its employees receive or accept any direct or indirect compensation related to
investments that are purchased or sold for client accounts. This means clients will not be sold
investment products or services that create additional fees or compensation to benefit ULWM or
its employees or its affiliates other than those described in this Brochure.
Clients may pay other fees or expenses to third parties. The issuer of some of the securities or
products we purchase for clients, such as ETFs or other similar financial products, may charge
product fees that affect clients. ULWM does not charge these fees to clients and does not benefit
directly or indirectly from any such fees. An ETF typically includes embedded expenses that may
reduce the fund's net asset value, and therefore directly affect the fund's performance and
indirectly affect a client’s portfolio performance or an index benchmark comparison. Expenses of
an ETF may include management fees, custodian fees, brokerage commissions, and legal and

                 Part 2A of Form ADV: Upper Left Wealth Management, LLC Brochure

accounting fees. ETF expenses may change from time to time at the sole discretion of the ETF
issuer. In addition, clients who use a portfolio line of credit to obtain a loan secured by the assets
of their taxable accounts will be charged interest on the outstanding balance. Portfolio line of
credit can be used to meet various cash needs but cannot be used to purchase investment
securities. Mutual funds may have purchase and/or redemption fees.
Please refer to the Brokerage Practices section (Item 12) for additional information regarding the
firm’s brokerage practices.

External Compensation for the Sale of Securities to Clients
ULWM advisory professionals are compensated solely through a salary and bonus structure.
ULWM is not paid any sales, service or administrative fees for the sale of mutual funds or any
other investment products with respect to managed advisory assets.

Item 7: Types of Clients
We generally provide investment advice to individuals, trusts, business accounts, incorporated
organizations, and individual retirement accounts (IRA, ROTH IRA, SEP IRA, etc.).
The minimum amount required to open and maintain an account with us is $1,000,000, though
we may accept smaller accounts at our discretion. Our optimal client understands the principles
of passive and index investing and is committed to a long-term, buy-and hold strategy.